Montgomery County Retired Employee’s Association (MCREA) Annual Meeting June 6, 2019 Presented by Karen Bass, Health Insurance Manager MCREA Annual Meeting

In This Presentation New for Retirees Dependents aging out at age 26 Dental Plan Changes Vision Plan Changes Life Insurance Vendor Dependents aging out at age 26 Request for Proposal Efforts 2019 Direct Bill Vendor COBRA Administrator Flexible Spending Account Administrator (not applicable to existing retirees, but impacts new retirees) MCREA Annual Meeting

New for Retirees: Dental Plan changes Communicated this during the Annual Letter with 2019 Rate Notifications New Vendor = CIGNA Same Plan Design One Enhancement: Progressive Maximum Benefit Calendar Year Maximum Benefits In-Network Out-of-Network Applies to I, II, III and IV expenses Year 1: $2,000 Year 2: $2,100 Year 3: $2,200 Year 4: $2,300 MCREA Annual Meeting

New for Retirees: Dental Plan Changes www.mycigna.com Mobil App (Smart Phone) Ability to have ID cards with you Claims and Explanation of Benefits Deductibles and Maximums Finding Care & Costs Coverage Overview CIGNA Toll Free Phone Number: 800-244-6224 MCREA Annual Meeting

New for Retirees: Vision Discount Plan Retirees have always had access to a Discount Vision Plan New vendor = EyeMed Previous vendor issued ID cards, EyeMed does not. Discount Plan, not insurance. You are not in a system anywhere. Discounts are note the same as they were under NVA. MCREA Annual Meeting

New for Retirees: Vision Discount Plan Benefits = Participating Providers Also Includes Independent Provider Network Hearing Aid Discounts through Eyemed Lasik Vision Discounts also available MCREA Annual Meeting

New for Retirees: Life Insurance Vendor Change Previous vendor was Minnesota Life New vendor = MetLife effective January 1, 2019 Higher Premiums MCREA Annual Meeting

2019 Request for Proposal Efforts Prescription Drug Direct Bill Administration COBRA Administration Flexible Spending Account Administration Only applicable to newly retired employees MCREA Annual Meeting

Dependents Aging Out at Age 26 No advance notification is mailed to retirees notifying you that your child is no longer going to be eligible for health insurance. COBRA notice is sent, after the event. Coverage effective through their birthday. Certificate of Coverage Needed call 240-773-6471 (OHR at MC311) Handicapped or Disabled Dependent has to be certified prior to 26th birthday. MCREA Annual Meeting

Questions? MCREA Annual Meeting