1. 1 2015-16 Benefit Renewals & Recommendations Tahlya Visintainer, Administrator for Human Resources

2. MEDICAL BENEFITS 2

3. No increase over last year-keeping employee premiums flat to last year. Plan Changes: – CDHP Plans: Increase in deductible to comply with IRS guidelines CDHP $1250 to $1300 single / $2500 to $2600 family CDHP $2500 to $2600 single / $5000 to $5200 family Plan names will change - will update the number in the plan name for transparency and clarity – Traditional Plan: No plan change 3 Medical Renewal Overview

4. TraditionalCDHP 1300CDHP 2600 Employee Only$86.80$ 0 Employee + Spouse$601.42$326.20$197.11 Employee + Child(ren)$498.49$260.96$157.69 Employee + Family$1,064.58$619.79$374.50 4 Monthly Premiums for FY 2015-16

5. PREP for CDHP Plans – Currently $250 for completion of wellness activities Consideration for Renewal: – Offset the increase in the deductible caused by IRS regulations – Increase H.S.A PREP award to $350 – Add a 4 th requirement to qualify 5 Employee Wellness

6. PHARMACY 6

7. Considerations for Renewal: – Reduce Tier 1 Prescription Copay from $10.00 to $0.00 on both CDHP and Traditional plans – Increase consumerism and reduce claims cost overall 7 Pharmacy Renewal Overview

8. Decrease the Tier 1 co-pay from $10 to $0 – Estimated investment: $183,000 Increase in PREP Award amount to $350 – Estimated investment: $50,000 8 Summary of Recommendations and Investments for Medical and Pharmacy

9. DENTAL 9

10. Considerations for Renewals – TDA Prepaid Dental Premiums increased $0.31 for employee-only coverage due to ACA and claims Recommend that employee-only premium remains $0 (Approximate annual investment: $2,105.52) – Delta Dental Due to increase in claims following plan enhancements last year, premiums costs have increased Recommend that District contribute a flat 10 Dental Renewal Considerations

11. 11 TDA Premiums TDA Proposal: 2015 – 2016 School Year Fully InsuredMonthly Premium Employer Premium 2015-16 Employee Premiums 2014-15 Employee Premiums Employee$9.81 $0 Employee & Spouse $19.40$9.81$9.59$9.28 Employee & Child(ren) $21.74$9.81$11.93$11.55 Family$23.86$9.81$14.05$13.60

12. 12 Delta Dental Premiums Delta Dental Proposal: 2015 – 2016 School Year Self-insuredMonthly Premium Cost to the District Employer Premium 2015-16 Employee Premiums 2014-15 Employee Premiums 2014-15 Employer Premiums Employee$35.89$15.00$20.89$ 15.00$18.36 Employee & Spouse $73.57$15.00$58.57$51.94$16.45 Employee & Child(ren) $83.52$15.00$68.52$61.69$15.89 Family$128.30$15.00$113.30$76.04$43.12

13. VOLUNTARY BENEFITS 13

14. No premium increases to any voluntary benefit plans – AFLAC – Short Term Disability – Vision – Life Insurance – FLEX Spending 14 Voluntary Benefits

15. Decrease the Tier 1 prescription co-pay from $10 to $0 – Estimated investment: $183,000 Increase in PREP Award amount for HSA to $350 – Estimated investment: $50,000 Dental – TDA Plan: increase employer contribution across all levels to the amount of $9.81 to keep employee premium at $0 Estimated investment: $2,105.52 – Delta Dental: decrease and level the employer contribution to $15 for all tiers Estimated savings to the plan: $214,237 15 Final Overview of Renewal Recommendations

16. Questions or clarification? 16 Conclusion of Recommendations