1 PUSD Employee Benefit Plans PUSD EBT Recommended Benefit Changes Michael Finn

Traditional Plan as a buy up option for all employees No changes to core plan design (e.g. deductible, co-pays, out of pocket max) Buy up rate of $80 per month – $36.92 per pay period for 26 pay employee – $45.71 per pay period for 21 pay employee New District rate is $ Recommended Changes to Traditional Plan

Provide three options for CDHP plans of HSA 1250, CDHP 1250 and HSA 2500 options free of charge to employees that meet Governing Board Policy requirements – Deposit $500 per year towards $1250 deductible plan New District Rate is $ – Deposit $1750 per year towards $2500 deductible plan New District Rate is $ – No deposit into HSA option for employees who want PUSD benefits as secondary coverage District Rate is $ Make bi-annual deposits on first pay period of the fiscal year and first pay period in January of the fiscal year Make no other changes to the core plan design 3 Consumer Driven Health Plans (CDHP) and Health Savings Accounts (HSA)

Stronger Incentive to Participate in Wellness – Traditional Plan Participants- Gift certificates for meeting requirements – HDHP Participants- Additional $250 deposited into HSA at the completion of required wellness program options Mandatory steps include: annual wellness exam and completion of health questionnaire (on-line) Option steps include: walking program; diabetes control program; sessions with UHC health coach 4 Wellness Plan

Dependent Coverage Options potentially more affordable – Currently two tiers: employee or family Same price if adding one or ten family members – Proposed 4 tiers: Employee Only Employee plus spouse – 28% less with break out Employee plus child(ren) – 35% less with break out Employee plus family – 5% higher with break out 5 Additional Tiers

QUESTIONS 6

7 Pricing Details 4 TIER STRUCTURETraditionalHSA 1250HSA 2500 CountMonthly Rate Standard Rate Tier RatioNew Rate % Change per TierCount Monthly Rate Standard Rate Tier RatioNew Rate % Change per TierCount Monthly Rate Standard Rate Tier RatioNew Rate % Change per Tier Employee3021$ $ %16$ $ %163$ $ % Employee + Spouse64$1, $ %1$ $ %30$ $ % Employee + Child(ren)18$1, $ %1$ $ %25$ $ % Employee + Family316$1, $1, %5$ $ %166$ $ %