1. 2015-2016

2.  E billing  Communications  Authorized Users  Student Accounts  Online Payment Plans  Web Privacy Policy  Health Insurance  FAQ’s  Contact Information  Cost of Attendance  Financial Aid Process  Financial Aid Award Letters  Financial Aid Programs  Important Dates  Contact Information

3.  No Paper Bills  https://portal.vsc.edu/ -Web Services https://portal.vsc.edu/  Updated on/around the 1 st and 15 th of each month.  Current Activity between those dates  Notifications to student through LSC email  Student to set up authorized users who can gain access to Bill Payment Site (TouchNet)  Student to set up E-Refund Account. If no E- Refund set up the refunds will be mailed to the address we have on file.

4.  Account is the responsibility of the student  Any communication is sent to student first via: 1. LSC email 2. LSC Campus mailbox 3. Portal Announcements 4. Website (https://LyndonState.edu/StudentAccounts) 5. Last resort: Letter to home/permanent address  Student to set up FERPA waiver  Student to Create Access Code

5.  View Statement  View Current Activity  Make a payment  Set up a payment plan  Save a payment method

6.  Financial Clearance Date AUGUST 10, 2015  Financial Clearance : 1. Paid in full (Cash, Check, Credit Card) 2. Financial aid in forms of Grants, Approved Loans, and Outside Scholarships 3. VSC Online Payment Plan 4. Combination of the three

7. Fall 2015 VSC Online Payment Plans  Available June 1 st, 2015  Plan Options: 1. 6 Month Plan: June - November 2. 5 Month Plan: July – November 3. 4 Month Plan: August – November **There is a $30.00 enrollment fee per semester due at the time of setup along with the first payment **There is a $15.00 late payment fee for payments not received or made by the 15 th of each month

8. The Vermont State Colleges (VSC) respects the right to privacy of every individual using our systems. We will not sell or otherwise commercially disclose the private information of any user (name, address, phone numbers, email addresses, etc). All information collected will be used for internal and legitimate VSC business purposes only.

9.  VSC Policy states all students registered at full-time status have to have insurance coverage  Every full-time student is automatically billed for VSC Health Insurance ($1940.00/year, billed in Fall Semester)  If student has alternative Health Insurance, they must go online to Web Services to waive insurance with current insurance policy number. Last day to waive insurance is September 15, 2015. Charge will not be removed until waiver is completed.  Fee is non-refundable after 9/15/15 and non-negotiable  Sending this information to Health Services does not satisfy this requirement. Those are medical records to which Student Services does not have access

10. 1. Can other Authorized users view my banking information? – No, students and authorized users cannot see each other’s payment methods. 2. Can authorized user sign up for e-Refunds? – No, only the student can sign up. If the refund belongs to a parent or another individual paying on the student’s behalf, the student is responsible to disburse the funds appropriately. 3. Can my e-Refund go to multiple accounts? – No, refunds can only be applied to one bank account. 4. What is Current Account Activity? This is any thing that changes on the student account since the last billing update.

11. Budget ItemsIn StateNEBHE/GN Billed O/S, with NB/GN Waiver $6408* Out of State Tuition $9984$14976$21384 Required Fees (Orientation, Student Activity, Capital Development) $1346 Double Room $5774 Full Meal Plan $3922 Books/Supplies $1000 Personal Expenses $600 Transportation $1000 Average Course Fees $200 Total $23,826$28,818$35,226

12.  Submit a FAFSA (Free Application for Federal Student Aid) ○ File on the Web: www.fafsa.govwww.fafsa.gov ○ Lyndon’s school code is 003689 ○ Create FSA ID for student and one parent  Apply for State Grants  Apply for LSC grants and scholarships  Apply for local scholarships or use a scholarship search: www.FinAid.org & www.fastweb.com www.VSAC.org for Vermont Students www.nhcf.org for New Hampshire residentswww.FinAid.orgwww.fastweb.com www.VSAC.org www.nhcf.org

13. New Students begin early February Returning students begin late May/early June  Tentative awards  Selected for Verification Parent & Student Official IRS Tax Information (use Data Retrieval Tool on FAFSA OR Tax Return Transcript) Verification Forms  Final award

14. A. Grant & Scholarship Programs LSC Grants & Scholarships Federal Pell Grants Federal SEOG Grants State Grants (CT*, MA, ME, PA, VSAC*) *requires separate application B. Federal Work Study Program

15. C. Loan Programs  Federal Perkins Loan (5% interest, Lyndon is the lender and ECSI is our Servicer.)  Federal Direct Subsidized Loan (4.29% fixed interest)  Federal Direct Unsubsidized Loan (4.29% fixed interest)  Federal Direct Plus Loan for Parents (PLUS) (5.84% fixed interest) ○ Requires Credit Check ○ Deferment for Parent borrower available on Application ○ Direct Loan Servicer at 1-800-848-0979

16.  Direct Loan Borrowers go to: www.StudentLoans.gov Students complete Direct Loan Entrance Counseling Parent PLUS borrower completes PLUS Application Student borrowers & Parent PLUS borrowers complete a Master Promissory Note  Alternative/Private Loans  (student is the borrower, interest rates vary, co-signer required) Compare on the web: www.FinAid.org or www.SimpleTuition.comwww.FinAid.org www.SimpleTuition.com

17.  February 15 FAFSA deadline for full aid consideration  April 1 LSC New Student Scholarship Application Due  August 10 Financial Clearance Date  August 11 First $100.00 late fee assessed  August 15 Last day to sign up for a payment plan  August 31 Last day to change meal plan  August 31 Last day to withdraw and receive 100% credit  September 4 Last day to drop a class and affect course load and billing  September 15 Last day to waive health insurance ($1940 charge)

18. Student Financial Services Located in Vail 348 Phone: 802-626-6396 Office Hours: 9:00am – 4:30pm Mon – Fri Summer and Winter Break hours: 9:00am – 4:00pm Email: studentaccounts@lyndonstate.edu LSCFinancialAid@lyndonstate.edu Web: http://LyndonState.edu/StudentAccounts