Great American Life An American Company date

Family of Companies Great American Life Insurance Company Annuity Investors Life Insurance Company * For Illustrative purposes only – not a legal entity chart

GALIC ratings AM Best A S&P A+ Moody’s A3

Fixed-indexed annuities From Great American Life

Safe Return Modified single premium fixed-indexed annuities

Bailout cap  Available for indexed strategies  Allows clients to withdraw money without penalty if the cap for an indexed strategy ever falls below its bailout cap  Ensures clients’ opportunity for growth

Return of premium (ROP) (Safe Return only)  Clients are guaranteed return of premium at any time, less the sum of prior withdrawals  Included at no charge  Ensures clients’ money is protected

Safe Return  Fixed-indexed annuity  Issue ages Q; 0-85 NQ  10-year declining 10, 9, 8, 7, 6, 5, 4, 3, 2, 1%  Minimum purchase payment -$25,000 -Additional purchase payments accepted in first two months of contract

GMSV 1% on 100% of purchase payments 1 Product features  Bailout feature  Return of premium guarantee  10% penalty-free withdrawal beginning in first contract year  No MVA  Death benefit is greatest of the account value, GMSV or return of premium  Extended Care and Terminal Illness Waivers (where available)  S&P 500 ® 1Less any withdrawals and the applicable early withdrawal charge rate multiplied by the account value. Safe Return

1Less any withdrawals and the applicable early withdrawal charge rate multiplied by the account value. Rate as of 5/21/13. Annual pt-to-pt 4.25% cap 3.75% bailout cap Monthly avg. cap 4.25% cap 3.75% bailout cap GMSV % Declared rate1.00% Safe Return

Commission options: Safe Return

Comp comparison: Safe Return Example: For a Safe Return sale with a purchase payment of $100,000 to a 65-year-old… For illustrative purposes only. This example assumes a $100,000 single premium purchase payment made by a 65-year old who has placed all money in the indexed strategies earning 5% per year for 10 contract years. You could earn…

Internal Sales Team  Sales support  Agent field training  Case consultation and product development  In-house proposals and product illustration  All sales associates are licensed agents and registered (800) , ext Monday – Friday (8 a.m.–5:30 p.m. ET )

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