Horizons Beyond Dreams AFRICA PLAN

PRODUCT PLAN BUSINESS “OPPORTUNITY”

Who are you? 95% of people are average Only 5% are successful

Facts of Life 3% - still working 1% - have freedom Research on 100 people who start working at 25 and ‘retire’ at 65: 29% - are dead 63% - are poor 3% - still working 1% - have freedom 4% - just enough retirement funds

FINANCIAL FREEDOM! FINANCIALLY FREE! “SLAVES OF TIME!” MANY PEOPLE, STRUGGLING TO BE FINANCIALLY FREE! HAVE BECOME “SLAVES OF TIME!”

IS 30 YEARS: TRY TO BUILD FINANCIAL FREEDOM! A DAY HAS 24 HOURS; WE DIVIDE IT INTO THREE EQUAL PARTS: 8 hours to SLEEP: 8 hours to SOCIALISE: 8 hours to work (that is, exchange TIME for MONEY). GRANTED AT LEAST 70 YEARS LIFESPANS ; WE DIVIDE IT INTO THREE PARTS: 20 YEARS: DEVELOP LIFE SKILLS! 30 YEARS: TRY TO BUILD FINANCIAL FREEDOM! 20 YEARS: RETIRE EARLY, ENJOY TIME FREEDOM!

PARADIGMS ABOUT FINANCIAL FREEDOM! WE WERE TAUGHT WRONG PARADIGMS ABOUT FINANCIAL FREEDOM! MOST OF US WERE TAUGHT: “Go to school, get good GRADES, you will get a good paying JOB and you will be SUCCESSFUL in life!” “but those Educated DON’T always lead Successful lives!” (King Solomon in ECCLESIASTES 9: 11) THE UNSUCCESSFUL ONCE THOUGHT: “When I finish school I WANT TO WORK FOR A COMPANY.” THE SUCCESSFUL ONCE SAID: “When I finish school I WANT TO HAVE MY OWN COMPANY!”

BECAUSE OF WRONG PARADIGMS OF THE 6 BILLION PEOPLE ON EARTH: 5% ARE REALLY WEALTHY! 15% ARE WELL-TO-DO! 80% COMPOSE THE POOR! MANY PEOPLE ARE POOR BECAUSE OF WRONG PARADIGMS

USE THEIR HANDS TO MAKE MONEY USE THEIR BRAINS TO MAKE MONEY INCOME GENERATING PARADIGM! USE THEIR HANDS TO MAKE MONEY USE THEIR BRAINS TO MAKE MONEY BIG BUSINESS Conventional Big Business Franchise Business D 1. Job - Salary 2. Sales - Commission EMPLOYEES A 3. Personal Franchise Business Small Businesses 2. The Professionals SELF -EMPLOYED Shares 2. Assets INVESTORS C B

PRODUCT PLAN BUSINESS “OPPORTUNITY”

The system consists of two trees with following levels: 1 The system consists of two trees with following levels: PRODUCT BOARDS 5 STAR= 35% 4 STAR=30% 6 STAR=40% 3 STAR=25% 7 STAR =45% 1 STAR= 15% 2 STAR=20% Buffalo Buffalo BOARD Elephant BOARD Rhino BOARD LEOPARD Board Honorary Levels Here’s how it works…

6 Types of Income 1. Retail profit: 30% 2. Direct bonus: 5%-45% Honorary Level 1. Retail profit: 30% 2. Direct bonus: 5%-45% 3. Indirect bonus: 5%-40% 4. Leadership bonus: 5% 5. Honorary bonus: 5% 6. Profit Sharing: 2% 7 STAR45% 6 STAR40% 5 STAR= 35% 4 STAR=30% 3 STAR=25% 2 STAR=20% 1 STAR= 15% Buffalo

57% Horizons Beyond Dreams payout in bonuses and awards exceed more than 57% of total sales! Indirect Bonus 4%-40% Leadership Bonus 5% Direct Bonus 5%-45% 57% Special Awards 2% Honorary Bonus 5%

BUFFALO DISTRIBUTOR * Horizons Beyond Dreams LIFE TIME MEMBER BUSINESS LICENCE $ 100 * Horizons Beyond Dreams LIFE TIME MEMBER GLOBAL SPONSORING BEST OF BOTH WOLRDS PRODUCTS AND BOARDS 30% RETAIL PROFIT ( Distributor Price )

I. Horizons Beyond Dreams Business Plan 7 6 PV = Point Volume BV = Bonus Value CPV = Cumulative point Volume 1PV = 1 USD options 300000 CPV (45%) 5 4 options 75000 CPV (40%) options 18000 CPV (35%) 3 options 4000 CPV (30%) 2 options 1000 PV 1200 CPV (25%) 1 Products 200 PV (20%) Products 100 PV (15%) $100 KIT REGISTRATION

1 DISTRIBUTOR * PERSONAL PURCHASE $100 /= ( 100 PV ) Buffalo 5% DIRECT BONUS Elephant 10% Rhino 15% 30% RETAIL PROFIT ( Distributor Price )

2 DISTRIBUTOR Buffalo 10% DIRECT BONUS Elephant 15% Rhino 20% PERSONAL PURCHASE $200 / = ( 200 PV ) Buffalo 10% DIRECT BONUS Elephant 15% Rhino 20% 15% INDIRECT BONUS MONTHLY MAINTENANCE $10PV 30% RETAIL PROFIT ( Distributor Price )

3 DISTRIBUTOR Buffalo 15% DIRECT BONUS Elephant 20% Rhino 25% OPTION 1 PERSONAL PURCHASE $1000 = ( 1000PV ) OPTION 2 GROUP PURCHASE $1200= ( 1200PV ) Buffalo 15% DIRECT BONUS Elephant 20% Rhino 25% 20 PV PPV PER MONTH 20% INDIRECT BONUS 30% RETAIL PROFIT ( Distributor Price )

3 DISTRIBUTOR Option 1 PERSONAL PURCHASE $1000 / = Option 2 Option 3 3 ( 1000 PV) 20 PPV per month Option 2 Option 3 3 3 $1200 / = 1,200 CPV $ $2400 / = 2,400 CPV 2 2 2 2 2

4 DISTRIBUTOR Buffalo 20% DIRECT BONUS Elephant 25% Rhino 30% GROUP PURCHASE $4000= ( 4000PV ) Buffalo 20% DIRECT BONUS Elephant 25% Rhino 30% 30PV PPV PER MONTH 25% INDIRECT BONUS 30% RETAIL PROFIT ( Distributor Price )

4 DISTRIBUTOR Option 1 Option 2 4 4 3 3 3 3 3 $4,000/ = 4,000 CPV 30 PPV per month / 500 GPV Option 1 Option 2 4 4 $4,000/ = 4,000 CPV $8,000/ = 8,000 CPV 3 3 3 3 3

5 DISTRIBUTOR Buffalo 25% DIRECT BONUS Elephant 30% Rhino 35% GROUP PURCHASE $18000= ( 18000PV ) Buffalo 25% DIRECT BONUS Elephant 30% Rhino 35% 45PV PPV PER MONTH 25% INDIRECT BONUS 30% RETAIL PROFIT ( Distributor Price )

5 DISTRIBUTOR 18,000 CPV 18,000 CPV Option 1 5 Option 2 5 4 4 4 4 4 45PPV per month / 1000 GPV Option 1 5 Option 2 5 $18,000 / = 18,000 CPV $36,000 / = 36,000 CPV 4 4 4 4 4 Option 3 Option 4 5 5 18,000 CPV 18,000 CPV 4 3 3 4 4 3 3 3 3 3 4 3 3

6 DISTRIBUTOR Buffalo 30% DIRECT BONUS Elephant 35% Rhino 40% GROUP PURCHASE $50000= ( 5000PV ) Buffalo 30% DIRECT BONUS Elephant 35% Rhino 40% 60PV PPV PER MONTH 5% - 35% INDIRECT BONUS 30% RETAIL PROFIT ( Distributor Price )

6 DISTRIBUTOR 30% RETAIL PROFIT 40% DIRECT BONUS 60 PPV per month / 50000GPV 30% RETAIL PROFIT 40% DIRECT BONUS 5% - 35% INDIRECT BONUS 1% LEADERSHIP BONUS (1ST GEN.) 0.5% LEADERSHIP BONUS (2nd GEN.) 0.5% LEADERSHIP BONUS (3nd GEN.)

6 DISTRIBUTOR 50,000 CPV 50,000 CPV Option 1 6 Option 2 6 5 5 5 5 5 60 PPV per month / 1000 GPV Option 1 6 Option 2 6 $100,000/ = 100 000 CPV $50,000/ = 50 000 CPV 5 5 5 5 5 Option 3 Option 4 6 6 50,000 CPV 50,000 CPV 5 4 4 5 4 4 4 4 4 4 5 4 4

7 DISTRIBUTOR 100PPV per month / 20000 GPV 30% RETAIL PROFIT 45% DIRECT BONUS 5% - 40% INDIRECT BONUS 2% LEADERSHIP BONUS (1ST GEN.) 1% LEADERSHIP BONUS (2nd GEN.) 0.5% LEADERSHIP BONUS (3rd GEN.) 0.5% LEADERSHIP BONUS (4th GEN.) 0.3% LEADERSHIP BONUS (5th GEN.)

7 DISTRIBUTOR 200,000 CPV 200,000 CPV 7 Option 1 7 Option 2 6 6 6 6 6 200 PPV per month / 30000 GPV 7 Option 1 7 Option 2 $ 200,000 / = 200,000 CPV $ 400,000 / = 400,000 CPV 6 6 6 6 6 Option 3 Option 4 7 7 200,000 CPV 200,000 CPV 6 5 5 6 5 5 5 5 5 5 5 6 5

BGB in a Binary Organization The origin of BGB System is based on the motive of ensuring a constant source of income for all Lions & above ranks even after the cut-off, i.e. even after the point wherein the RI would have a cut-off from same percentage ranks below.

BGB in a Binary Organization In-order to ensure the same, the group sales below the same percentage rank holder are accounted for separately in each leg.

BGB in a Multi-leg Organization In a Multi-leg Organisation, the system would consider the strongest leg with most number of sales as Power Leg and sum up the sales in all other legs to compare with the power leg.

BGB in a Multi-leg Organization If the sum of the sales of all other legs is still lesser than the Power leg, the sum would be considered as the weaker leg . Sales/ commissionable sales and 1% or 0.5% of the revenue of weaker leg's sales would be credited to the Lion’s or diamond Lion’s account respectively.

BGB in a Multi-leg Organization If the sum of sales of all other legs is more than that of Power Leg, Power leg would turn out to be the weaker leg and BGB % would be credited based on sales in the strongest power leg.

Rank Progress and Commission Structure Your rank progresses when you get 2 Active leaders in different legs with the same rank.

The Profit sharing allows Lions have their piece of the Share in the Global Profits of the company. The Profit sharing concept ensures regular leveraged income inflow giving you an opportunity to hold a prime position in Advisory Board of the Company.

Have your piece of the share with Stay focused. Reap more… PROFIT SHARING What exactly is the Profit sharing? HBD devotes 2% of the Global Profits to its profit sharing pool which is distributed amongst all directors. Stay focused. Reap more…

DREAM A Dream is something that really motivates you to work hard, so you could make your dreams come true. The saying goes“ Being born poor is not a sin, BUT being born poor and not having a dream to persevere in life is a great sin” 38

WRITE / PUT PICTURE OF YOUR DREAMS IN YOUR DREAM BOOK (DREAM SHARING)

Horizons Beyond Dreams REACH YOUR DREAM WITH Horizons Beyond Dreams YOU CAN DO IT !!!