Realizing your dreams of homeownership Home Buyers Seminar A complimentary service of Weichert, Realtors ® Realizing your dreams of homeownership Each WEICHERT® franchised office is independently owned and operated.

Welcome! Whether you have ever owned a home… Whether you are planning on buying, selling or both… We’re here to answer the questions on your mind.

You might be thinking . . . Is now the right time to buy a home? How much house can I really afford? What will a real estate agent do for me? What will a real estate company do for me?

(Manager name, title, and office) Is now the right time to buy a home? (Manager name, title, and office)

What are you hearing about the real estate market? Is now the right time to buy a home? What are you hearing about the real estate market? (elicit responses)

We’ve heard that too, but . . . There is Good News! More homes for sale now than last year at this time, and interest rates remain at historic lows What does that mean for you? More opportunities to find the home you want Less competition for your dream home More negotiating power Financing solutions that will fit your needs

Is Real Estate a Smart Investment? Yes! Over the last 35 years, home prices nationally have appreciated by an average of 6% per year. Source: National Association of Realtors®

How much house can I really afford? (GSM name, title, office)

Your Buying Power Today Historically low interest rates + Many financing solutions available = Your best opportunity in years to afford your dream home

In XX County: 20xx: XX homes sold $XX median home price 20xx: Source: MLS

In XX Township: XXX listings on the market currently Median sales price is $XXX Average home stays on the market for X months Source: Multiple Listing Service

Houses Priced Right are Still Selling Fast You should know . . . Recent sales in the area indicate that buying your dream home may still require you to act promptly.

Interest Rates Remain Low Average Annual Rate (30-year fixed-rate mortgage)* *Source:  Freddie Mac.  The 2014 figure is computed using the average rate for January 2014

The Effect of Interest Rates on Buying Power What can I buy for $3,000 a month? Source: Weichert Financial Services,. Based on a 30-year fixed rate mortgage, including 20% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $3,000 a month? Source: Weichert Financial Services, Based on a 30-year fixed rate mortgage, including 10% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $2,500 a month? Source: Weichert Financial Services,. Based on a 30-year fixed rate mortgage, including 20% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $2,500 a month? Source: Weichert Financial Services, Based on a 30-year fixed rate mortgage, including 10% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $2,000 a month? Source: Weichert Financial Services. Based on a 30-year fixed rate mortgage, including 20% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $2,000 a month? Source: Weichert Financial Services, Based on a 30-year fixed rate mortgage, including 10% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $1,500 a month? Source: Weichert Financial Services, Based on a 30-year fixed rate mortgage, including 20% down payment.

The Effect of Interest Rates on Buying Power What can I buy for $1,500 a month? Source: Weichert Financial Services, Based on a 30-year fixed rate mortgage, including 10% down payment.

Establish Your Buying Power The first step is to meet with our local qualified Weichert Gold Services manager Face-to-face, personalized service Mortgage credit decision, usually in minutes Hundreds of loan products to meet your unique qualifications Weichert Financial Services is one of the top 30 credible, safe mortgage providers in the United States

More advantages of meeting with your Gold Services manager Referrals to our Weichert affiliated Companies for your insurance needs at no added cost to you. A Gold Services Coordinator will be assigned to assist you with your move-related and home ownership needs Nearly 90% of our customers would refer us to friends and family* *Based on a private survey conducted by Weichert, Realtors®

Special First Time Home Buyer Programs Great 1st Time Buyer Programs Still Available Low or No Money Down! FHA VA State bond programs

Manager or Sales Associate (name, title, office) What will my real estate agent do for me? Manager or Sales Associate (name, title, office)

What Will a Real Estate Agent Do for Me? Your agent is your guide, simplifying the complex process of finding and purchasing a home.

A Brief Overview of the Process A few easy steps from thinking about it to owning it Establish your buying power Find your dream home Move in! Your Weichert Associate will share this step-by-step map with you.

Your Weichert Sales Associate will… Use the Multiple Listing Service to show you homes matching your criteria Explain what’s involved in making an offer Analyze market data to help you determine an offer price Be a resource for all your real estate needs

Your Agent will Help Find Your Home Your Weichert Sales Associate Will keep you informed of available homes that meet your criteria Has access to ALL the listings Will set up appointments to view homes

Your Real Estate Agent will: Present your offer in person Negotiate all the terms of the offer in your best interests

We know the best way to evaluate pricing Our exclusive Enhanced Price Trend Analysis is a unique method for helping you determine how much to offer. It will also help you set a price if you’re selling.

What will a real estate company do for me? Weichert Family of Companies

Making Your Purchase as Smooth as Possible Buying a home involves the careful coordination of many people. Choosing a real estate team you can count on can make the process smoother and easier.

Your Weichert Team Like trusted friends, your Weichert Sales Associate, Gold Services Manager, and the Weichert Family of Companies will be with you every step of the way!

The Weichert Difference A full-service team of real estate professionals, focused on providing personalized service One-stop shopping to make your experience as easy and hassle-free as possible The support and expertise of the entire Weichert Family of Companies working for you

What questions can we answer for you to get you started? We’re Here to Help What questions can we answer for you to get you started?

Let’s get started – schedule your buyer consultation today! There has never been a better time to let Weichert help you buy your new home! Let’s get started – schedule your buyer consultation today!

Good Luck with your New Home!