1. SecureLiving Index 5 is a single premium, fixed deferred annuity designed with opportunities in mind. Your clients can feel confident they have taken steps to prepare for the unpredictable with an index annuity that gives them: 104% Guaranteed Minimum Accumulation Benefit Added protection with bailout feature Jumbo cap rates for premiums over $50,000, $100,000 and $250,000 Tax-deferred earnings SecureLiving ® Index 5 Guaranteed Interest Credit SecureLiving Index 5 provides an alternative to other conservative financial products. And, your client's contract is guaranteed to grow even if there is an extended down market. Your client's contract value is guaranteed to be at least 104% of their premium less rider adjustments for withdrawals at the end of the surrender charge period. If their contract amount is less than that amount, a one-time credit will be applied. Access While annuities are long-term retirement vehicles designed for retirement planning, your client has options to access their money. After the first year, your client has the ability to take up to 10% of their contract value - free of surrender charge and market value adjustment (MVA) - every year.

2. Annuity Investing Fixed Guaranteed Returns Low Risk Index Performance Based Returns Double T. Investments