1. CILA Junior Conference 2012 Buildings Damage Luke Exford

2. JUNIOR CONFERENCE 2012 Sarah Kinash (Second Floor Flat): The replacement of the laminate flooring to the kitchen at £2,000 measuring 5m by 4m - is the cost reasonable? - is this a Building or Contents item?

3. JUNIOR CONFERENCE 2012 Nelson Properties (St Albans) Ltd (Freeholder): The cost of replacing the front door to the first floor flat at £1,000 - is this covered and if so, by which policy?

4. JUNIOR CONFERENCE 2012 Nelson Properties (St Albans) Ltd (Freeholder): Redecoration of the first floor flat plus the ground floor retail outlet at a cost of £18,500. Only one estimate has been obtained. - how do you validate this item?

5. JUNIOR CONFERENCE 2012 Nelson Properties (St Albans) Ltd (Freeholder): The cost of retaining a building surveyor at a rate of £150p/hour - is this covered? - is the cost reasonable?

6. JUNIOR CONFERENCE 2012 Jamil Gillani (First Floor Flat): A complete new kitchen at £10,500 - would you allow the whole kitchen? - is the cost reasonable?

7. JUNIOR CONFERENCE 2012 Jamil Gillani (First Floor Flat): The replacement artex ceiling dating from the 1930s - does this suggest any issues to you?

8. JUNIOR CONFERENCE 2012 Mangit Hussan: The replacement of the lay-in-grid suspended ceiling, measuring 10m by 20m at £2,000 - is this covered?

9. JUNIOR CONFERENCE 2012 Mangit Hussan: Rewire of the retail outlet, as a qualified electrician has confirmed the existing installation is dangerous and a repair cannot be undertaken without upgrading at a cost of £7,500 - is this covered and what issues are there?

10. CILA Junior Conference 2012 Buildings Damage Luke Exford