Protection in case of sickness Swedish experiences Uppsala County ”The protection of women entrepreneur in Europe: Practices, perspectives and programmes.” Conference Lario Fair Como 21st April 2006 Harriet Hedin, PhD Biotechnology/Immunology

2006 Harriet Hedin, PhD Biotechnology/Immunology Harriet Hedin President of Marma Medical AB Start-up of Networks for Innovators Business Development Resource Centre for Women Entrepreneur Leadership Development and Coaching of Women Leaders and Entrepreneurs Communication Scientific Marketing Networking Basic Research Clinical Trials PhD Biotechnology and Immunology

2006 Harriet Hedin, PhD Biotechnology/Immunology Protection in case of sickness As an entrepreneur you will not enjoy some of the basic insurance coverage you would have had as an employee Your income as an entrepreneur qualifies you for sickness benefit The self-employed have to insure themselves against income loss due to sickness absence, disability and unemployment. Because these insurances are quite expensive, many self- employed are not insured for this

2006 Harriet Hedin, PhD Biotechnology/Immunology

2006 Harriet Hedin, PhD Biotechnology/Immunology Real life cases Case 1 Pension 400 Euro/month 65 years old, self-employed 30 years, no family Case 2 New regulations forces to seek job though sick 38 years old, 4 children and husband, different companies 10 years Case 3 No rehabilitation - burn-out, young, overoptimistic 25 years old, tried to build a family and a company at the same time

2006 Harriet Hedin, PhD Biotechnology/Immunology What drives you to live the life you live everyday? Many of us strive to achieve balance between our professional and personal lives. This balance is partially accomplished by knowing yourself and how to effectively communicate your convictions. Another aspect in achieving balance is finding your passion.

2006 Harriet Hedin, PhD Biotechnology/Immunology ICEBERG TOTAL COMPETENCE Specialist competence Social competence and skills Personality and motivators To be learned To be trained To be respected

2006 Harriet Hedin, PhD Biotechnology/Immunology IN UPPSALA COUNTY Sustainable Growth in Co-operation A holistic programme for health, life and career planning How is an individual development plan created? Business development based on entrepreneur as an individual The tool box - pedagogy adjusted the needs of women Businessnetworkco-operation THE TOOL BOX FOR WOMEN ENTREPRENEURS

2006 Harriet Hedin, PhD Biotechnology/Immunology Income before tax/month - Entrepreneurs Women n= 187 Uppsala County

2006 Harriet Hedin, PhD Biotechnology/Immunology Do you think entrepreneurship causes stress? n= 187 Uppsala County

2006 Harriet Hedin, PhD Biotechnology/Immunology Frequent stress factors n= 187 Uppsala County

2006 Harriet Hedin, PhD Biotechnology/Immunology Some people are precise, accurate, detail-oriented Observable Human Behaviour Some people are steady, patient, relaxed Some people are forceful, direct, results- oriented Some people are optimistic, fun, talkative

2006 Harriet Hedin, PhD Biotechnology/Immunology

2006 Harriet Hedin, PhD Biotechnology/Immunology The winning team for growth in EU

2006 Harriet Hedin, PhD Biotechnology/Immunology HarmonyDisharmony DDDDIIIISSSSCCCC Entrepreneur - AEntrepreneur - B Adapted behaviour Natural behaviour Adapted behaviour

2006 Harriet Hedin, PhD Biotechnology/Immunology Setting standards Generating ideas Decision making Communicating Marketing Negotiating Seeking others’ opinion Listening to others Implemention Assessing Co-ordinating Information gathering Establishing guidelines Offering opinions

2006 Harriet Hedin, PhD Biotechnology/Immunology Conclusion Structural level –We need to influence the EU structures to get more supportive regulation/laws for self-employed women Organisational level –We need to negotiate better protection schemes and funds for continues support of WE networks and RC Individual level –We need individually designed coaching programmes for health competence and for creating balance between work life, family and private life

2006 Harriet Hedin, PhD Biotechnology/Immunology