| SOCIETY INSURANCE WELLNESS 1 SMALL DETAILS that can make a BIG DIFFERENCE.

| HOW DO WE BUILD OUR WELLNESS PROGRAM Operational Plan Wellness Dashboard WELCOA Model Companywide Interest Survey HRA Results Wellness Committee 2

| WELLNESS INITIATIVES HRAs with reward on paycheck toward premiums - based results Onsite flu shots Wellness posters and announcements Club Olympia membership Health club reimbursement program EAP program On site health coaching Wellness activity programs Onsite chair massages Quarterly blood pressure checks onsite On my weigh program Targeted mailings based on HRA CSA (Community Supported Agriculture) Weekly cash and carry lunch Lunch n Learns 3

| HRA PROCESS Free onsite screenings for employees, spouses, and same sex domestic partners. Rewards available based on results. Earn back points program for employees. 4

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| 6 1. Earn the Gold Reward by scoring 90 or more points. 2. Earn the Silver Reward for scoring 80 or more points. 3. If you do not score in one of these two categories, you will not earn a reward for Find your Rewards score in the chart below to see what reward you qualify for in The scoring is very simple and specific: Society Insurance Rewards Program Gold Reward Score 90 or higher Silver Reward Score 80 or higher No Reward Score 79 or below

| REWARD PROGRAM Gold Reward (Score 90 or higher) Employee $20 per pay check for employee on the health plan that achieves the gold podium $125 one time payout, for employees that are not part of our health plan and achieve the gold podium Spouse or Same Sex Domestic Partner $10 per pay check for spouse on the health plan that achieves the gold podium Spouses not part of our health plan are not eligible for a reward 7

| REWARD PROGRAM CONTINUED… Silver Reward (Score 80 or higher) Employee $10 per pay check for employee on the health plan that achieves the silver podium $75 one time payout, for employees that are not part of our health plan and achieve the silver podium Spouse $5 per pay check for spouse on the health plan that achieves the silver podium Spouses not part of our health plan are not eligible for a reward 8

| EARN BACK POINTS PROGRAM Complete health screening Complete Know and Go Questionnaire Meet with health coach and achieve scorecard healthy ranges or goals indicated on the points earning criteria document. Health coach onsite once per month Utilization report (8 times per month), proof of membership, proof of payment, HRA participation 9

| HEALTH CLUB POLICY Full and part time employees receive a free membership to Club Olympia In addition reimbursement program for employee themselves and a family member Up to $30 per month for employee Up to $50 per month for employee and family member 10

| ACTIVITY BASED PROGRAM National Employee Health and Fitness Challenge Society extended 1 week challenge to 2 months Employees track cardiovascular exercise, resistance training, stretching, riding their bike to work, walking meetings, parking further away in the parking lot, and living Y5210 Participants given company logoed infuser cup Employees that completed and logged at least 1 activity, 3 days in a week were entered into a drawing. Multiple drawings. Club Olympia training session Headphones Workout videos Heart rate monitor Ankle weights 11

| NUTRITION BASED PROGRAM Transform Yourself Program Initial, mid-point, and final weigh in over a 3 month duration Initially meet with health coach to establish a challenging yet realistic goal Mid point and final class on nutrition topics applicable to group Prize drawings (Fit bit and company store credits) 12

| ONSITE CHAIR MASSAGES 10 minute time slots at $9 each Monthly Stress Relieving Initiative 13

| COMMUNITY SUPPORTED AGRICULTURE (CSA) Allows employees to get healthy fresh food from a local source and support their local economy. Employees buy shares which are delivered monthly Also able to buy from farmers market 14

| WEEKLY ONSITE CASH AND CARRY LUNCH We have a local restaurant come in twice a week Offering convenient healthy lunches employee can purchase Payroll deduction 15

Participant Satisfaction With Overall Wellness Program Current Company Risk Status HRA Process Participation Rate 68% Biometric Scorecard Elements **Percent achieving desired scorecard benchmark N= 156 Cohort sample Society Risk Transitions (13.1%) 133 (86.9%) 19 (12.4%) 10 (50%) 11 (8.2%) Medium – High Risk (3+) Low Risk (0-2) 10 (50%) 134 (87.6%) 122 (91%) Risk Scores of 153 employees from 2011 HRA to 2012 HRA

Coaching Visits Disease Management of Eligible Employees 66% EAP AwarenessAnnual Healthcare Costs