Better decisions through data 5/19/2018 0101010101010101010101010101010101010101010101010101 01010101010101010101010101010101010101010101010101010101010101010100 Better Decisions Through Data * Fair, Isaac is based on a single, powerful idea—that data, used intelligently, can improve business decisions. We help companies around the world make Better Decisions Through Data. 010101010101010101010101010101010101010101010101010101010101010101010101011 01010101010101010101010101010101010101010101010101010101010101010101010101010101010101010 010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101 92088.ppt

The global leader in decision technology Better decisions through data 5/19/2018 The global leader in decision technology Improving the profitability of our clients around the world: financial institutions, insurers, telcos and retailers Better decisions in marketing, origination and customer relationship management The success of that idea in improving the profitability of our clients—financial institutions, insurers, telcos and retailers around the world—is what drives our success. Today, Fair, Isaac is the recognized global leader in decision technology, helping our clients make faster, better, more profitable decisions in marketing, origination and customer management. 92088.ppt 92088.ppt

Better decisions through data 5/19/2018 Our core capabilities Predictive models that set the gold standard in accurately forecasting customer behavior Analytics A world-class Information Technology Center providing data warehousing, database design and Internet delivery Data Management At Fair, Isaac we not only understand data, we know how to make it talk. The core capabilities provide solutions that can tell our clients, for example, not only which customers will bring them revenue and how much, but the best strategies to take to win that revenue. Our gold-standard analytics, are developed with a combination of superior analytic expertise, leading edge predictive technology, and real-world business experience. Our predictive models forecast risk, profits, revenue, attrition, response and more. Our database management capabilities are delivered through our Information Technology Center, providing a secure, world-class base for processing our clients' data. We offer data warehousing, database design, data mining and Internet delivery of data. We build and manage multi-terabyte databases that power decisions for some of the world's leading companies. Our decision systems use sophisticated decision engines to power strategies that result in tightly targeted offers and actions--enabling one-to-one customer interactions. And our consulting capabilities give our clients the benefit of our combined industry and technical expertise, helping them go to market quickly and efficiently to achieve their business goals. Strategy Execution Decision engines that power complex one-to-one actions on customers Consulting Superior consulting based on technical and business expertise 92088.ppt 92088.ppt

The intelligence driving 10 billion decisions per year Better decisions through data 5/19/2018 The intelligence driving 10 billion decisions per year INDUSTRY STANDARD SCORES BUSINESS DECISION AREAS CHANNELS The Web Card Processors Credit Reporting Agencies Custom Models Behavior Scores Risk Scores Marketing Origination Customer Management Every year, our scores power billions of decisions. Risk scores on applicants and behavior scores on existing customers are delivered through diverse channels. These include our business alliances, such as credit reporting agencies and third party credit card processors. With the Web, scores are delivered both directly and through business alliances. This allows us to leverage the power of our analytics and decision tools to drive many more decisions in marketing, origination and customer management. 92088.ppt 92088.ppt

Our global presence Poised for growth Better decisions through data 5/19/2018 Our global presence Poised for growth 21 offices around the world 1500 employees Headquarters in San Rafael, CA, USA Serving clients on 6 continents                                                                                         Birmingham Wiesbaden Brookings Berkeley Toronto Paris Vienna Fair, Isaac's presence around the world positions us for growth. Headquartered in San Rafael, California, we have 21 offices around the world and serve our clients on six continents. Tokyo San Rafael New York Pforzheim St. Paul Madrid Wilmington Milan Baltimore Mexico City Atlanta Kuala Lumpur São Paulo Johannesburg 92088.ppt 92088.ppt

Better decisions through data 5/19/2018 A recognized leader Business Week’s list of Hot Growth Companies, 1999 Forbes annual list of Best 200 Small Companies in America (7 of the last 8 years) Named one of top 50 ASPs by InformationWeek, 2000 Industry watcher and analysts recognize Fair, Isaac's performance. We've made Forbes list of Best Small Companies for seven of the last eight years. And in 2000, Information Week named Fair, Isaac one of the top 50 ASP providers. 92088.ppt 92088.ppt

Better decisions through data 5/19/2018 Delivering gold-standard analytics and decision technology for 40+ years A solid foundation Providing the intelligence behind 10 billion business decisions a year A strong present Fair, Isaac has a solid foundation, a strong present, and an exciting future. We have delivered gold-standard analytics and decision technology for more than 40 years. We now provide the intelligence behind 10 billion decisions—and growing—a year. We continue our leadership by pioneering the way decisions are made in the exploding e-commerce marketplace. Powering better customer decisions on the Web An exciting future 92088.ppt 92088.ppt

Better decisions through data 5/19/2018 0101010101010101010101010101010101010101010101010101 01010101010101010101010101010101010101010101010101010101010101010100 Better Decisions Through Data Fair, Isaac will continue to lead the way in offering companies better decisions through data. 010101010101010101010101010101010101010101010101010101010101010101010101011 01010101010101010101010101010101010101010101010101010101010101010101010101010101010101010 010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101 92088.ppt