Jim Maras Lead Relationship Manager February 2013

 A broad-based cooperative financial services organization serving vital industries across rural America :  Agribusiness  Communications  Energy  Water  Cooperatively owned by approximately 2,300 customers  Headquartered outside Denver, CO; regional offices and banking centers throughout the country  Approximately 840 employees nationwide  Ranked by Global Finance magazine as one of the 50 most creditworthy banks in the world. CoBank at a Glance 2

Water System Financing Confidential and Proprietary 3 Lending  Term loans  Capital expenditures  Refinance  Revolvers/Lines of credit  Construction financing  No servicing fees  Limited upfront costs  Customer friendly

CoBank’s Geographic Profile 4

CoBank Business Profile 5 AgribusinessStrategic RelationshipsRural Infrastructure  Regional Cooperatives & Agribusinesses  Farm Credit System Purchased Participations  Large and Diversified Ag Cooperatives & Agribusinesses  Non-cooperative Food Companies  Ag Export Financing  Farm Credit Leasing  Affiliated Associations  Nonaffiliated Associations  Farm Credit Banks  Electric Distribution Cooperatives  Power Supply Companies  Energy Services Providers  Communications Companies  Water & Wastewater Companies

CoBank Water Team Contact Info Confidential and Proprietary 6