Naturally inspired 29 April 2008 Rabobank International Biofuel in the Bank Library: CSR vs. Bottom Line Dan Cherubin Vice President/Corporate Librarian Food & Agribusiness Research and Advisory

Rabobank International 2 Rabobank is a Cooperative bank

Rabobank International 3 TorontoCalgary New York ChicagoAtlantaDallas San Francisco WashingtonTorontoCalgary New York ChicagoAtlantaDallas San Francisco Washington Mexico City Curaçao São Paulo Santiago Buenos Aires Mexico City Curaçao São Paulo Santiago Buenos Aires LondonDublinAntwerpFrankfurtParisMadridMilanLondonDublinAntwerpFrankfurtParisMadridMilanSingaporeMumbai New Delhi JakartaBangkokTaipei Hong Kong BeijingShanghaiSingaporeMumbai New Delhi JakartaBangkokTaipei Hong Kong BeijingShanghai SydneyMelbourneBrisbanePerthSydneyMelbourneBrisbanePerth WarsawPoznanMoscowIstanbulWarsawPoznanMoscowIstanbul AucklandAuckland Australia & New Zealand U.S.A.IrelandPolandBrazilChile U.S.A.IrelandPolandBrazilChile Country banking sales network: With offices all around the world

Rabobank International 4 Rabobank in the Americas as of March 1, 2008 Corporate / Institutional / Wholesale Retail / SME / CRE / Ag Ag / Rural Lending

Rabobank International 5 Utrecht (25+) Mumbai (1) New York (1) Shanghai (1) Rabobank’s “Information Officer Network” Frankfu rt (1) Sydney(1)

Rabobank International 6 Input s Productio n Distributi on Consume r Food retail Food service Procuremen t Processi ng & Rabobank handles all the major Food and Agribusiness sectors throughout the chain … Agricultural Chemicals Agricultural Equipment Animal Feed Animal Protein Baby Food Beverages Cotton Dairy Edible Oils Fertilizers Food Ingredients Food Processing Equipment Food Retail Foodservice Forestry Fresh Produce Grains and Grain-based products Rendering Rubber Sugar and Sugar-based products Wool and more...

Rabobank International 7 With their inherent issues… Animal Welfare Carbon Emissions Disease Food vs. Fuel GM Crops Tariffs/Embargoes Trade Agreements With clients on more than one side of some arguments!

Rabobank International 8 Recently, Rabobank has made the push towards CSR… Rabo Climate Mortgage Sustainable Asset Management €25M investment to clean tech VC Fund Named one of top-three “hardcore sustainable banks” by Dutch Consumers Union With a large focus on becoming more involved in “green initiatives”

Rabobank International 9 The latest endeavor…. Clean Tech Research (CTR) CTR team’s sector mandate: Biofuels (1 st and 2 nd Generation) Wind Solar Carbon Hydropower Energy efficiency Tidal energy Geothermal energy Etc.

Rabobank International 10 So, how do we keep everyone in the loop? Different policies for involvement in different regions Potential for duplication of work is immense Compliance issues may prevent easy sharing of material/info Are we in conflict with existing relationships?

Rabobank International 11 Solutions: The Beginning Collaboration – No region or department should be left out Transparency – Are we all on the same page re: Rabobank’s message? Incorporation – Alternative fuels closely tied to existing F&A sectors

Rabobank International 12 A growing database for collaboration

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Rabobank International 14 Incorporating biofuels into our existing sectors (including “Sector Chats”)

Rabobank International 15 Daily newsfeed for the Americas

Rabobank International 16 Global collaboration Meetingpoint – Rabobank’s Internal News Portal Development of Global Resource Catalog (via Sharepoint 2007) Continued Integration of Clean Tech materials and initiatives into the greater Rabobank network. – Mandating invitations to the Information Officer Network – Ensuring global access to research (even before they know they need it) – Enabling cross-sector cooperation (Many things can make biofuel!)

Rabobank International 17 “The financial link in the global food chain”™