The 2nd Azerbajan Insurance Forum Claims Handling on Motor Insurance segments _ Agreements to facilitate the handling of international claims Ulf D. Lemor Baku, 7./ 8. july 2011

CONTENT 1. Model: Green Card System 2. Existing Systems ( worldwide ) 3. Introduction of the White Card Scheme

The 2nd Azerbajan Insurance Forum

Yellow Card System Applicable in Southern and Eastern Africa between members of the COMESA Kenya, Rwanda, DR Congo, Ranzania, Uganda, Zambie, Zimbabwe 400 million Africans united in one system,founded in 1982

Pink Card System Applicable in Central Africa 6 Members: Cameroon, Central Africa, Chad, Congo, Gabon and East-Guinea The 2nd Azerbajan Insurance Forum

Brown Card System Applicable primarily in Western Africa Founded in 14 Members: Ghana, Nigeria, Senegal... The 2nd Azerbajan Insurance Forum

Blue Card System Applicable in South East Asia ( ASEAN ) Population 575 Mio. 10 Members ( Indonesien, Malaysia,Vietnam, Singapore, Thailand, Laos...) The 2nd Azerbajan Insurance Forum

Orange Card System Applicable in the Middle East and North Africa Established 1975 in Tunis Members: the Arabian States in this region The 2nd Azerbajan Insurance Forum

The ECO White Card Scheme A common project between Economic Cooperation Organisation and Islamic Development Bank The 2nd Azerbajan Insurance Forum

ECONOMIC COOPERATION ORGANISATION (ECO) ECO is an intergovernmental organisation involving seven ssian and three eurasian Nations It provides a platform to discuss ways to improve development and promote trade, investment opportunities, traffic and communication. ECO is an ad-hoc organisation under the UNITED NATIONS Charter.

Who is ECO ? Members (10): Afghanistan Azerbaijan Iran Kazakhstan Kyrgyzstan Pakistan Tajikistan Turkmenistan Turkey Usbekistan

ECO

ECO Activities in the field of Transport The program of action for ECO decade of transport The Transit Transport Framework Agreement Railway Road Maritime Cooperation with international and regional organizations

ECONOMIC COOPERATION ORGANISATION (ECO) Transport and Communication

ECONOMIC COOPERATION ORGANISATION (ECO) Introduction: to fully utilize its potentials for transit transport, the region has to address many obstacles Non- Physical Barriers Taxes & Tariffs: Road tax, Vehicle size/weight regulations/ Charges, Permits charges, costum duties, etc. Documentation: Transport and customs documentations Issues related to human resources, Physical Barriers Poor conditions of Road and railways Infrastructure Inefficient Border Infrastructure High number of points/ slow control process/ inefficient parking adjacentin Control points Limited warehouse and logistic centers

THE WHITE CARD SCHEME An important step toward facilitation of road transport Joint project between ECO and Islamic Development Bank The preparatory work started in 1995 After several meetings between ECO and the governmental delegations of the region in 2009 the text of the Interim White Card Scheme was approved

THE WHITE CARD SCHEME The original aim was (and is) to become as soon as possible member of the Green Card System (Interim System) Therefore it was decided to adjust the text of the scheme as far as possible to the principles of the Green Card System

THE WHITE CARD SCHEME The Function of the International Consultant to analyse the status of implementation of the MTPL Insurance to analyse the potentials for regional cooperation in the field of insurance to assess the possibilties for effective implementation of the White Card to take into account the experiences of other regional schemes (such as the Green Card) to propose constitutional rules and regulations to provide technical and operational advice on the enforcement of the scheme to come up with recommendations on possible role of ECO Reinsurance Companies to analyse the possibilities for cooperation with the Green Card System

Compulsory insurance Limits Financial guarantees Fundamental problems

Non payment in time Non recognition of insurance policies Payment of compulsory deposit Arbitrary detentions of the involved vehicles Incidental expenses imposed to the vehicles owner when his car is impounded... Practical problems

Status of the proceedings Next steps: Finalisation of the questionaires (end of june 2011) Conference with the member-states (propably early autum 2011) Implementation of the conferences` results (end of 2011) Coming into force in 2013 / 2014?

Future perspectives Establishment of the White Card System Development towards and proof as functional system Cooperation between the Green, Orange an White Card Scheme? -> Membership in the Green Card System? The 2nd Azerbajan Insurance Forum

RE.4: Green card system benefits may accrue to all UNECE members

The 2nd Azerbajan Insurance Forum