1. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC AG Select-a-Term ® Laddering

2. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Buy life insurance the smart way… Build YOUR life insurance on YOUR terms. With AG Select-a-Term® Life Insurance, you choose the exact amount and period of coverage you need. Not only does AG Select-a-Term let you customize your loved ones’ coverage, it can help you save money on premiums with a technique called ‘laddering.’ Build-YOUR-Term:

3. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Laddering means you buy multiple smaller policies that custom tailor your needs rather than one large policy. Here’s How it Works Step 1: Identify your needs Step 2: Determine how long you need coverage Step 3: Determine the amount for those needs Step 4: Buy multiple smaller term policies that match your needs exactly instead of a larger policy By laddering your policies, you purchase the right amount of coverage in the most cost-effective way. What is Laddering?

4. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Larry, age 39, has two children, ages 5 and 8. He wants to purchase life insurance to provide for his family in the following situations:  $250,000 of coverage on himself until his youngest child reaches the age of 21  $500,000 of coverage until retirement at age 62 to protect his family’s income needs  $250,000 of coverage to pay off his mortgage, which has 27 years remaining See it in Action

5. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC See it in Action 1 Not an actual case. Presented for illustrative purposes only. Example assumes each policy is kept in force for its full level-premium term period. 2 Preferred Plus underwriting class. Premium rates current as of January 14, 2013, rates may vary by state. Premiums available for other rate classes, ages and payment plans. Premium charges depend on evidence of insurability. Premiums increase at the end of the guaranteed level premium period if renewed. Death benefit remains level.

6. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Questions

7. FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC Policies issued by: American General Life Insurance Company (AGL), 2727-A Allen Parkway, Houston, Texas 77019. AG Select-a-Term Policy Form Number 07007, AG Select-a-Term Policy Form Number ICC10-07007, Accidental Death Benefit Rider Form Number 79002, Child Rider Form Number 79410, Disability Income Rider Form Number 06305, Terminal Illness Rider Form Number 91401, Waiver of Premium Rider Form Number 79001, Select Income Rider Form Number 08818, AG ROP Select-a-Term Policy Form Number 10001, Term Conversion Option Endorsement AGLC103527. AG Select-a-Term Policy Form Number 09007N, Accidental Death Benefit Rider Form Number ADB 79-1E, Child Rider Form Number CI 79-1E, Waiver of Premium Rider Form Number WP 79-1E, Select Income Rider Form Number 08818N, AG ROP Select-a-Term Policy Form Number 10001N, Term Conversion Endorsement AGLC103527N. The underwriting risks, financial and contractual obligations and support functions associated with products issued by AGL are the issuing insurer’s responsibility. Guarantees are subject to the claims-paying ability of the issuing insurance company. American General Life Companies, www.americangeneral.com, is the marketing name for a group of affiliated domestic life insurers, including AGL. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, contact your American General Life Companies representative for assistance. FOR PRODUCER USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC AGLC106903 © 2013. All rights reserved.