1. TM Commerce Solutions for Content Providers Selling Your Digital Content with Javien February 2005

2. APR 2004"Commerce Solutions for Content Providers" 2 Business Case The Web, once the domain for limitless amounts of free content, is evolving. In the wake of the dot-com bubble-burst and the downturn in online advertising, what was once free for consumers now costs. This does not signal the end of all free content online, or the end of the banner and pop-up ads that supports content sites. It is a sign of the emergence of more realistic and robust business models that combine advertising, subscriptions and pay-per-view fees. -- Ben Macklin, Senior Analyst, eMarketer

3. APR 2004"Commerce Solutions for Content Providers" 3 About Us Javien Digital Payment Solutions (formerly microCreditCard) is a commerce service provider that delivers comprehensive solutions for the online sale of digital content. While the market for online sales of tangible goods is well-served, few viable solutions exist for digital content. Javien has helped companies ranging from online publishers to streaming media sites quickly and effectively deploy premium content services, creating new revenue streams!

4. APR 2004"Commerce Solutions for Content Providers" 4 EContent Magazine Javien has been named to EContent Magazines Top 100 Companies to Watch in its December 2002 & 2003 issues, based upon those companies that matter most in the digital content industry.

5. APR 2004"Commerce Solutions for Content Providers" 5 Key Strengths Longest track record in the industry for running a real-time, content commerce service – since Jan 2001 Relationships with most major payment processors and Internet gateway providers EContent Magazine Top 100 Companies to Watch in 2002 & 2003 Extensive experience in both Internet technologies and e-commerce applications Pioneer in micropayment applications, with patents pending

6. APR 2004"Commerce Solutions for Content Providers" 6 Membership American Business Media Leading industry trade group for the Business-to-Business Publication Market. Newsletter & Electronic Publishers Association Represents more than 600 publishers producing more than 3,000 newsletters and other information services. Distributed Computing Industry Association Leading organization representing the nascent distributed computing industry. United States Internet Industry Association The North American trade association for Internet commerce, content and connectivity.

7. APR 2004"Commerce Solutions for Content Providers" 7 Some of Our Customers

8. APR 2004"Commerce Solutions for Content Providers" 8 Featured Partner MusicNet has succeeded in becoming the world's leading online music service provider. MusicNet works with many of the top global brands to deliver their customers a fully customized experience, including the ability to buy music downloads and subscriptions, choose from the industry's largest catalog of licensed music, explore engaging editorial programming and enjoy an easy-to-use interface.

9. APR 2004"Commerce Solutions for Content Providers" 9 Customer Case Study TransWorld Entertainment Operates over 900 retail stores under the For Your Entertainment brand – F.Y.E. October launched as a Microsoft Certified Partner with F.Y.E. online music store (www.fye.com) added to embedded options in Windows Media Player 10 December began pilot of listening and viewing stations (LVS) for selling digital music in stores through planned 15,000 LVS terminals January will begin 45,000,000 pre-paid card promotion All the above e-commerce functionality is being powered by Javien

10. APR 2004"Commerce Solutions for Content Providers" 10 Newest Customer iMesh was the first to introduce its free file-sharing software in 1999 and has been leading the peer-to-peer revolution ever since. iMesh's technology creates a peer-to-peer network with no central servers. This network is made up of all registered iMesh members. Every iMesh member can search for and download files from the computers of all other iMesh members. Users can search for any type of file - music, videos, games, software, documents - all within the legal and copyright limitations. With iMesh technology, downloads are fast and reliable - well-known file sharing problems such as broken links, busy FTP sites and slow data transfer are now a thing of the past.

11. APR 2004"Commerce Solutions for Content Providers" 11 Markets Industries Publishing Entertainment Associations & Non- profit File Sharing News & Information Streaming Media Applications Digital newsstands Electronic newsletters Paid archive searches Online training & education Video & music on demand Downloadable software

12. APR 2004"Commerce Solutions for Content Providers" 12 Overview Turnkey Solution - Bundles Content Gateway, credit card merchant account, and sales reporting features all in one package. Non-Intrusive – Web-based, hosted service that allows merchants to sell their digital content without installing any software or overhauling their website. Flexible – Content Gateway is adaptable to support any type of web data-base taxonomies and content management platforms.

13. APR 2004"Commerce Solutions for Content Providers" 13 Architecture

14. APR 2004"Commerce Solutions for Content Providers" 14 Key Features Customizable Interfaces Payment gateways, administration areas and confirmation e- mails can be private-labeled to maintain the sites branding Sales Reporting Built-in module allows merchants to track all content sales and create custom reports Consumer Administration Area Consumer area where purchasers can get current information and view their transaction history Robust Payment Processing Internet-based payment provided by leading providers for real-time credit card authorizations and processing

15. APR 2004"Commerce Solutions for Content Providers" 15 Products Javien supports the full spectrum of digital product offerings Reoccurring subscriptions Time-based access - day, week & month passes Single document purchases All products can be sold as either a pay-per- download or pay-per-view Can sell any type of digital asset – text, images, video & audio, in any format Easy to create content bundles for targeted audiences

16. APR 2004"Commerce Solutions for Content Providers" 16 Sample Purchase Step 1 – Find the Content You Want To Buy Step 2 – Enter Authorization Info Step 3 – View Your Purchase

17. APR 2004"Commerce Solutions for Content Providers" 17 Forbes Case Study Forbes.com Three premium content services through Javien Paid archive search - $2.95 per article as pay-per-view Single sales of Forbes Lists - $20 to $300 per downloadable report eNewsletter - $150 annual subscription to view the Buyback Letter online Paid archive search product produced nearly $5,000 in gross sales in the first month!

18. APR 2004"Commerce Solutions for Content Providers" 18 Payment Partners

19. APR 2004"Commerce Solutions for Content Providers" 19 Thank You! For more information on how you can start generating revenue from your premium content, please contact: Leslie Poole Chief Executive Officer Tel (703) 328-0639 leslie@javien.com