2 About OxigenB2B, IT enabled transaction and payment processing platformInvestments from Indian promoters & Blue Label Telecom South AfricaElectronic delivery and distribution of prepaid and Transaction/ Payment Management ServicesSeamlessly networked environment through a rapidly expanding retail network of :Over 130,000 Oxigen touch pointsGovernment lead portals & Banking Web/ WAP sites and Banking mobile apps.Currently at 30 million real time transactions a month.
3 OXIGEN Milestones Company Started Operations 2004 4 Services 100 Outlets-Delhi only200519 services20000 Touch pointsCiti Group Ventures (USA) invested in Oxigen2006Direct to Home satellite added28 Services35000 touch-points2007
4 OXIGEN MilestonesAdded Oxigen Wallet, India’s First e-Wallet (accessible fromMobile and Online)Introduced Travel Services, totaling 30 Services50000 touch-pointsMicrosoft partners with Oxigen as a Strategic Investor2008Added Toll Tag payments, Built Connectivity to Bank portals ,CSE’s & International Aggregators38 Services60000 touch points2009Roll out of SBI Kiosk Banking75000 touch-pointsPlanned by 2010 end- Bank Open Oxigen Wallet on Oxigen WalletplatformMoney transfer and P2P Payments2010
5 OXIGEN Milestones 2011 Launched Insurance services Signed agreement SBI for launch Of MobiCash, a white labeled –prepaid mobile walletLaunched OxiSmart, a new Point of Sale Terminal, with battery back up and in built GPRS2011Extended Oxigen services across multiple white label websites and WAP sites,like Ncarry, Nimbuzz, Airtel Money, Tata MRupeeLaunched the beta service of State Banks Mobile wallet SB MobiCashBuilt merchant services for banking web and WAP portals like HDFC, SBI,ICICI, ING Vyasa and moreLaunched Mini ATM cum Point of Sale terminal OxiShaan, for rural IndiaAdded Hungama Movies and Music downloads as a service on POS,Mobile and WebWon the tender and implemented the new Government CSC portal withadded features of merchant paymentsBeta launch of Visa co branded Aadhaar card at Oxigen retail2012/3
9 Service Aggregation Business Model Oxigen - RetailerThe ChannelsConsumerPOS TerminalPCMobile SMS/GPRSRetailer BenefitsInventory in cash, only to the extent of daily salesInvestment in only one device i.e. Terminal, PC, Mobile for all services including recharges, bill payment, ticketing and now banking/remittanceFull audit trail and MIS and real time reconciliation of balance with each transaction
10 Prepaid Mobile Recharge, Calling Cards, Broadband & Bill Payment Oxigen ServicesPrepaid Mobile Recharge, Calling Cards, Broadband & Bill PaymentDTH, Music, Cinema, Travel, Deals, Utilities, Toll, Classifieds, BankingKiosk Banking
11 Key Corporate Distribution Partners Rural Kiosks Chain/Mobile Banking Switches & International AggregatorsBanks & WalletsCorporate Retail Chains
12 Central Government of India The Common Services Center Scheme is a part of the ambitious National e-Governance Plan .Front end delivery outlets for delivery of Government as well as Private Sector servicesEspecially aimed for India’s half a billion unbanked & unserved rural population.CSC Portal which has been developed & powered by Oxigen is used by 100,000 centers located all over India.Varied 3rd party integrations done with multiple agencies.
22 Kiosk Banking Impact Areas Total Gross Transactions Value Banking The UnbankedSBI has appointed Oxigen as a Banking Correspondent for Rural Kiosk Banking for opening bank accounts and cash deposits/ withdrawals/ transfers through Oxigen-enabled Customer Service Points (CSPs) Kiosk Banking Impact AreasFYTotal CSP’s Appointed5000+States Covered15Accounts Opened2 millionMonthly Transactions5 lacsTotal Gross Transactions ValueRs 200 CroreAccounts Projected in 20167 Million
23 Oxigen Wallet Services On PC/Laptop/TabletMobile ClientPOS TerminalWallet Account OpeningCash-in/Cash-outCash-inMoney Transfer (All Banks)ATM/Debit CardXAadhaar as KYCElectronic Benefit TransfersAadhaar Enabled Cash OutMay’14
24 State Bank of India BC Services On PC/Laptop/TabletMobile ClientPOS TerminalAccount OpeningXCash-in/Cash-outCash-in to any Bank A/c of same bank (Money Transfer)Money Transfer (All Banks)July’14ATM/Debit CardRuPayAadhaar as eKYCElectronic Benefit Transfers
25 ICICI Bank BC Services On PC/Laptop/Tablet Mobile Client POS Terminal Account OpeningPrepaid VISAXCash-in/Cash-outCash-in to any Bank A/c of same bank (Money Transfer)Prepaid VisaMoney Transfer (All Banks)ATM CardVisaAadhaar KYCElectronic Benefit Transfers
26 Money Transfer to 60+ Banks through Oxigen Wallet website using Oxigen Mobile Wallet 10th May'13 Ver 3.2
27 OxiSmart Aadhaar* POS Utility Services (Recharges/BillPay) MobiCash Easy/Oxigen WalletSaral Money VISACash in/ Cash Out through AadhaarMoney TransferInsurance/Music/WarrantyAirtel Money/Vodafone mPesaGPRS PoS with Battery BackUp & PrinterNo Magnetic Swip or Smart Card use,Biometric Authentication for KYC and Banking transactions
28 Rural Phone POS with Aadhaar Utility Services (Recharges/BillPay)MobiCash Easy/Oxigen WalletSaral Money VISACash in/ Cash Out through AadhaarMoney TransferInsurance/Music/WarrantyGPRS PoS with Battery BackUp, No Magnetic Swip or Smart Card use,Biometric Authentication for KYC and Banking transactionsAlso doubles up as mobile phone function in rural areasAirtel Money/Vodafone mPesa
29 Oxigen Universal POS Saral Money VISA Money Transfer Utility Services (Recharges/BillPay)MobiCash Easy/Oxigen WalletMerchant Payment - IMPS/RuPaySaral Money VISAMerchant Payment - MasterCard/VISACash In/Cash out through AadhaarMoney TransferInsurance/Music/WarrantyAirtel Money/Vodafone mPesaNFC/Magnetic Swipe/Smart Card enabled(Supporting Rupay/MasterCard/Visa)