1. University Benefits Brian Schlichting Gayle Schanou
Online Benefit Open House
University Benefits
Brian Schlichting
Gayle Schanou

2. Why are we making the changes?
After conducting a competitive Request for Proposals that included bids from multiple vendors a University wide committee representing faculty, staff, and administration selected these vendors. The goal in this selection process was to make certain we had a benefits plan that’s both competitive and cost-effective for employees and their families.

3. Are other vendors changing besides UMR for health and Ameritas for dental?
UMR and Ameritas are the only vendor changes.
Those remaining the same are:
Eyemed for vision coverage
Genworth for new longterm care enrollees.
Wageworks for medical and dependent care reimbursement accounts.
UNUM for long-term disability – rates decreasing by 25%
Assurity for life insurance – rates decreased 20-30% this past spring.
CVS Caremark for prescription drug coverage

4. Will any of the benefits covered under my previous plan change due to this decision?
Because the University of Nebraska is self-insured, the change in insurance providers will have minimal impact on the types of services covered. In fact, we are making a number of plan enhancements in Deductibles, co-insurance, copays and out of pocket maximums will be staying the same. Health Insurance premiums will be decreasing 2% in Dental Insurance premiums will remain the same as they were in 2018.

5. Listed below are enhancements to our insurance benefits starting in 2019:
Our plan will include coverage for fertility treatments.
Our plan will pay 100 percent of preventative care visits for health plan members under age 2, an improvement from the current maximum allowance of $600.
We are raising the preventative care allowance from $300 to $400 for plan members over age 2 who complete the health risk assessment.
We are adding a high-deductible health plan option that will allow members to take advantage of a personal health savings accounts. This option will be in addition to, not a replacement for, our current high, basic and low options.
We are adding a preferred provider tier for health plan participants who use a Nebraska Medicine provider, allowing for lower deductibles, co-insurance rates and maximum out-of-pocket payments.
We are enhancing flu vaccination coverage under our pharmacy plan. Employees who complete the health risk assessment will have a $0 co-payment for flu shots vaccinations administered at an in-network pharmacy.
Our plan will cover tubal ligations and vasectomies.

6. Open Enrollment is Oct 29 through Nov 16
ENROLLMENT CHECKLIST
View your current benefit selections and make any desired changes. If no changes are made, you will keep your current benefit plans (excluding FSA plans).
Enroll in flexible spending accounts. Both medical reimbursement and dependent care FSA accounts must be elected annually.
Complete the health risk assessment to receive the higher preventative service benefit and free mail-order prescription benefit.
Complete the tobacco/nicotine designation if you have a voluntary life policy. This designation needs to be completed annually or coverage will default to the tobacco/nicotine premium.
If you add dependents, you must submit dependent verification documentation before 5:00 on November 16th for the dependents to be enrolled.
Verify your home address is correct.

7. ID Cards for Health, Pharmacy, and Dental Coverages
ID Cards from UMR and Ameritas will be mailed to your home address in mid-December.
New this year - Your health and pharmacy insurance card will be combined. There will only be one card for both programs.
Verify your home address is correct in Firefly Employee Self Service

8. I still have questions. Who can I call
I still have questions. Who can I call? Please contact your campus benefits office.   UNK Human Resources Department Call: (308)   UNL Benefits Office Call: (402)   UNMC Benefits Office Call: (402)   UNO Benefits Office Call: (402)   UNCA Benefits Office Call: (402)