2.  Entering our 24 th year in business  Pioneers in selling insurance online  Member of Better Business Bureau  Independent agents marketing together under one name: USABG  Produced $25 million AV in each of the last 2 years (2009 & 2010)  Goal of $30 million AV in 2011 “A+” Rating

3.  YOU are a non-captive independent agent  YOU own your block of business  YOU are vested for life from day 1*  YOU earn advance commissions  YOU have no start-up fee to join USABG  YOU benefit from our years of experience  YOU can sell through our “Dual Marketing” system * Subject to individual carrier contracts

4.  Ability to sell online without ever leaving your home or office  Website tracks agent production in real time  Most extensive training program in the industry  Support & recognition in a team atmosphere  Many contests, bonuses and incentive trips!

6. httpaternity.com/25141/ Critical Illness Plans Supplemental Accident Short Term Medical Senior Products Dental Plans

7.  Once you get started selling major medical plans we will train you to sell the Total Protection Plan  The Total Protection Plan consists of a major medical plan, critical illness & an accident plan  Average 1 st year commissions: Major Medical Plan $440 Critical Illness (applicant)$480 Critical Illness (spouse)$480 Accident Plan $200 Total 1 st Year Comp $1,600

8.  Guaranteed Acceptance Health Benefit Plans  Sold through memberships in an association called USA For Healthcare  Includes fully insured health benefits along with association medical benefits and discounts  Great option for your uninsurable clients  Pays level commissions for the life of the plan!  Pays a 6-month advance and a $50 lead bonus!

9. Secure Advantage 1000 Secure Advantage 1000 12 month payout = $600 24 month payout = $1,200 36 month payout = $1,800 48 month payout = $2,400 Secure Advantage 2000 12 month payout = $750 24 month payout = $1,500 36 month payout = $2,250 48 month payout = $3,000

10.  After you have success selling health insurance you can start selling life insurance ◦ Ability to sell the top 50 life carriers ◦ State-of-the-art web portal ◦ Convenient concierge service ◦ Competitive advance commissions ◦ Easy one-time universal contract ◦ You get appointed at time of sale ◦ Extensive training and support

11.  After you have success selling health and life insurance you can sell in the senior market ◦ Contracts with the top senior carriers ◦ Learn how to sell Medicare supplements ◦ Learn how to add final expense plans ◦ Ongoing training and support ◦ All from the comfort of your home or office

12. Gas Car Maintenance Dry Cleaning Eating Out No Shows Lost Windshield Time Total Monthly Cost $800 - $1,200 Selling Online! Total Monthly Cost Less Than $100

13. $25 per policy IHC (Standard Security) $25 per policy CUL (FirstChoice) $50 per membership with $100 enrollment fee $30 per membership with $30 enrollment fee $15 per policy UnitedHealth One $15 per policy Colorado Banker’s $15 per policy Aetna

14.  Win $100 to $200 in lead credits on USABG’s Weekly Sales Call  Earn 50 free “B Leads” with your first sale  Earn 25 free “B Leads” each week for making the boards ($10,000+ AV)  Generate referrals with our $50 Dining Voucher  Earn $100 to $3,000 cash through USABG’s AV Tracker contests

15. *We do not expect a check in order for you to start working with us. These amounts show suggested marketing investments necessary in order to be successful. Your lead expense can be reduced or eliminated through lead credits and cash bonuses. $250 to $350+ per week in leads* $4,000 to $14,000+ per month $250 to $350+ per week 30 to 40+ hours per week

16.  Full VIP access to USABG back office  Personalized USABG website with embedded links  Eligible for USABG contests, bonuses & recognition  Access to all USABG training programs  Access to all USABG marketing materials  FREE Group E&O Insurance (Errors & Omissions)  Continuing Education Reimbursement  Access to discounted preferred lead programs  Dining Referral Program  Discounted Web-Tools Packages  Everything included for $30 monthly admin fee* *Admin fee is waived with the purchase of any iBoomerang web tools package.

17.  Contract with a minimum of 5 USABG carriers  Complete USABG Training Program  Attend Weekly Sales Meeting Online ◦ Every Monday at 11:00 a.m. EST  Produce a minimum of $40,000 AV per quarter  Uphold USABG high ethical standards

18. Web Conference Tool Personalized Website Included for Signature Agents E-Mail Template Tool Leads Control Panel Autoresponder Short Cut Tool Contact Management Tool Agent Database Gold Package Normally $119.95/month Signature Agent Price is $99.95/month Plus the $30 admin fee is waived!

19.  8-part initial New Agent Training  4-part Web Tools Training  Daily product trainings  Write 4-8 applications or more each week  Earn $75K to $100K or more each year!

20. Go to www.usabg.netwww.usabg.net Click on Careers Choose Enroll to Sign up for the Winning Team!