2. The Power of ONE We will deliver exceptional results through exceptional people. We are a highly respected, world- class financial services company committed to being the best in all we do: superior performance, quality service, a great place to work. We value our customers, teamwork, extraordinary performance, ethics and integrity, people, and speed and simplicity. “I am excited by Bank One’s powerful franchise, its dedicated employees and its bright future. Together, we can serve our customers exceptionally well and realize our goal of being America’s premier financial institution.” Jamie Dimon Bank One Chairman and CEO

3. The business of banking. The business of banking. Considering careers in financial services. Considering careers in financial services. About Bank One. About Bank One. Lines of business and career opportunities. Lines of business and career opportunities. Finance Department defined. Finance Department defined. Opportunities within the Finance & Accounting Analyst Program. Opportunities within the Finance & Accounting Analyst Program. Conclusion Conclusion POOPs Agenda

4. The industry is consolidating. The industry is consolidating. Changes in banking regulations have expanded the scope of products and services offered by banks. Changes in banking regulations have expanded the scope of products and services offered by banks. Advancements in technology allow banks to meet the needs of more customers in more effective ways. Advancements in technology allow banks to meet the needs of more customers in more effective ways. Competition within the industry is intensifying. Competition within the industry is intensifying. The Business of Banking

5. Like variety in the tasks you do and the issues you deal with everyday. Like variety in the tasks you do and the issues you deal with everyday. Like working with customers and solving their problems. Like working with customers and solving their problems. Like dealing with technology and applying it to solve problems and meet customer needs. Like dealing with technology and applying it to solve problems and meet customer needs. Enjoy following and understanding the financial markets and the markets’ implications on your customers’ businesses. Enjoy following and understanding the financial markets and the markets’ implications on your customers’ businesses. Enjoy helping customers make financial and business decisions. Enjoy helping customers make financial and business decisions. Consider a Career in Financial Services If You:

6. 6th largest bank holding company 6th largest bank holding company Located in 14 states and 11 international markets Located in 14 states and 11 international markets More than $260 billion in assets More than $260 billion in assets #3 commercial bank in the U.S. and #1 commercial bank in the Midwest #3 commercial bank in the U.S. and #1 commercial bank in the Midwest 3rd largest bank lender to small businesses 3rd largest bank lender to small businesses The world’s largest Visa card issuer The world’s largest Visa card issuer One of the top 25 managers of mutual funds One of the top 25 managers of mutual funds Approximately 2,000 banking centers that serve over 7.1 million households & a nationwide network of ATMs Approximately 2,000 banking centers that serve over 7.1 million households & a nationwide network of ATMs 75,000+ employees 75,000+ employees Headquartered in Chicago Headquartered in Chicago Bank One Overview

7. For more information visit our website at: www.bankone.com/careernav Commercial Banking Commercial Banking  Commercial Banking Development Program Retail Banking Retail Banking  National Retail Management Development Program  In-Store Sales Management Training Program Banc One Credit Corporation Banc One Credit Corporation  SAIL, Strategic Advancement of Innovative Leadership (MBA) Credit Card Credit Card  First USA Business Associate Program Investment Management Investment Management  BOIA, Bank One Investment Advisors MBA Internship Program National Enterprise Operations National Enterprise Operations  National Enterprise Operations Management Development Program Corporate Staff Corporate Staff  Bank One Scholar Program  Finance and Accounting Analyst Program  Corporate Audit & Security Professional Development Program Lines of Business and Career Opportunities

8. The Finance Department is composed of seven functional departments: Strategic Initiatives (IL) Strategic Initiatives (IL) Tax (IL) Tax (IL) Treasury (IL) Treasury (IL) Financial Accounting Services (IL, OH, IN, TX, DE) Financial Accounting Services (IL, OH, IN, TX, DE) Financial Systems-SAP (IL, OH) Financial Systems-SAP (IL, OH) Management Planning & Reporting (IL, OH) Management Planning & Reporting (IL, OH) Investor Relations (IL) Investor Relations (IL) Finance Department Defined

9. Careers in the FAAP The Finance and Accounting Analyst Program combines hands on experience through rotations in Finance with classroom training and formal mentoring. Developed by the CFO & Launched January 1998 Developed by the CFO & Launched January 1998 Features Features  Three 6 Month Rotations  Classroom Training  Mentoring Rotations Located in: Rotations Located in:  Chicago, IL  Columbus, OH

10. Responsibilities of the Program The Program’s goal is to broaden participants’ skill sets and understanding of finance/accounting to ensure continued success as a leading financial institution Responsibilities May Include: Analyze & Consolidate Corporate & Business Unit Results Analyze & Consolidate Corporate & Business Unit Results Prepare Financial Plans & Forecasts Prepare Financial Plans & Forecasts Analyze Product & Project Profitability & ROI Analyze Product & Project Profitability & ROI Communicate Financial Results & Performance Analysis Communicate Financial Results & Performance Analysis Develop, Manage, & Interpret Financial Models & Databases Develop, Manage, & Interpret Financial Models & Databases Re-Engineer & Implement Financial Systems (SAP) Re-Engineer & Implement Financial Systems (SAP) Consult on Internal Change Management Projects Consult on Internal Change Management Projects Manage accounts within the Corporation’s General Ledger Manage accounts within the Corporation’s General Ledger

11. Mentoring Mentoring is a Key Component Senior Senior  Senior Perspective  Sounding Board  Career Paths  Higher Education Peer Peer  Peer Perspective  Day to Day Activities  How To’s  Education-Career Transition “Mentoring enables rotational analysts to better understand the organization and develop as a valued member.” Greg Sosnovich, SVP “I think I benefit as much from teaching as they do from learning.” Brad Fischer, Peer Mentor

12. Candidate Qualifications If you are seeking a career with a global leader in the financial services industry and have the skills and desire to succeed, then we are looking for YOU Undergraduate Degree Undergraduate Degree  B Average or Better  Accounting majors for Accounting Specialty  All majors considered for Finance Specialty Skills Skills  Solid Quantitative Background  Outstanding Communication & Interpersonal Skills  Problem Solving  Teamwork Desire to Succeed Desire to Succeed

13. To Find Out More... Visit your career development center: Check with the Career Development Center for additional upcoming Bank One visit dates. Get More Information: Visit www.bankone.com/careernav for more detailed Bank and program information. Apply: You can also apply on-line at www.bankone.com/careernav. Talk to Us: Come out to events with Bank One representatives to get your questions answered.

14. Contact Information Finance and Accounting Analyst Program Recruiter BANK ONE CORPORATION 1 BANK ONE PLAZA Mail Suite IL1-0989 Chicago, IL 60670-0016