Playas - Guayas - Ecuador

THE NEW ADULT RETIREMENT COMMUNITIES Retirement for the 77 million baby-boomers entering their 60’s will be an experience far different than previous generations. Nine out of 10 Americans say they don't want to move to nursing homes when they retire, according to a report by AARP. They may be mentally fit, but need help with certain errands or need some medical attention. A geriatric-care manager assesses their changing needs and coordinates help. Romantic Places Private & Confidential Information

COSTA PACIFICA Our resort has got the good weather of Florida, but a much cheaper cost of living. It's a lot more adventurous than Daytona. Politically stable, Latin America is starting a thriving industry of recruiting American retirees. Thousands of Americans are already spread throughout Mexico, Panama and the rest of the region. Gorges Food Private & Confidential Information

PRODUCT & SERVICE OVERVIEW Assisted living facilities are for people needing assistance with Activities of Daily Living but still wishing to live as independently as possible for as long as possible. Assisted living exists to bridge the gap between independent living and nursing homes. Residents in assisted living centers are not able to live by themselves but do not require constant care either. Assisted living facilities offer help with Activities of Daily Living such as eating, bathing, dressing, laundry, housekeeping, and assistance with medications. Assisted living is not an alternative to a nursing home, but an intermediate level of long-term care appropriate for many seniors. Private & Confidential Information

THE COSTA PACIFICA RESORT Our project consists of ; 286 villas 128 apartments IN 8 condos with 1 fully serviced hotel - resort with 48 rooms Restaurant and coffee shop, laundry, room service, Swimming pool, spa, all sport sand court, and lobby bar Beautiful Beaches Private & Confidential Information

MARKET OVERVIEW The main target group for this project are the retirees from the USA and Europe that could find a way to retire or semi retire in a country that has wonderful weather, cost of living half of that they are paying today and a US Dollar based country. Secondly, Ecuador has a population estimated at 1.5 million people that migrated to the United States about 25 to 30 years ago. They have worked in the United States for almost all their lives, but their families are still living in Ecuador. This is a project that is not necessarily looking for a market, but rather satisfying a long existing demand. The financial projections of the project are based on extremely conservative figures. Private & Confidential Information

THE ENVIROMENT Playas is very near to Guayaquil (economical capital of the country) and major international airport (75 miles). The start of a new intercontinental sea port (15 miles away) boosted the interest in this particular area. New intercontinental airport is projected 45 miles from this area. Start of construction is expected in 2,014. Lacosta Country Club is located in the same road that goes from Guayaquil to Playas. Is about 50Km distance. Play Golf Private & Confidential Information

USE OF FUNDS Project Funding: Total Project Cost $ 12,000,000 Loan: $ 9,000,000 New shareholder: $ 3,000,000 Distribution of the Funds : Land acquisition $ 4,000,000 Construction infrastructure. $ 1,321,000 Condo construction $ 5,329,000 Hotel construction and equipment $ 1,350,000   Beautiful Nature Private & Confidential Information

LAND INFO Land valuation $ 4,700,000 1,470 feet beach facing the Pacific Ocean Total area 26 acres Enjoy the Sea Private & Confidential Information

KEY ISSUES Low risk project Can provide a quick turnaround for investors Low investment Administration of funds through a local trust with international licensing such as Morgan & Morgan Extremely innovative and on line with today’s needs This project can start a national and Latin American franchise without effort. It just reacts to today’s population requests Private & Confidential Information

MANAGEMENT AND ADMINISTRATION Costa Pacifica has a Management consisting of highly experienced professionals. Comprehensive information of our group is available in the chapter below. executive management The team is headed by Mr.. Igor Lubkov (53) as CEO. Thirty years of experience within multinational and national companies at management level (Colgate Palmolive, Shell, Reckitt & Colman, Glidden, Hyundai, Ford).   board of Directors The BOD consists of four members and is led by Mr.. Igor Lubkov as Chairman. The second seat belongs to the new shareholder. The other members are the delegate of the law firm administrating the trust (Morgan & Morgan) and Mr. Lars Johan Myrtroen Private & Confidential Information

THE OFFER To accelerate growth and speed up building the company, we are looking for a minimum investment of US$ 3 million. The new partner is offered 30% of the company’s equity. An option (not binding) to participate with more capital if the business develops as planned is on offer. The ownership after the cash injection is as follows; Igor Lubkov 55% New owner 30% Lars Johan Myrtroen 15% Total 100% Peaceful Walks Private & Confidential Information

THE BENEFITS OF PARTNERING Very objective and precise arguments for new owner of 30%: 94% ROI at year 5 for completion of project 20% additional ROI per year, starting at year 6 for hotel operation Wonderful Beaches Private & Confidential Information

AVE. SEGUNDA # 312, LOS CEIBOS FOR ANY ADDITIONAL INFORMATION ON THE OFFERING, PLEASE CONTACT; Igor Lubkov Phone Office : +593-99470 5000 email: ilubkov@promonorte.com.ec Lars Johan Myrtroen Phone Office : +44 (0) 20 8133 9055 email; lj.myrtroen@economic-consultants.com Beautiful Sunsets AVE. SEGUNDA # 312, LOS CEIBOS GUAYAQUIL - ECUADOR Private & Confidential Information