G2 Banking (Go Green Banking -Clearvale ESN features for SME Transport companies of Fortune Bank) GV Sridhar 8 th June 2010

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Introduction Fortune Bank is a BroadVision customer. They have a robust Banking application that runs on BV platform. Now they have ESN- Clearvale platform specifically for Transport sector SME community. ESN Theme: G2Banking: Go Green Banking with Clearvale Bank wants NPA- Non Performing Assets (Loan interest or Principal amount not collected during last 24 to 36 months) less than to be 0.5%. Now it is 1%). Create collaboration environment with Fleet owners. The aim is to perform as a Group action to Save Fuel costs for Transporters. (In a way conserving energy, Go Green principle). *Save operation cost: This would help timely and loan repayment as per EMI without default. Community earns ‘Carbon credit’ points

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Contents. This PPT contains the Quintets features planned for Fortune Bank ESN Welcome VIP: Personal Banking customer page viewsWelcome VIP Intranet (Bank): Wealth management user specific page viewsIntranet (Bank) Extranet Hub: Corporate customer page viewsExtranet Hub Extranet Spoke:Extranet Spoke Internet: Public:

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Fortune bank ESN login page Enterprise Social Network

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Login - Illustration page details Any user accessing Clearvale Fortune Bank ESN can having view this page. Successful login can happen only to invited members who have registered. Users see link to Bank site also Login page has sections on Chief Bank Officers’ Notes for SME Transport vertical FAQ section about SME loans View Points or lectures on Transport SME by experts Knowledge exchange (Blogs)

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Welcome VIP- Illustration page view

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Welcome VIP- Illustration page details VIP include Bank SME loans Chief Manager, Transport Association secretaries, Transport company CEO, Indian Railways Commercial Manager. VIP can blog among themselves to decide policy issues like, Sops in ED for Commercial vehicles, Vehicle loan insurance charges, Tax rates

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Intranet –Bank Loan managers page view Enterprise Social Network

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Intranet –Bank Loan managers page details This page is for Internal use by Fortune Bank loan managers and staff They can view recent blog messages, as well history Accounts section staff use Clearvale also for reply and documentation Page has details for Pending SME loan applications, Loan account search feature, Search for Transport SME contact details, View Loan Repayment status

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Extranet Hub- page view Enterprise Social Network

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Extranet Hub–Transport community page details This page is for use by Transport community SME who have account with the Bank Community can select a member or all and send messages, blog, collaborate to share consignment loads, thereby save truck trips or empty runs. Get RSS feeds about Transport Industry news from Economic Times Get the truck movement status (GPRS) information Has link to Banking site Can get messages for next loan repayment due date

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Extranet Spoke- Transport industry service providers page view Enterprise Social Network

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Extranet Spoke- Transport industry service providers page details This page is for use by Transport community SME to interact with their service providers Community can connect to Hotels, Rest houses, Service centers, Towing centers, Police stations, Hospitals, Check posts Can apply for Fuel cards Interact, Collaborate and send messages for getting Insurance details, get contact and inform drivers for nearest Service center Distance calculator widget with Google maps Bank gets points whenever information exchange, insurance buy, fuel card buy options are clicked

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Internet- Customers of Transport community page view Enterprise Social Network

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Internet: Customers of Transport community page details This page is for use by customers of Transport community SME Get freight quotes Get Consignment status through web services Search for Transport company contact address, details

© Copyright 2007, BroadVision Inc. All Rights Reserved Company Confidential and Proprietary Reward Systems: Points details and redemption CommunityPoints details Welcome VIPWelcome VIP: Common to all 5 Points to user for initiating message post 2 Points to user for responding to blog Intranet (Bank)Intranet (Bank):2 Points to whichever Transport company searched for by the user Extranet HubExtranet Hub:2 Points to Bank whenever Transport company search for GPRS vehicle movement Extranet Spoke2 Points to Bank whenever Transport company search for Hotel, other Service providers, distance calculator 5 Points to Bank for connecting to Insurance, Fuel card companies Internet: Public2 Points to Bank whenever user searches for Transport company contact details, Consignment status 5 Points to Bank for Freight quotes Redeem Rs. 20 / point as usage charges to Rs. 20 / point as cash back to other users