We wanted to introduce you to our team at Smart Choice Realty Solutions. We live in the area and want to let you know that we are here for any of your real estate needs. We love to just talk about Real Estate so feel to shoot as an or give us a call and we would be happy to chat. Smart Choice Realty Solutions is innovative Real Estate team that focuses on distressed property and equity sale listings. Our Number one goal is to maximize the net Proceeds to the seller. Below is information on the two managing partners. Dustin Kircher has been involved in Real Estate for 10 years and has a real passion for the industry whether it is traditional Real Estate, Investments or Loss Mitigation. Dustin has a degree in Business Marketing and has always used that to his advantage in selling homes. In 2009 Dustin sold over 180+ homes in 8 months making him the top 1% of 35,000 agents in Southern California. After 2009 he was offered a position to manage acquisitions and sales for one of the largest Real Estate investment firms in the country. There he managed 30+ agents and helped purchase and sell homes in 4 years all across the country. Dustin has stepped back into the traditional Real Estate market and specializes working with sellers and helps them achieve the highest possible net proceeds when they sell their home. Dustin and his team are well versed in all aspects of Real Estate and enjoy helping homeowners achieve their Real Estate goals. Brian McFedries has been in the financial services field for the past 20 years. The last ten years his primary focus has been on Real Estate, Mortgage and Insurance Planning. During the downturn in the housing market he created First Choice Solutions ( a loss mitigation company to help families save their home or short sale if needed. As part of the “Every client has their own story to tell” campaign; Brian has helped over 250 families stay in their home as well as negotiated over 200 short sales. As a partner with Smart Choice Realty Solutions Brian brings to the table the expertise to negotiate and navigate through tough real estate transactions. His background in working with banks on both the lending and loss mitigation side, gives him an insight and experience very few in the real estate world have today. There is a network of real estate professionals who use Brian as a resource when it comes to handling escrow, title, or settlement issues with lenders and banks. He has a simple goal, which is to always maximize the "Net Proceeds" to the homeowner

LISTING COUNT:DAYS ON MARKET:HIGHLOWAVERAGEMEDIANTOTAL PRICE TOTALHIGHLOWAVG MEDLIST PRICE:$429,000$55,000$273,953$299,000 $3,561, SOLD PRICE:$410,000$279,900$332,980$285,000 $1,664,900 PROPERTY SYSTEM GRID StyleFull AddressZipCommuniMapCoordTotBdTotBEstSFYrBltDOMLListPriceLst DateSold PriceCOEDate MNF MH th Street 128 SD1289J1321, $55,0004/8/2014 MNF MH th Street SD1289J1321, $80,0004/8/2014 MNF MH th Street 92102SD1251A $85,0004/19/2014 MNF MH th Street SD1289J1321, $122,5004/21/2014 DET2418 Ridge View 92105CH1289j1311, $315,0004/17/2014 DET2562 Baily 92105CH1269J7321, $349,000 - $399,0006/2/2014 DET2532 Baily Avenue 92105SD1269J7321, $360,000 - $380,0005/15/2014 DET 4712 Wendell Street SD1289J1431, $395,000 - $415,0004/22/2014 DET2628 Ridge View Drive CH1269J $283,9002/9/2014$279,9004/28/2014 DET2813 Ridge View Drive CH1269J $299,00012/4/2013$285,0003/21/2014 DET4984 Megan Way 92105SD1290A1321, $299,0008/12/2013$285,0005/16/2014 DET 2531 Perkon Pl Court SD1270A7321, $385,000 - $399,0002/20/2014$405,0003/28/2014 DET4965 Perkon Place 92105SD1270A7421, $409,000 - $429,0001/7/2014$410,0004/15/ Pics MLS # Status ACT ACT ACT ACT ACT ACT PEND PEND SOLD SOLD SOLD SOLD SOLD

Page 6 of Wendell St, San Diego, CA , San Diego County Pricing Trends Median Sale Price to Current Value - Tax The percentage of properties that have increased or decreased in value based on the year in which they were acquired. The chart compares the sale price of each home to its current market value based on RealAVM, and then calculates the median percentage of appreciation or depreciation. If the percentage for a year is below 100%, those who purchased homes during that year are likely to have negative equity and may be subject to short sale conditions. If the percentage is above 100%, those who purchased a home that year are likely to have positive equity and the capacity to transact their home in an uncomplicated manner. Percentage of Properties Purchased Above/Below Current Value - Tax The percentage of all properties for which the purchase price is above and below the current value. The current value of the property is calculated using RealAVM. This statistic represents all properties in the geographic area, regardless of when the home sold. An area in which most homes were purchased above their current value indicates one in which properties are likely to be distressed and subject to short sales and foreclosures. An area in which most properties were purchased below their current value indicates an area in which home owners generally enjoy positive equity. Median Sale Price - Tax The median sale price for properties sold via Tax. If the median sale price increases over time, it generally indicates an appreciating market in which demand exceeds supply. Conversely, if the median sales price is decreasing, it indicates a declining market with diminished demand. The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Market Trends Generated on 06/10/2014

Page 6 of 6 Median Sale Price - MIS The median sale price for properties sold via the MLS. If the median sale price increases over time, it generally indicates an appreciating market in which demand exceeds supply. Conversely, if the median sales price is decreasing, it indicates a declining market with diminished demand. Median Iist Price - MIS The median list price for properties actively marketed via the MLS. If the median list price increases over time, it generally indicates an appreciating market in which demand exceeds supply. Conversely, if the median list price is decreasing, it indicates a declining market with diminished demand. Median Sale to Original Iist Price Ratio - MIS The median ratio of sale price to list price based on MLS sales. For example, a home listed for $200,000 that sold for $190,000 would have a ratio of 95%. When the ratio is close to or even above 100%, homes are selling at or above their asking price and market demand is high. When the ratio is substantially below 100%, demand for homes is low. Median Price per Square Foot - Tax The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Market Trends Generated on 06/10/2014

Page 6 of 6 The median price per square foot for sold homes based on Tax sales. An increase in the median price per square foot -- particularly if the median size of sold homes has not also increased -- indicates that buyers are willing to pay more for the similarly sized homes. When the median price per square foot decreases, property values may be generally decreasing, or less costly homes are selling more briskly than higher valued ones. Median Price per Square Foot - MLS The median price per square foot for sold homes based on MLS sales. An increase in the median price per square foot -- particularly if the median size of sold homes has not also increased -- indicates that buyers are willing to pay more for the similarly sized homes. When the median price per square foot decreases, property values may be generally decreasing, or less costly homes are selling more briskly than higher valued ones. Median Loan to Value - Tax The median loan-to-value ratio (or LTV) is the ratio of the mortgage amount to the purchase price. Conventional wisdom is that homeowners with lower LTV ratios are less likely to default on their mortgage. As a result, lenders typically require mortgage insurance for owners who have an LTV greater than 80%. (1) Powered BY RealEstate Business Intelligence. Information IS deemed reliable but NOT GUARANTEED. Copyright © 2014 RealEstate Business Intelligence. ALL rights reserved. Market Activity Number of Sales - Tax The number of properties sold via Tax. Increasing sales activity signifies an accelerating market, while decreasing activity signifies a declining market. Remember that sales activity may also change seasonally, so be sure to compare sales activity between comparable periods and over a sufficiently long enough timeline. The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Market Trends Generated on 06/10/2014

Page 6 of 6 Number of Sales - MIS The number of properties sold via the MLS. Increasing sales activity signifies an accelerating market, while decreasing activity signifies a declining market. Remember that sales activity may also change seasonally, so be sure to compare sales activity between comparable periods and over a sufficiently long enough timeline. Change in Sales Activity - Tax The percentage change in sales activity compared to the corresponding month or quarter of the prior year. Positive percentages reflect improving market conditions, and decreasing ones indicate declining market conditions. Change in Sales Activity - MIS The percentage change in sales activity compared to the corresponding month or quarter of the prior year. Positive percentages reflect improving market conditions, and decreasing ones indicate declining market conditions. Annual Turnover Rate - Tax The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Market Trends Generated on 06/10/2014

Page 6 of 6 The annualized turnover rate indicates the percentage of all homes within the locale that sold via Tax. Comparing the annualized turnover rate between locations provides an indication of each area's relative stability or volatility. Annual Turnover Rate - MIS The annualized turnover rate indicates the percentage of all homes within the locale that sold via the MLS. Comparing the annualized turnover rate between locations provides an indication of each area's relative stability or volatility. (1) Powered by RealEstate Business Intelligence. Information is deemed reliable but not guaranteed. Copyright © 2014 RealEstate Business Intelligence. All rights reserved. Distressed Properties Number of Foreclosures - Tax The total number of properties entering all stages of foreclosure (Pre-Foreclosure, Auction, or REO) in the monthly or quarterly period. When the combined number of properties entering the foreclosure stage declines, conditions are typically improving and markets will stabilize. When number of properties entering the various foreclosure stages increase, conditions are typically worsening and there is a likelihood that listing inventory will subsequently increase. Change in Foreclosure Activity - Tax The change in the foreclosure activity compares the number of properties entering all stages of foreclosure from one period to the corresponding period of the prior year. Negative percentages indicate slowing foreclosure activity, while increasing percentages depict accelerating foreclosure activity. The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Market Trends Generated on 06/10/2014

Page 6 of 6 Percentage of Foreclosed Properties - Tax The percentage of all properties in the zip, city or county entering the various stages of foreclosure in the period. This will be a very low percentage, but the comparative number period over period depicts improving or worsening conditions. Percentage of Properties in Each Foreclosure Stage - Tax The percent of properties in each stage of foreclosure (Pre-Foreclosure, Auction, or REO) for the most recent period. Areas with a high number of REO properties may be subject to listing and price volatility if the REO homes rapidly enter listing inventory. (1) Powered by RealEstate Business Intelligence. Information is deemed reliable but not guaranteed. Copyright © 2014 RealEstate Business Intelligence. All rights reserved. The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Market Trends Generated on 06/10/2014

To assure you that your property is marketed to its fullest potential and to obtain the highest possible market value, I have a detailed and effective marketing strategy. - Carefully evaluate your home and its competition and current market conditions - Prepare a Comparative Market Analysis to establish fair market value - Prepare listing contract - Prepare seller disclosure statement - Enter listing in the MLS system - Take photos of property - Place For Sale Sign on property - Place lock box on property, if needed - Inform each agent in my brokerage of this new listing - Schedule property for Office and MLS tours - Prepare and submit advertisement to newspaper - Make listing available to internet web sites - Hold open houses - Arrange showings for other agents - Pre-qualify potential buyers - Review list price based on agent feedback and market condition - Provide a weekly market activity report - Present and review all offers with you - Negotiate the transaction on your behalf - Finalize the closing - Provide references for qualified moving and relocation services