1. 01010101010101010101010101010101010101010101010101010101010101010100 01010101010101010101010101010101010101010101010101010101010101010101010101010101010101010 0101010101010101010101010101010101010101010101010101 010101010101010101010101010101010101010101010101010101010101010101010101011 010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101 BetterDecisionsThroughData

2. © 2000 Fair, Isaac and Co., Inc. 2 92088.ppt The global leader in decision technology l Improving the profitability of our clients around the world: financial institutions, insurers, telcos and retailers l Better decisions in marketing, origination and customer relationship management

3. © 2000 Fair, Isaac and Co., Inc. 3 92088.ppt Our core capabilities Predictive models that set the gold standard in accurately forecasting customer behavior A world-class Information Technology Center providing data warehousing, database design and Internet delivery Decision engines that power complex one-to-one actions on customers Superior consulting based on technical and business expertise Consulting Strategy Execution Data Management Analytics

4. © 2000 Fair, Isaac and Co., Inc. 4 92088.ppt The intelligence driving 10 billion decisions per year CHANNELS BUSINESS DECISION AREAS The Web Card Processors Credit Reporting Agencies Custom Models Marketing Origination Customer Management INDUSTRY STANDARD SCORES Behavior Scores Risk Scores

5. © 2000 Fair, Isaac and Co., Inc. 5 92088.ppt Our global presence Poised for growth 21 offices around the world 21 offices around the world 1500 employees 1500 employees Headquarters in San Rafael, CA, USA Headquarters in San Rafael, CA, USA Serving clients on 6 continents Serving clients on 6 continents San Rafael Berkeley Mexico City São Paulo Brookings St. Paul Toronto New York Baltimore Wilmington Atlanta Birmingham Paris Madrid Vienna Wiesbaden Pforzheim Milan Johannesburg Tokyo Kuala Lumpur

6. © 2000 Fair, Isaac and Co., Inc. 6 92088.ppt A recognized leader Business Week’s list of Hot Growth Companies, 1999 Forbes annual list of Best 200 Small Companies in America (7 of the last 8 years) Named one of top 50 ASPs by InformationWeek, 2000

7. © 2000 Fair, Isaac and Co., Inc. 7 92088.ppt Delivering gold-standard analytics and decision technology for 40+ years Providing the intelligence behind 10 billion business decisions a year Powering better customer decisions on the Web A solid foundation A strong present An exciting future

8. 01010101010101010101010101010101010101010101010101010101010101010100 01010101010101010101010101010101010101010101010101010101010101010101010101010101010101010 0101010101010101010101010101010101010101010101010101 010101010101010101010101010101010101010101010101010101010101010101010101011 010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101010101 BetterDecisionsThroughData