1. Cloud Banking Services MBSP Mobile Banking Service Provider Welcome to:

2. COMPANY GROUP IT Security Cloud Computing 30 years 11 years

3. IBSP Hong Kong Ltd Cloud Services CRM platform Invoices Website Webshop Documents CLOUD SERVICES MBSP Sweden AB Cloud Banking Services Desktop Internet Mobile phone internet Mobile phone Apps Mobile merchant POS ATM machines Bank cards

4. Hong Kong IBSP HK Ltd Administration Sweden MBSP Sweden AB Marketing, world-wide WHO ARE WE ? Internet Business Service Provider Cloud Banking Service Provider Sweden IBSP Labs AB IT- Development

5. SaaS = Software as a Service on secure Data Centers WHAT WE DO ? Cloud Computing Next Generation IT Services BANKING

6. HOW DOES IT WORK ? Power Utility Water Utility Via Cable Via Pipes Via Internet IT Utility (Cloud)

7. CORE BANK SYSTEM BANK IBSP Settlement Account Customers Virtual Accounts Mobile Phone Apps with encrypted SMS Encrypted transactions between thin clients and Data Center Transactions World-wide Data Center

8. UNIQE SELLING POINTS Next generation banking Cash and card free banking Secure transfer with SMS Instant clearing & settlement Competitive prices

9. CUSTOMER REFERENCES Software & Cloud Services during 28 years

10. Secure Encrypted Communication Cloud Computing = Services on the Internet POS Terminal Apps SMS Tablets, Pads Computers Cloud Banking Bank Branches Finger Print Settlement Accounts (pool account) Mobile Accounts Server ATM Recycle

11. Available Services Desktop Internet Mobile Phone Internet Mobile Phone Apps Mobile SMS & USSD Mobile Point of Sales ATM Recycle (D/W) Secure Encrypted Communication

12. Desktop and Tablet Internet Mobile Phone Internet Mobile Phone Apps Mobile SMS & USSD Secure Encrypted Communication Available Services

13. Internet Banking Register Secure Login Accounts Transfer Payment Merchant Settings Help

14. Mobile Internet Banking Register Secure Login Accounts Transfer Payment Merchant Settings Help

15. Mobile Phone Apps Register Secure Login Transfer Payment ATM cardless Balance Statement Settings Authentication

16. Mobile Phone SMS Help Balance Statement Transfer Payment Register Authentication SMS or USSD commands works with registered customers mobile phone numbers only

17. Mobile Merchant POS Cashier Cards Deposit Withdrawal Exchange Remittance Fingerprint Wireless Battery GPRS /Wifi Customers can purchase goods by enter their mobile phone number and fingerprint

18. ATM with Recycle Withdrawal Deposit Recycle of notes Chip cards Magstrip cards Cardless Video camera GPRS comm Customers can use one time SMS code for cardless banking

19. Bank Cards Debit cards Credit cards Magstrip cards Chip cards Visa cards Master cards Stored value cards Gift cards

20. Bank Administration Dashboard Customers Transactions Tellers Administrators Online Support Settings AML & KYC GL Reports Logs

21. Cloud Banking Thank you: Mobile Banking Service Provider more info at: www.mbsp.se