Murray School District Employee Benefits Furnished through EMI Health

Employer Paid Benefits Basic Term Life Insurance Employee Coverage$50,000 Spouse Coverage$ 2,000 Dependent Children Coverage$ 2,000 (Birth to age 23)

Employer Paid Benefits Long Term Disability Insurance (LTD) Disability income protection Benefit Amount % of covered earnings to a maximum of $10,000 per month Elimination Period—180 consecutive days of total disability

Employer Voluntary Benefits Group Dental Insurance Premier PPO—Monthly Rates Single Coverage$39.40 Couple Coverage$89.40 Family Coverage$ Premier Co-Pay*—Monthly Rates Single Coverage$23.70 Couple Coverage$53.60 Family Coverage$77.20 Providers can be found at emihealth.com *Co-Pay Schedule included in benefit booklet

Employer Voluntary Benefits Group Term Life Insurance Choose from a minimum of $10,000 to a maximum of $500,000 (in $10,000 increments) for both yourself and/or spouse. Rates based on age. Dependent Child(ren): Age 14 days to 6 months:$1,000 Age 6 months to 20 years: ($2,500, $5,000, $7,500, $10,000) (Refer to plan summary for benefit design and rates)

Employer Voluntary Benefits Group Accidental Death & Dismemberment Insurance Choose from a minimum of $25,000 to a maximum of $500,000 in $25,000 increments. (Not to exceed 10 times earnings for amounts over $150,000) Employee must be insured in order for Dependents to be covered. (Refer to Plan Summary for plan design and rates)