1. 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2. Door Prize And the winner is....

3. Purpose of Today’s Meeting Introduce 2008 Executive Safety Committee Thank Safety and Claims Coordinators Tell You How We’re Doing Highlight 2008 JIF Safety Initiatives Introduce 2008 Safety Incentive Program Present 2007 Safety Incentive Awards

4. Thank You Fund Professionals Commerce Risk Control Services –Safety Director Scibal Associates –Claims Administrator CSG/CHN –Managed Care Provider AJG Risk Management Services Inc. –Administrator

5. Welcome Richard Hirsch, Fund Chair Borough of Longport

6. Introducing the 2008 Executive Safety Committee Karen Thomas, Chair, Brigantine City Dan Speigel, Vice Chair, West Wildwood Diane Weldon, Cape May City Theresa Tighe, Sea Isle City Lillian DeBow, Egg Harbor City Maryann Merlino, Waterford Township Andy Bednarek, Avalon Rob Flynn, West Cape May Borough Joann Cioeta, Ocean City Lisa Jiampetti, Egg Harbor City John D’Agostino, Jr., D’Agostino Agency Bill McMahon, Jr. McMahon Agency, Inc Eugene Siracusa, Siracusa-Kauffman Agency Tom Byrne, J. Byrne Agency Stan Gunnison, CJ Adams Dave Miller, CJ Adams

7. 2008 Safety Coordinators l Charles Smith, City of Absecon l Wayne Winner, Borough of Avalon l Dennis McKenna, City of Brigantine l William Nimohay, Borough of Buena l Diane Morgan, Buena Vista Township l Robert Smith, City of Cape May l Joe Nietubicz, Cape May Point l Hannah Nichols, Commercial Township l Carol Foster, City of Corbin City l Karen Seifrit, Deerfield Township l Clarence Ryan, Dennis Township l Thomas Henshaw, City of Egg Harbor l Dale Goodreau, Egg Harbor Township l Chuck Cole, City of Estell Manor Thanks for a Job Well Done!

8. 2008 Safety Coordinators l Paula Bradley, Borough of Folsom l Raymond Farrell, Galloway Township l William Montag, Hamilton Township l Chris Ballin, Town of Hammonton l Edward Beck, City of Linwood l Rich Hirsch, Borough of Longport l Brian Marker, Lower Township l Daniel Adams, City of Margate l Richard Ceglarski, Middle Township l Bob Polise, City of Millville l Dawn Stollenwerk, Mullica Township l Sam Barbagli, Borough of Newfield l Lew Ostrander, City of North Wildwood l Kimberly Hodsdon, City of Northfield Thanks for a Job Well Done!

9. 2008 Safety Coordinators l Charlotte Moyer, City of Ocean City l Robert Oglesby, City of Pleasantville l Eva Feeley, Sea Isle City l Tom Venafro, City of Somers Point l Grant Russ, Borough of Stone Harbor l Terry O’Neill, Upper Deerfield Twp. l Jay Potter, Upper Township l Thomas Klein, City of Ventnor l John Knoll, Waterford Township l Kate Killian, Borough of West Cape May l Joan Schultz, West Wildwood Borough l Ronald Carroll, Weymouth Township l Gordon Ball, City of Wildwood l Kevin Yecco, Borough of Wildwood Crest l Claude Wise, Sr., Borough of Woodbine Thanks for a Job Well Done!

10. 2008 Claims Coordinators l Terry Dolan, City of Absecon l Andy Bednarek, Borough of Avalon l Karen Thomas, City of Brigantine l Maryann Coraluzzo, Borough of Buena l Cindi LoGuidice, Buena Vista Township l Jean Davis, City of Cape May l Constance Mahon, Boro of Cape May Point l Hannah Nichols, Commercial Township l Joanne Siedlecki, City of Corbin City l Annette Velez, Deerfield Township l Janice Kenney, Dennis Township l Lillian DeBow, City of Egg Harbor l Eileen Tedesco, Egg Harbor Township l Dawn Gorman, City of Estell Manor Report all claims promptly! Thanks for a Job Well Done!

11. 2008 Claims Coordinators l Gail A. Macera, Borough of Folsom l Diane Grams, Galloway Township l Mary Kelly, Hamilton Township l April Boyer Maimone, Town of Hammonton l Anthony Strazzeri, City of Linwood l Rich Hirsch, Borough of Longport l Kathleen McPherson, Lower Township l Lisa McLaughlin/Dan Adams, City of Margate l Vera Kalish, Middle Township l Norma Chew, City of Millville l Kimberly Johnson, Mullica Township l Toni Van Camp, Borough of Newfield l Maureen Thall, City of North Wildwood l Kimberly Hodsdon, City of Northfield l Joann Hilinski, City of Ocean City Report all claims promptly! Thanks for a Job Well Done!

12. 2008 Claims Coordinators l Cindy Hineline, City of Pleasantville l Eva Feeley, Sea Isle City l Carol Degrassi, City of Somers Point l Jim Nicola, Borough of Stone Harbor l Vicki Vagnarelli, Upper Deerfield Township l Patricia Garbutt, Upper Township l Julie Harron & Renea Naticchione, City of Ventnor l Anita Wilson, Waterford Township l Elaine Wallace, West Cape May l Dorothy Tomlin, West Wildwood Borough l Bonnie Yearsley, Weymouth Township l Gordon Ball, City of Wildwood l Janelle Holzmer, Borough of Wildwood Crest l Lisa Garrison, Borough of Woodbine Report all claims promptly! Thanks for a Job Well Done!

13. Special Gift Please be sure to pick up your Gift and Lapel Pins! Safety Coordinators & Claims Coordinators

14. Safety Calendars Increase safety awareness Encourage safe behavior Post prominently in all work areas 2008 JIF Keeps the JIF safety message visible all year long!

15. Optional Safety Budget Members will be reimbursed for safety related expenditures. Updated in monthly Agenda Packet. You cannot claim your allowance in advance. You must claim all of your funds by December 31, 2008. $134,000 BIG Increase in 2008! Examples!

16. SOMERS POINT Fire safety training for Volunteer Firemen Fire extinguishers Pedestrian safety signs for Crossing Guard stations Sunscreen for DPW workers

17. Automated External Defibrillator Training Devices Egg Harbor Township Estell Manor Both arranged for purchase and training

18. Beach Patrols Sea Isle City –Sun visors for Beach Tag Inspectors & –Sunscreen/insect repellent (employees loved it) – First aid kits, rescue boards and buoys, whistles for the beach patrol Margate – Binoculars for the beach patrol Wildwood Crest

19. Brigantine Purchased an arrow board with their safety money.. Beach Handicapped Entrance No Swimming

20. Margate City Wide – Safety Training System 1. Power Point Projector 2. Da-lite Insta-Theater - 60" 3. Rolling Projector Case 4. Da-lite Carrying Case 5. Media Storage Center

21. What’s New… Helping Towns Help Themselves EPL Plan of Risk Management –Trained 718 Managers & Supervisors in South Jersey –Final Session March 26, 2008 Wildwood & Ocean City –Don’t Do It, Don’t Take It Training DVD Distributed November 27, 2007 JIF & MEL Websites – ACMJIF.ORG & NJMEL.ORG

25. Safety Incentive Program Copy of the 2008 Program All of today’s slides Press release and pix will be loaded to the website ACMJIF.ORG

26. That All Sounds Good … Can we go home now?

27. Because we have a lot to tell you! Tell you what’s ahead! And feed You ! Celebrate Our Successes!

28. Safety Programs Safety First, Last, and Always

29. Door Prize And the winner is....

30. Let’s Eat!

31. 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

32. Door Prize And the winner is....

33. Joanne Hall Safety Director Commerce Risk Control Services

34. ATLANTIC JIF Safety Breakfast Successes from 2007 Noteworthy Trends Safety Challenges for 2008 2007 Awards Presentation

35. 2007 Highlights Challenged members to “Go for the Gold!” –Revised the SIP program –Involved more departments –Bigger monetary rewards Special Recognition Awards

36. How Did YOU Do? Safety Improvement Objectives Safety Committees Hazard Correction and Inspection Programs Training Job Site Observations Prompt Claims Reporting & Transitional Duty Accident Reporting & Investigation

37. SIP Results 100 % of the Members Qualified for SIP Awards 9 Gold 12 Qualifiers 12 Bronze 10 Silver All 43 members!

38. Revised Safety Coordinator Handbook Resource for Safety Coordinators –“What’s in this Section” –Safety Coordinator Action Items Includes 2008 revised JIF Safety Policy Includes all inspection & report forms Entire Handbook provided on CD and available on JIF website Safety Coordinator’s Handbook

39. Playground Inspection Kits Provided to every member to help comply with NJ regs. New Playground Inspection Class offered through the MSI

40. Arc Flash Bulletins & Labels To help members comply with the NEC marking requirement for arc flash hazard protection

41. Other 2007 Highlights Regional Training Sessions Executive Safety Committee Help with written programs & PEOSH issues Safety Director Bulletins

42. New MEL Initiatives: On Line Safety Videos & Training MSI Video Library – over 600 titles Storm Water Management Training Crossing Guards Urban Driving “Survival Driving” Don’t Do It – Don’t Take It On-line videos “for members only”

43. Password = “mel” NJMEL.ORG On-Line Safety Videos

44. MSI Learning Management System Website  On-line registration for MSI Classes  Order videos on line  Track MSI learning history  Record external (non-MSI) learning events  Planning & Recordkeeping tool  Telephone HELP Line: 1-866-661-5120

45. Improved MSI Training  MORE CLASSES: MSI conducted over 1300 classes in 2007 and MSI registrations topped 27,000 statewide!!  Atlantic JIF : 3319 participants in 2008  MEL Video Library: More New Titles  Atlantic JIF: 37 members borrowed over 440 videos

46. Revised & Updated MSI Classes Jetter / Rodder Heavy Equipment Ladder and Fall Prevention Leaf Vac Sanitation & Refuse Collection Accident Investigation

47. New Programs for 2008 Bloodborne Pathogen Train-the-Trainer Playground Safety Inspection Seasonal Public Works Operations Advanced Safety Leadership Program

48. Door Prize And the winner is....

49. CLAIMS REVIEW Noteworthy Trends

50. Loss Trends New Metrics for better benchmarking Enables us to set strategic plans –Focus on trends and types of losses –Justify areas that need more training –Measure results –Compare “apples and apples”

51. 2007 Claim Frequency

52. 2007 Claim Costs

53. Workers Comp Claim Trend Number of Claims

54. Workers Comp Claim Trend Number of Claims per Payroll

55. Workers Comp Claim Trend Lost Time Accident Frequency

57. Claims By Department

58. Police Ad Hoc Committee Provide direction and leadership on Police related safety issues Encourage Accreditation Process Members of Ad Hoc Committee: –Ocean City - Chief Robert Blevin –Buena Borough - Chief Doug Adams –Egg Harbor Township – Chief Blaze Catania –Hamilton Township – Chief John McKeen

59. Police Ad Hoc Initiatives Crossing Guard Safety Initiative Driver Review Panels Sleep Deprivation Study Police Liability Seminars

60. Law Enforcement Accreditation Program Administered by NJ Association of Chiefs of Police Participation is encouraged by JIF / MEL $500 Application Fee waived for JIF members JIF will reimburse 50% of Accreditation & Re-accreditation fee upon completion Up to $1,000 Reimbursement of Fee Available from the MEL 5% liability discount will be offered to agencies who complete the program

61. ACM Accredited Police Departments Egg Harbor Twp. Cape May Galloway Middle Twp Ocean City Stone Harbor Recently completed the NJ Police Accreditation Program !

62. Atlantic JIF Departments In Process of Becoming Accredited Hammonton Longport Margate City Ventnor Brigantine Hamilton Pleasantville Lower Township North Wildwood Wildwood Crest Millville

63. Most Frequent Types of Injuries Strains & Sprains - 27% “Struck” or “Injured By” – 19% Slip, trips and falls – 13% 58% of WC claims 69% of $$ claim payments

64. Strains & Sprains Most Frequent and Costly types of Claims –27% of Claims and 35% of dollar losses –Affects ALL Departments What Can YOU Do? 1.Modify tasks that involve extremely heavy loads 2.Job Site Observations 3.Use Your Safety Money 4.Provide Training 5.Investigate Every Accident.

65. Egg Harbor Township - A Mail Cart for moving boxes of mail Sea Isle City - Earpiece headsets for employees who are on the phone most of the day Galloway – ergonomic assessments and training for DPW tasks

66. Slips, Trips & Falls Very Frequent and Costly Types of Claims –13% of Claims and 16% of dollar losses –Especially Police, Public Works and Admin What Can You Do? 1.Housekeeping 2.Right shoes / Boots For The Job 3.Frequent Worksite Inspections 4.Training – New Ladder Safety Program 5.Investigate Every Accident

67. Door Prize And the winner is....

68. Auto Liability Crashes per 100 Vehicles

69. Most Frequent Types of Auto Claims

70. Motor Vehicle Crashes Impacts three lines of coverage: Auto, Workers Comp & Property Claims What Can YOU Do? 1.Select good drivers & supervise them 2.Written fleet safety program 3.Inspect & maintain vehicles 4.Provide driver training 5.Investigate every accident 6.Establish an accident review panel

71. General Liability Average Cost per Claim

72. Roadway, Sign Walkway and Boardwalk Claims What can You do? 1.Make sure you have an effective Roadway, Sign & Walkway Program 2.Frequent inspections – daily in high use areas 3.Training for employees 4.Maintain complaint log – address issues 5.Investigate accidents

73. 2008 Game Plan

74. 2008 Challenge SAFETY INCENTIVE PROGRAM 100% qualifiers - AGAIN Move more members toward Gold! Maintain program integrity, yet reduce the amount of paperwork Use benchmarks to focus on trends and members that are above the JIF average Have all members use 100% of their safety money to help build a Safety Culture

75. How Did Your Town Spend the SIP Bonus Money? North Wildwood invites employees and their families to its annual "Safety Beach Bash". We report our results for the current year as compared to prior years and encourage all employees to continue with a “Safety First” attitude. It has been received well for the past several years and improves employee morale and safety. Ray Townsend

76. How Did Your Town Spend the SIP Bonus Money? Northfield hosted a "Safety & Wellness Fair" for employees, retirees, and volunteers. Several health and wellness practitioners offered free blood-sugar, cholesterol, and blood pressure screenings; chiropractic evaluations and information on back safety/proper lifting; vitamins, supplements and holistic approaches to health care and fitness. Staff was treated to a holiday luncheon buffet and were able to explore opportunities for a safer and healthier lifestyle at the same time! GREAT MORALE BOOSTER!

77. Lower Twp First Annual Picnic Held First Annual Employee Safety Picnic at one a local campground. It was a huge success! Campground donated use of their facility. Water, soda, and salads were donated by local merchants. Ice was donated by our local fire departments and we provided employees with a delicious barbeque lunch from a local caterer. Rewards like these improve employee morale and safety awareness!

78. Hamilton Twp Safety Day with an Olympic Theme –Complete with skits and a bob sled competition –Video presentation to share with others –Flying Fickle Finger of Safety awarded Great way to reward employee participation in the Township Safety Program and improve morale!

79. Cape May City Physical and Financial Health Fair Several area banks participated as did members of the EMT Squad who took Blood Pressure and Pulse readings for employees. Cape Regional Medical Center sent nurses who gave a cholesterol screening and a breathing analysis test. Lunch was provided for everyone. Gift bags with information inside were distributed to employees to guide them in making healthy choices. Much better attended than last year; held at Convention Hall.

80. 2008 Challenge SAFETY TRAINING Increase Regional Training attendance to 85% Encourage supervisors to attend MSI classes More frequent tool box topics and safety briefs Better utilization of the MSI Learning Management System Encourage members to use the free on-line resources at NJMEL.org website

81. 2008 Challenge MANAGEMENT SYSTEMS 100% of Members adopt the revised 2008 Safety Policy by Resolution 100% of members submit Safety Contracts and meaningful Safety Improvement Objectives on time Make Safety Committees purposeful and productive!

82. 2008 Challenge WHEN ACCIDENTS DO OCCUR: Learn from mistakes…. 100% Timely Reporting (3 DAYS or less) Transitional Duty to get injured workers back to work Effective accident investigation and review process in every member town

83. Safety Contract and Safety Improvement Objectives Municipal Safety Contract must be signed by the elected officials and each participating department Due by Friday March 3, 2008

84. 2008 SIP Important Dates Mid-Year Report: June 2, 2008 Year-End Report: December 1, 2008 Special Recognition Award Nominations: November 3, 2008

85. ATLANTIC JIF 2008 Regional Training Dates Indoor Air Quality: January 31, 2008 Safety Coordinator Workshop: Today! Tips for Training Seasonal Employees: April 24, 2008 Police Chief Round Table: June 10, 2008 Lifeguard Symposium: July 8, 2008 DPW Supt. Round Table: September 17, 2008

86. Review of Last Year’s SAFETY INCENTIVE PROGRAM

87. What You Did to Qualify in 2007 Safety Contract Safety Improvement Objectives Department Summary Reports Safety Committee Meetings Job Site Observations Safety Inspections Roadway, Sign & Walkway Program

88. What You Did to Qualify in 2007 Follow-up on SFIs Regional Training Workshops MSI / Technical Safety Training Tool box meetings / Videos Prompt Claims Reporting Transitional Duty Accident Investigation and Review

89. Special Recognition Awards There were 11 nominations for Special Recognition Awards.

90. Door Prize And the winner is....

91. 2007 Safety Incentive Program The Results are in!

92. Exceptional Performance Awards And the winner is....

93. Beat the Three Year JIF Average Loss Ratio (77.5%) Somers Point (76.8%) Avalon (76.2%) Buena Borough (74.7%) Hammonton (74.5%) Stone Harbor ( 73.7%) Mullica (72.5%) Galloway (70.9%) Fund Years 2005 – 2007 - As of 12/31/07

94. Beat the Three Year JIF Average Loss Ratio (77.5%) Ocean City (68.6%) Waterford (67.7%) North Wildwood (66.0%) Cape May (61.5%) Buena Vista (60.3%) Brigantine (58.4%) Middle Township (54.1%) Fund Years 2005 – 2007 - As of 12/31/07

95. Beat the Three Year JIF Average Loss Ratio (77.5%) Wildwood Crest (47.1%) Upper Deerfield (46.3%) Woodbine (40.6%) Linwood (38.7%) Egg Harbor City (38.6%) Margate (38.1%) Weymouth (34.6%) Fund Years 2005 – 2007 - As of 12/31/07

96. Beat the Three Year JIF Average Loss Ratio (77.5%) Deerfield (34.1%) Corbin City (25.0%) Estell Manor (23.5%) Cape May Point (21.2%) Commercial (18.1%) Newfield (13.7%) Folsom (0%) Fund Years 2005 – 2007 - As of 12/31/07

97. Great Job! ACM Moving Up!

98. Zero Lost Time Accidents in 2007 Buena Vista Cape May Point Commercial Corbin City Zero Lost Time Deerfield Egg Harbor City Folsom

99. Zero Lost Time Accidents in 2007 Linwood Newfield Northfield Upper Deerfield Zero Lost Time Weymouth Woodbine

100. Significant Reduction in Lost Time Accident Rate West Wildwood –8.51 in 2006 –4.64 in 2007 Good Job! Hamilton –4.36 in 2006 –2.16 in 2007 Waterford –4.39 in 2006 –1.91 in 2007

101. Significant Reduction in Lost Time Accident Rate Egg Harbor Township –6.23 in 2006 –1.09 in 2007 Good Job! Absecon –6.37 in 2006 –1.09 in 2007 Wildwood Crest –3.61 in 2006 –1.68 in 2007

102. Significant Reduction in Lost Time Accident Rate Good Job! Buena Vista –4.82 in 2006 –“0” in 2007

103. Best Claims Reporting Record  Cape May Point  Dennis  Estell Manor  Mullica  West Wildwood  Weymouth BEST Less than 3 days to Report!

104. Modified Duty Work Days Used Linwood Millville Pleasantville 95% or More of Available Days Used! Galloway Brigantine Northfield Stone Harbor

105. Modified Duty Work Days Used Weymouth Township North Wildwood BEST 100% of Available Days Used!

106. Door Prize And the winner is....

107. Special Recognition Award Winner Recognition Plaque plus Lunch!  Ocean City Administration Department For their work in developing and implementing a Safety Element in their Performance Appraisal Program. This program is of major significance to the Safety Program because it enables Supervisors and Managers to evaluate employees on how safely they accomplish their work. Ocean City Administration Department This process promotes open dialogue among managers and subordinates and promotes discussions about what employees need in order to do their jobs safely.

108. Special Recognition Award Other Nominations Keep Up the Good Work! Brigantine City: Instituted a new City Wide computer program including the distribution of ID Badges Galloway Township: Conducted ergonomic evaluations & training for Public Work tasks Sea Isle City: Conducted a multi agency Confined Space educational & practical exercise

109. Special Recognition Award Other Nominations Keep Up the Good Work! Somers Point: Developed and Implemented a Safety Manual for the Department of Public Works West Cape May: Developed and Implemented a hazardous material tracking process, park maintenance schedules and computerized meter reading

110. 2007 Results!

111. Qualifying Tiers JIF Gold Qualifiers - >95% of Available Points Silver Qualifiers - >90% of Available Points Bronze Qualifiers - >85% of Available Points Qualifiers – 75% of Available Points

112. The Rewards JIF LEVELSCORE% of Based Earned X-SmallSmallMediumLargeX- Large GOLD<95%130%$1,700$2,250$2,650$3,050$3,500 SILVER<90%120%$1,400$1,800$2,200$2,600$3,000 BRONZE<85%110%$1,200$1,500$1,900$2,200$2,500 QUALIFIER<75%100%$1,000$1,300$1,600$1,900$2,200

113. 2007 SIP Qualifiers At least 75% of Program Criteria Absecon Avalon Deerfield Dennis Egg Harbor City Hamilton Members will receive notification of their awards by mail

114. Hammonton Middle Newfield Waterford Wildwood Crest Woodbine Members will receive notification of their awards by mail 2007 SIP Qualifiers At least 75% of Program Criteria

115. 2007 SIP Bronze Award Winners At least 85% of Program Criteria Brigantine Buena Vista Cape May Folsom Longport Lower Members will receive notification of their awards by mail

116. North Wildwood Pleasantville Sea Isle City Somers Point West Cape May Wildwood Members will receive notification of their awards by mail 2007 SIP Bronze Award Winners At least 85% of Program Criteria

117. Cape May Point Commercial Corbin City Estell Manor Linwood Members will receive notification of their awards by mail 2007 SIP Silver Award Winners At least 90% of Program Criteria

118. Margate Millville Stone Harbor Upper Deerfield Ventnor Members will receive notification of their awards by mail 2007 SIP Silver Award Winners At least 90% of Program Criteria

119. Members will receive notification of their awards by mail Buena Borough Egg Harbor Township Galloway Mullica 2007 SIP Gold Award Winners At least 95% of Program Criteria Congratulations!

120. Members will receive notification of their awards by mail Ocean City Northfield Upper Township West Wildwood Weymouth 2007 SIP Gold Award Winners At least 95% of Program Criteria Congratulations!

121. 2008 Safety Incentive Program Good Luck!!!