Office of Educational Financing Orientation Introduction to Registration, Financial Services and Financial Aid

Registration and Financial Services Contact Student Service Center (205 Kent Hall) Cashiering (210 Kent Hall, 9 a.m. - 4 p.m.) Questions? FAQ & Call (212) Visit in person: Monday - Friday, 9 a.m. - 5 p.m.

E-Billing E-billing notification sent to your Columbia address If someone else will be assisting with your account, please be sure to authorize him/her as a payer Easy access to online payment history and previous statements E-Bill is a snapshot of the charges, credits and anticipated credits on your student account as of a specific date, and, therefore, is not updated between billing cycles. View current information through the Student Account Details on Student Services Online (SSOL):

Payment Methods E-check (preferred) Wire transfer In-person, 210 Kent Hall Check, money order, bank check or cash Mail Tuition Payment Plan Additional information:

Please pay attention to the payment due date on your e-bill; payments must be received (not postmarked if sent by mail) by that date Payment Due Date: Friday, January 30, 2015 Late Fees: $150 (First e-bill of semester due on Jan. 30 th ) 1.5% (every subsequent e-bill for semester) Students will not be de-registered if the bill is not paid on time Hold will be placed if the balance is $1,000 or greater Payment Due Dates

Tuition Payment Plan Administered by Nelnet If you cannot pay in full by the due date, enroll in the Tuition Payment Plan (Monthly) at the start of each term. Five monthly payments per semester (a total of 10 monthly payments if attending both Fall and Spring semesters) Application fee: $25 for one semester or $45 for both Not available for summer session Spring 2015 Deadline: March 5 th (Fee + four payments) Additional Information:

Columbia University Medical Insurance Columbia University requires all full-time (12 or more credits) students to have health insurance coverage. Full-time students are automatically enrolled into the Columbia University Medical Insurance plan. Health Services: Options: Enroll, if you wish to have coverage and you are not full-time Upgrade, from the Gold to Platinum Plan Waive, if you have a comparable insurance plan which meets Health Services approval Additional Information Health Service Fee: A mandatory $442 fee charged to all full-time students or students who enroll in the Columbia University medical insurance plan.

Student Services Online (SSOL) Register for direct deposit View Academic Records Update your permanent address View your e-bill and make e-check payment View your financial aid information by directing you to our Online Financial Aid System

Student Services Online (SSOL)

Requesting a Refund GS Refund Request:

Questions?

Office of Educational Financing Award (“package”) Federal & GS Institutional Financial Aid Process Federal and Private Student Loans Counsel students on all student financing and federal aid processing issues Administer New York State Aid for Part–Time Study (APTS)

Office of Educational Financing Quick Visits Held each week day to answer quick questions, clarification of a specific financial aid issue, assistance with a form, and address similar concerns. Does not require an appointment and will be limited from 5 to 10 minutes in length. Depending on the number of students requiring Quick-Visit counseling, there may be a wait of 10 to 15 minutes for assistance. Schedule: Monday to Friday (subject to change) 10:00 to 11:30 a.m.; 2:30 to 4:00 p.m.

Office of Educational Financing Appointments Typically a half-hour and are meant for more in-depth educational counseling issues and long-term planning. Best way for a student to start the planning process for managing Columbia educational costs. GS financial aid counselors will be available for appointments at various times each week. To schedule a counseling appointment: Phone: (212)

Educational Financing Website

Federal Financial Aid Two forms necessary to apply: FAFSA – ( for Spring 2015) National form sent to a Central Processor School Code: Planned Enrollment Form Completed online via the Online Financial Aid System

New York State Financial Aid New York State TAP Award – School Code: 0171 Option 1: After FAFSA-on-the-web, access TAP-on-the-Web application at the confirmation page Option 2: After FAFSA, HESC mails an Express Tap Application (Paper Process)

Available Aid | Federal and State Grants Federal Grants Pell Max award: $5,730/year or $2,865/semester Based on full-time, this amount will be less for reduced enrollment SEOG Max award: $1,300/year or $650/semester Based on full-time, this amount will be less for reduced enrollment State Grants TAP (12 credits or more) Max award: $5,000/year or $2,500/semester APTS (3 to 11.5 credits) Max award: $2,000/year or $1,000/semester

Available Aid |Work Study Provides part-time employment and allows students to earn money for their educational costs. Awarded based on financial need. Job listings available online at: Employment papers can be picked up at the Federal Work- Study Payroll Office in 210 Kent Hall.

Federal Direct Subsidized Loan: Interest free loan while enrolled at least half-time (6 credits) Fixed interest rate of 4.66% for loans disbursed through 7/1/14 – 6/30/2015 Payments begin six months after graduation or cease to be enrolled for at least half-time (6 credits) $3,500 (0 to 23 credits) $4,500 (24 to 55 credits) $5,500 (56+ credits) Federal Loans | Subsidized Loans

Federal Loans | Independent Students Federal Direct Unsubsidized Loan: Fixed interest rate of 4.66% for loans disbursed through 7/1/14 – 6/30/2015 Interest begins accruing upon disbursement Option to defer interest payments while in school Payments begin six months after graduation or cease to be enrolled for at least half time (6 credits) $6,000 (0 to 55 credits) $7,000 (56+ credits)

Available Aid | LoansFederal Loans | Dependent Students Additional Federal Loans: Federal Direct Unsubsidized Loan $2,000 Federal Direct Parent PLUS Loan Amount based on cost of attendance minus financial aid

Available Aid | Private Loans Suggested Lender Chart: Apply online with the lender Students are not limited to these lenders – not an exhaustive list

Review missing financial aid documents Review and accept/decline financial aid Log in using your: Columbia University ID# (CUID, C00_________) PIN – Initially your date of birth (MMDDYYYY) Online Financial Aid System

Additional Forms Required Federal Direct Subsidized and Unsubsidized Loans Entrance Interview/Counseling Reviews borrower’s responsibilities Master Promissory Note (MPN) Contract between the borrower and lender promising repayment Completed online at:

StudentLoans.gov

Financial Aid Strategies 101 Learn more about basic financial aid strategies and help make the financial aid process more understandable and manageable Budgeting Understanding your bill How enrolling in summer impacts your aid Plus, more important financial aid information and strategies: 408 Lewisohn Hall, Baer Room Thursday, January 15 th from 1:00 to 2:15 pm Friday, January 16 th from 9:30 to 10:45 am

Office of Educational Financing Contact 408 Lewisohn Hall Telephone: (212) Typical Quick-Visits: Monday through Friday 10 to 11:30 a.m. & 2:30 to 4 p.m.

Questions?