Chapter 9 Vehicle Information Fall 2014
Objectives: Students will know requirements for vehicle title & registration Students will understand vehicle inspection, license plates & insurance
Vehicle Title, Registration & Insurance New Jersey residents who buy a new or used vehicle must: Title, Register Insure it before driving the car on public roads Motor vehicle liability insurance is MANDATORY in the State of New Jersey
Vehicle Title, Registration & Insurance Lemon Law: requires that his/her vehicle to be titled and registered within 60 days; sooner, if the out-of-state registration expires before then Initial Registration of Vehicle Valid for 4 years All other registrations are typically valid for 1 year
License Plates Motorists will receive TWO matching license plates upon registering a vehicle One plate is provided when registering a trailer, moped, or motorcycle
Vehicle Inspection All gasoline fueled vehicles, more than 5 years old, registered in NJ must pass state emissions inspections EVERY 2 YEARS at a state inspection facility or a state-licensed private inspection facility
Vehicle Inspection New gasoline-fueled vehicles must pass their first MVC inspection 5 years after they are initially registered To be eligible for inspection, all motorists must bring a valid driver license and valid NJ registration & insurance documents for the vehicle to be inspected
Insurance Motor vehicle liability insurance is mandatory in the State of New Jersey Every vehicle registered in NJ must have liability insurance Type & cost of insurance coverage can vary.
Insurance A New Jersey Insurance Identification Card will be provided for each vehicle insured under a policy Insurance Card must remain in the vehicle with driver at all times
Insurance Driving with an uninsured vehicle can result in: Fines Community Service License & Registration Suspensions Insurance Surcharges
Insurance Fraud If a person commits insurance fraud by providing false information to an insurance company while making a claim or submitting an insurance application The Office of Insurance Fraud Prosecutor can file criminal charges that can result in incarceration Fines up to $15,000 for each violation