Greg Provenzano ACN Co-Founder

Regulatory & Compliance Update Dave Merriman Executive Vice President

Evolving Regulatory Environment

Income & Lifestyle Claims

Savings Guarantees

Social Media

Presenter Edification and Testimonials

Mike Cupisz ACN Co-Founder

Adjusting the Compensation Plan Effective 1 February, 2019

Terminology Change and Simplification Team Trainer - TT Independent Business Owner - IBO Qualified Team Trainer - QTT Customer Qualified IBO - CQ Customer Bonuses Personal Customer Acquisition Bonuses - CABs Customer Acquisition Bonuses - CABs Overriding Customer Acquisition Bonuses - CABs Residuals Personal Residual Income Team Residuals Overriding Residual Income

Customer Qualified IBO - CQ AU 7 Points & 3 Services NZ 5 Points & 3 Services Current qualification

New ETL Qualifications; Removing the ETT Position New ETL Qualifications; 15 personal points & 10 CQs in minimum of 3 separate legs Or 60 Personal Points (AU) 50 Personal Points (NZ) Existing ETLs as of 31 January 2019, will have until 1 April 2019, to meet new qualifications

Removing the RD Position Rename TC position to RD RD Qualifications; 600 group points w/ max 200 per leg Reminder: RDs & above must maintain 15 personal Points to be paid RD & above Compensation

Regional Vice President RVP qualification requirements 4 *RD legs and 3,000 group points w/ max 1,000 points per leg *Name change only TC to RD

$500,000 monthly downline billing (max: $250,000 per leg) Senior Vice President $500,000 monthly downline billing (max: $250,000 per leg) With $500,000 (max: $250,000 per leg) New qualification requirements 2 RVP legs & 4 RD legs $500K - in monthly billing volume Maximum of $250K - per leg Existing SVPs as of 31 January 2019, will have until 31 December 2019, to meet new qualifications

Overriding Residuals Qualification Effective 1 February 2019: New RDs will be required to maintain 75 Customer Personal Points to be paid through 7 levels RDs as of 31 January 2019 will be paid through the 7th level through 31 July 2019 as long as they maintain 15 Personal Points. From 1 Aug all RDs will be required to maintain 75 personal customer points to be paid to the 7th level

New Overriding Residuals Commissions Current Commissions 2% 4% 8% Effective: For all IBOs, and all customers new and old from 1 February 2019

New Overriding Residuals Commissions Current Commissions Commissions 1 Feb 2019 2% 3% 4% 5% 8% 8% Effective: For all IBOs, and all customers new and old from 1 February 2019

Introducing RVP Gold RVP Gold; $200K - in monthly billing volume Maximum of $75K - per leg

RVP Residual Earnings Current 1 Feb 2019 RVP Open 1 ½ % 1 ½ % RVP Gold 2 ½ % 3 % RVP 1st Gen 2 % 1% RVP 2nd Gen ½ % ½ % RVP Platinum 3 % Effective: for all customers new and old from 1 February 2019

CABs

NextGen Bonus Enhancements CAB bonus for new IBO for just getting “Customer Qualified” in 30 days US example: $100 for Feb Create Monthly Personal CABs for new and existing IBOs New People will have 1st 30 days – Existing IBOs will have Calendar Month (Certain Services will apply) Examples: 15 Personal Customer Points = $200 5 Services = $150 Very Flexible Fast Start Bonuses – Not limited to ETL Qualifications Examples: Acquire 20 Customer Points & 2 new CQ within the IBOs 1st 30 days ETL 30 /60 / 90 Day Bonus Existing IBO Monthly Bonuses (Similar to Fast Start Bonuses)

Results All IBOs acquiring more customers Increase the number of new and existing IBOs that are making money every month This will keep IBOs engaged Fuels Residuals for all IBOs Average income – all positions to increase Total alignment between new and existing IBOs, leaders and the company