1. YOUR PROTECTION AND PROSPERITY PARTNER FINANCIAL FREEDOM IS WITHIN YOUR REACH..... WITH US

2. INTRODUCTION This is a Multi-Level Marketing company: Registered with the Department of Trade and Industry Member of the Direct Selling Association of South Africa Doing business since October 2000 To date we have over 3000 members

3. We currently have 2 products/services with more planned for the future. 2. Funeral Cover 1. Legal Cover

4. 1. LEGAL COVER Many people don’t make use of lawyers even though they might need professional legal assistance. Why? It may cost too much When it comes to legal matters... you only get as much justice as you can afford. They may not know where to begin The process is very intimidating

5. If you don't know your rights, you simply don't have any! Will you be able to afford a lawyer should you need one today? Only the top 10% of income earners can afford to have a lawyer on retainer and they are used to asking their lawyers for advice before making decisions which might involve legal consequences. Another 10% (at the bottom end of the market - the very poor) get free legal aid through the government’s Legal Aid Board. The rest, 80% of us, must find a way to pay for our own lawyers when the need arises.

6. With our LEGALSURE Family Plan (underwritten by SA Eagle (Pty) Ltd) You have access to legal advice and services 24 hours a day, 7 days a week in 9 of South Africa’s official languages; You pay a rate which all middle income individuals and families can afford. In return for a monthly membership fee of R68,00 you’ll be entitled to the following benefits: … now there is a remarkably simple solution available to you.

7. Telephonic Advice and Consultations Face-to-Face Consultations Review of Legal Documents Letters and Phone Calls on your behalf Drafting of Wills Application to restore credit rating (Black Listing) Small Claims Court Assistance

8. Maintenance Matters Civil Claims by or against you Criminal Matters Bail Applications Labour Matters Quarterly Newsletter

9. LEGALSURE levels the playing field in the justice system Without LEGALSURE You may try to handle legal matters yourself which could be a costly mistake. You receive as much justice as you can afford. You pay hundreds of rands for only ONE HOUR of a lawyer's time. With LEGALSURE You know who to call. You are treated like the company’s most important client. You are empowered by knowing your legal rights by just making one call.

10. 2. FUNERAL COVER The loss of a loved one in most cases come unexpected and causes much heartache and pain. With our FUNiSURE PRODUCT (underwritten by KGA Life Ltd) you can protect yourself and your family against huge funeral bills in return for a small monthly fee. "Death" is an unpleasant subject for all of us, but we all have to deal with it at some time or other. The trauma will be drastically increased if there are insufficient funds available to cover burial costs and other related expenses.

11. Benefits Benefits for FUNiSURE members and family upon the death of the member/spouse/dependant in return for the monthly premium indicated. R175R10000 R130R7000 in age group 60 - 74 R65R30004. Family Cover where main member R60R10000 R50R7000 in age group 14 - 59 R35R3000 3. Family Cover where main member R125R10000 R90R7000 in age group 60 – 74 R50R30002. Single without children R55R10000 R45R7000 in age group 14 – 59 R30R30001. Single with/without children Monthly PremiumCover AmountMember

12. Business / Income Opportunity We offer a Brilliant Income Generating System to those: wanting to earn an income or supplement / replace their present incomes An opportunity which can be easily operated from the comfort of your home or present work place.

13. How does it work? MULTISURE pays a very generous commission to members who recruit others for as long as the member remains a paid-up policy holder the commission received is therefore recurring and for the life of the policy Get others to Join Once and Earn Forever - as long as they pay their monthly premiums!

14. You A E H F BCD G I In addition to earning money from those whom they recruit, members also earn commission from those recruited by their recruits. What it means is that you not only earn money from your own efforts (A, B, C and D, but also from E, F, G, H, I and all the rest.

15. How would you recruit others / get them to join so that you can earn money using our system? 1.Internet Recruiting no personal contact use our very Advanced Automated Systems to generate additional income 2.One-on-one Recruiting personal contact with prospective subscribers use our brochures and other printed material You can use either one of these methods or both, depending on how you prefer to do the business. There are 2 Ways to recruit:

16. How? subscribe to at least one of our products – LEGALSURE or FUNiSURE. Application forms are available and can be faxed or posted to you (phone us on 08600 53425) or you can join online at www.multisure.co.za Once on our website, click on either LEGAL COVER or FUNERAL COVER depending on your choice – the product website will open. After you have read through the information on the product website and you are ready to join, click on “Join Now!” An online application form will open. Insert your details and submit to us. We will then make contact with you. Please note: Although we would advise you to take out both covers with us, you do not have to subscribe to both products in order to market and earn money from promoting both products. Start making use of the Income Generating System Today!

17. What next? Once you have completed the application form we will process your application and allocate a membership number to you - this links you to our systems. After receipt of your first premium and once-off admin fee we will issue you with a username and password Use this username and password to: access the Member Area on our web site find everything you need to know about the Income Generating System No internet access? We will correspond with you via normal mail. We promise to always be ready to assist you in any way we possibly can because … YOUR SUCCESS IS OUR SUCCESS

18. What if I don't have a sales background? This is a business about showing, not selling. FAQ's You’ll find yourself explaining the service rather than traditional selling. Our websites, brochures and other marketing material make it really easy for you to get the message across. Regardless of your background or level of education, this is a business that can work for you. Current Independent Consultants come from all walks of life and professional backgrounds. Testimonials appear on our website.

19. Will I receive support and training? Training shows you: How to get your business off the ground quickly. How to sell the membership properly and professionally. How to introduce the MULTISURE business opportunity to others. How to get connected to company and field support. YES! Different levels of training is provided where you'll learn from top trainers.

20. What would I actually be doing? A number of marketing options are available to fit your lifestyle and schedule but in a nutshell: You show others the MULTISURE products and/or income plan; or You make use of the internet to get the message across by using your free replicated web sites, for example www.mumsdream.co.za/00-1, You sign them up in person or make use of our fully automated systems to do that for you. You get paid on the 25th of every month and you receive a statement setting out how your commission was calculated.

21. How many ways are there to earn? 1.Personal Sales Commission 2. Downline / Override Commission 3. Residual Compensation 4. Training Compensation

22. What percentage commission is paid? A once-off "Sign-Up Bonus" R50,00 for each new member you recruit. Personal Sales Commission & Downline / Override Commission Personal Sales Comm is based on the level your are on but generally it starts out at 18% Your percentage Downline Commission will depend on what percentages your downline members who recruited others are on. Training Compensation of R50 per member trained

23. What Income is Possible? Example: Using our Income Generating System and Recruiting 20 people per month as LEGALSURE members (personally, via the internet or using both) Total monthly residual (passive) income after 12 months = R3 840,00 (excl sign-up bonuses and any downline commission which you might earn) Should 10 people in your downline do likewise, your monthly royalty income from those 10 members will be = R4 800,00 Total monthly earnings therefore = R8 640,00 Should 25 people in your downline do likewise, your total monthly earnings = R15 840,00 50 people, then your total monthly earnings = R27 840,00

24. So, what's the catch? You have to take out cover for yourself, either LEGALSURE (R68,00 pm) or FUNiSURE (starting at R30,00 pm) You must pay the once-off admin fee of R80,00 If you want to do the business on a one-on-one basis (talking to others personally) then we will strongly advise you to purchase a Business Kit for R95,00 (+ R35,00 postage) from us (call 08600 53425 to place your order but remember you first have to join). The return you will get from the purchase of the Business Kit is a minimum of R2500,00 and it comes with a full 30-day money back guarantee – no questions asked.

25. Summary This is a company with no real competitors operating in a market place that is ready to EXPLODE! A solid, debt-free business offering remarkable, in-demand and affordable products at the right time! Regardless of your background, circumstances, education or experience... Success is All about Timing! And we would like to "Partner" with YOU - Today!

26. The Products are UNDENIABLE The Business is UNBEATABLE And the Opportunity is UNSTOPPABLE JOIN TODAY!

27. CONTACT INFORMATION Email: admin@multisure.co.za Phone:08600 53425 Fax: 041 – 363 1479 Post: P.O. Box 63943 Greenacres PORT ELIZABETH 6057 Web site:www.multisure.co.zawww.multisure.co.za