1. Financial Capability The Road to Success

3. Delivery of Financial Capability Programme Provision of an online link to an e-Learning Module (for individual learners) Tailor Made Workshops (delivered directly to learner groups) Training for Trainers (training organisations to deliver financial capability learning to their service users) The Road to Success

4. “We believe that prevention is better than cure and, with our unique place in the financial landscape, we see financial capability as an area we can expand into and make a real difference.”

5. The Road to Success Financial Capability “Put simply, your financial capability is your ability to: manage your money well from day to day, plan financially for the future, and understand how common financial products work.”

10. The Road to Success The Workshop Environment Different approach to advising Using worked examples and case studies, and various other interactive resources

11. Training for Trainers Covers everything Trainers need to run a financial capability workshop Lesson plans guide Trainers through the workshops

12. The Impact of Money Advice Scotland’s Financial Capability Team

14. 676 registered users of the e-Learning Module at May 2015 53 Training for Trainers sessions (from Dumfries and Galloway to Aberdeen) A range of workshops in various settings

15. The Impact of Money Advice Scotland’s Financial Capability Team The average user of the e-Learning Module is: 35-49 years of age (37% of users) Female (71% of users) Employed (75% of users) In receipt of state benefits (18% of users)

16. The Impact of Money Advice Scotland’s Financial Capability Team 90% of users complete the e-Learning Module Most popular section is Budgeting and Financial Planning

17. The Impact of Money Advice Scotland’s Financial Capability Team ‘This gave me a rounded understanding of financial capability and great resources.’ ‘The workshop delivered fantastic information that was suitable to the ability of the students.’ ‘I am going to start budgeting now that I have had help.’

18. Coaching SQA approved qualification; aims to assist trainers to coach their learners to making better financial decisions Allows learners to reflect on the causes of financial problems and increase their financial resilience Delivered over two days; one day of practical work, one day of theory work

19. Plotting the Journey: What Next? Our project has progressed well; positively received delivery methods, with various resources to enhance and reinforce financial capability learning Coaching is still in development What would you like to see?

20. Plotting the Journey: What Next? What challenges does the money advice sector face in the provision of financial capability? What support, training and resources do you think the money advice sector needs in order to deliver effective financial capability learning? Should financial capability learning be integrated with money advice or should it be delivered separately? Please explain why.

21. Plotting the Journey: What Next? FEEDBACK

22. Financial Capability The Road to Success