1. Corporate Presentation 2014

2. About Oxigen
B2B, IT enabled transaction and payment processing platform
Investments from Indian promoters & Blue Label Telecom South Africa
Electronic delivery and distribution of prepaid and Transaction/ Payment Management Services
Seamlessly networked environment through a rapidly expanding retail network of :
Over 130,000 Oxigen touch points
Government lead portals & Banking Web/ WAP sites and Banking mobile apps.
Currently at 30 million real time transactions a month.

3. OXIGEN Milestones Company Started Operations 2004 4 Services
100 Outlets-Delhi only
2005
19 services
20000 Touch points
Citi Group Ventures (USA) invested in Oxigen
2006
Direct to Home satellite added
28 Services
35000 touch-points
2007

4. OXIGEN Milestones
Added Oxigen Wallet, India’s First e-Wallet (accessible from
Mobile and Online)
Introduced Travel Services, totaling 30 Services
50000 touch-points
Microsoft partners with Oxigen as a Strategic Investor
2008
Added Toll Tag payments, Built Connectivity to Bank portals ,
CSE’s & International Aggregators
38 Services
60000 touch points
2009
Roll out of SBI Kiosk Banking
75000 touch-points
Planned by 2010 end- Bank Open Oxigen Wallet on Oxigen Wallet
platform
Money transfer and P2P Payments
2010

5. OXIGEN Milestones 2011 Launched Insurance services
Signed agreement SBI for launch Of MobiCash, a white labeled –prepaid mobile wallet
Launched OxiSmart, a new Point of Sale Terminal, with battery back up and in built GPRS
2011
Extended Oxigen services across multiple white label websites and WAP sites,
like Ncarry, Nimbuzz, Airtel Money, Tata MRupee
Launched the beta service of State Banks Mobile wallet SB MobiCash
Built merchant services for banking web and WAP portals like HDFC, SBI,
ICICI, ING Vyasa and more
Launched Mini ATM cum Point of Sale terminal OxiShaan, for rural India
Added Hungama Movies and Music downloads as a service on POS,
Mobile and Web
Won the tender and implemented the new Government CSC portal with
added features of merchant payments
Beta launch of Visa co branded Aadhaar card at Oxigen retail
2012/3

6. Oxigen Business Universe
Customer Segments
B2B
Oxigen Retailers
B2C
Consumer Services
Modern Retail/Banks/ Rural Retail Chains
Services and Solutions
Recharges (Mobile/DTH/Broadband)
Travel Services (Air, Rail, Bus)
Money Transfers
Bill Payments
Entertainment & Sports
E-Commerce & Online Shopping
Banking & Insurance
Cash Management
Merchant Payment
International Remittance
Wallet Platform
& Mobile Applications
Merchant Acquisition

7. Oxigen Ecosystem Today
Prepaid Services
Mobile
Internet/Broadband
TV (DTH)
Warranty
Entertainment
Toll
Un-organized Retail
MOM & POP STORES
GROCERY STORES
SMALL CYBERCAFES
STATIONARY SHOPS
CHEMISTS
Organized Retail
CHAIN STORES
PETROL PUMPS
SUPER MARKETS/MALLS
INTERNET CHAINS
Telecom Retail
TELECOM RETAIL CHAINS
TELECOM SHOPS
PCO’s
Non-Traditional Channels
HOUSING COMPLEXES
COLLEGES/HOSPITALS/BPOS0
Banks
International Retail
SMS & IVR Gateway
Postpaid Services
Mobile/Fixed line
Internet/Broadband
Utilities
Payments
Travel (Air/Rail/Bus)
E-Commerce
Retail/Consumer Payments
Transaction & Service Delivery Platform
Wallet
Virtual (on mobile)
Physical (cash cards)
White Label (Banks/Telcos)
Consumer
Banking Services
NO Frills A/c opening
Cash-in/Cash-out/transfer
Remittances (Dom./Intl.)
Wallet Top-ups
Oxigen Server Access
Phone Line/Internet/CDMA/GPRS/SMS
POS PC
Mobile
Retail Devices

8. Oxigen Business Model

9. Service Aggregation Business Model
Oxigen - Retailer
The Channels
Consumer
POS Terminal PC
Mobile SMS/GPRS
Retailer Benefits
Inventory in cash, only to the extent of daily sales
Investment in only one device i.e. Terminal, PC, Mobile for all services including recharges, bill payment, ticketing and now banking/remittance
Full audit trail and MIS and real time reconciliation of balance with each transaction

10. Prepaid Mobile Recharge, Calling Cards, Broadband & Bill Payment
Oxigen Services
Prepaid Mobile Recharge, Calling Cards, Broadband & Bill Payment
DTH, Music, Cinema, Travel, Deals, Utilities, Toll, Classifieds, Banking
Kiosk Banking

11. Key Corporate Distribution Partners
Rural Kiosks Chain/Mobile Banking Switches & International Aggregators
Banks & Wallets
Corporate Retail Chains

12. Central Government of India
The Common Services Center Scheme is a part of the ambitious National e-Governance Plan .
Front end delivery outlets for delivery of Government as well as Private Sector services
Especially aimed for India’s half a billion unbanked & unserved rural population.
CSC Portal which has been developed & powered by Oxigen is used by 100,000 centers located all over India.
Varied 3rd party integrations done with multiple agencies.

13. Services on Oxigen
(Rail Travel)

14. Travel Services on Oxigen

15. Consumer Services (B2C)
Wallet
Oxigen Mobile Wallet
Other Wallets
Banks
Mobile Banking
Internet Banking
White Labels
Web
Powering Consumer Websites
NRI Recharges

16. www.onlinesbi.co.in @ Oxipay
Oxigen White Label at SBI
Oxipay

17. Oxigen Whitelabel at HDFC Bank mobile site

18. Oxigen White label at ICICI Bank

19. New Mobile Value Added Services added by Oxigen
Mobile Content
Music : Nokia Handsets
Music: All Handsets
Movies streaming
Cricket/Soccer Live Streaming on mobile/PC
Mobile TV

20. Loyalty & Couponing Portal

21. Banking Services & Digital Payments

22. Kiosk Banking Impact Areas Total Gross Transactions Value
Banking The Unbanked
SBI has appointed Oxigen as a Banking Correspondent for Rural Kiosk Banking for opening bank accounts and cash deposits/ withdrawals/ transfers through Oxigen-enabled Customer Service Points (CSPs)
 Kiosk Banking Impact Areas FY
Total CSP’s Appointed
5000+
States Covered 15
Accounts Opened
2 million
Monthly Transactions
5 lacs
Total Gross Transactions Value
Rs 200 Crore
Accounts Projected in 2016
7 Million

23. Oxigen Wallet Services
On PC/Laptop/Tablet
Mobile Client
POS Terminal
Wallet Account Opening
Cash-in/Cash-out
Cash-in
Money Transfer (All Banks)
ATM/Debit Card X
Aadhaar as KYC
Electronic Benefit Transfers
Aadhaar Enabled Cash Out
May’14

24. State Bank of India BC Services
On PC/Laptop/Tablet
Mobile Client
POS Terminal
Account Opening X
Cash-in/Cash-out
Cash-in to any Bank A/c of same bank (Money Transfer)
Money Transfer (All Banks)
July’14
ATM/Debit Card
RuPay
Aadhaar as eKYC
Electronic Benefit Transfers

25. ICICI Bank BC Services On PC/Laptop/Tablet Mobile Client POS Terminal
Account Opening
Prepaid VISA X
Cash-in/Cash-out
Cash-in to any Bank A/c of same bank (Money Transfer)
Prepaid Visa
Money Transfer (All Banks)
ATM Card
Visa
Aadhaar KYC
Electronic Benefit Transfers

26. Money Transfer to 60+ Banks through Oxigen Wallet website using Oxigen Mobile Wallet
10th May'13 Ver 3.2

27. OxiSmart Aadhaar* POS Utility Services (Recharges/BillPay)
MobiCash Easy/Oxigen Wallet
Saral Money VISA
Cash in/ Cash Out through Aadhaar
Money Transfer
Insurance/Music/Warranty
Airtel Money/Vodafone mPesa
GPRS PoS with Battery BackUp & Printer
No Magnetic Swip or Smart Card use,
Biometric Authentication for KYC and Banking transactions

28. Rural Phone POS with Aadhaar
Utility Services (Recharges/BillPay)
MobiCash Easy/Oxigen Wallet
Saral Money VISA
Cash in/ Cash Out through Aadhaar
Money Transfer
Insurance/Music/Warranty
GPRS PoS with Battery BackUp, No Magnetic Swip or Smart Card use,
Biometric Authentication for KYC and Banking transactions
Also doubles up as mobile phone function in rural areas
Airtel Money/Vodafone mPesa

29. Oxigen Universal POS Saral Money VISA Money Transfer
Utility Services (Recharges/BillPay)
MobiCash Easy/Oxigen Wallet
Merchant Payment - IMPS/RuPay
Saral Money VISA
Merchant Payment - MasterCard/VISA
Cash In/Cash out through Aadhaar
Money Transfer
Insurance/Music/Warranty
Airtel Money/Vodafone mPesa
NFC/Magnetic Swipe/Smart Card enabled
(Supporting Rupay/MasterCard/Visa)

30. Thank You !!