1. ©UFS Understanding Your Options Life Insurance Educational Session for Employees of NASA

2. 2 Life Insurance is Important Life Insurance is an important part of your overall financial plan. It can help to: Pay outstanding debt Pay for funeral expenses Protect your family’s financial security The amount you need is based on your individual circumstances.

3. 3 Understanding a crucial part of your benefits plan from MetLife ® Basic Life Insurance Coverage with Accidental Death & Dismemberment and Dependent Life Insurance Coverage for Employees of NASA

4. 4 Life Insurance Provided by MetLife ® Basic Life –1 times your base annual salary up to $100,000 Accidental Death & Dismemberment –2 times your base annual salary up to $200,000 –Automatic when you elect Basic Life Spouse/Child Dependent Life –Spouse: $10,000, $15,000, $20,000, $25,000 and $50,000 (Coverage can not exceed 50% of employee benefit) –Child: $10,000

5. 5 How much coverage is right for you? How much Life Insurance you need is a personal decision based on your individual circumstances. The Life Insurance Calculator @ www.metlife.com/mybenefits This tool will help provide answers you need to make an informed life insurance decision.

6. 6 Important Information For Current NEBA Participants Employees currently enrolled in NEBA have an opportunity to maintain their existing level of coverage Existing coverage will be rounded to next available plan options without the need to provide evidence of good health. –For example, an employee with a base annual salary of $60,000 and existing life insurance coverage equal to $50,000, new coverage would be $60,000 (equal to 1x base annual salary) Coverage may consist of Basic Term Life and Paragon GVUL –For example, an employee with a base annual salary of $60,000 and existing life insurance coverage equal to $100,000, new coverage would consist of $60,000 Basic Term and $60,000 Paragon GVUL. You need to actively enroll to ensure your rate is based on your current smoker/non-smoker status and to allow for the adjustment in your coverage to the next available plan option without the need to provide evidence of insurability.

7. 7 MetLife Group Life: Value today and tomorrow Affordable Group Rates Convenient Payroll Deduction Will Preparation Coverage You Can take With You—Portability Accelerated Benefits Option TravelAssistance

8. 8 IMPORTANT: The Enrollment Deadline is April 8, 2005 Now, you are ready to enroll: Log on to www.metlife.com/mybenefits to use the life insurance calculator and to enroll. For future/additional questions: –Call an Enrollment Specialist at 1-800-846-0124 Ask questions. We are here to help! Like most Group Life policies, MetLife Group Life policies contain certain exclusions, limitations, and terms for keeping them in force. For costs and complete details,call MetLife at 1-800-846-0124. L0503EDT5(exp0307)MLIC-LD