1. Will you have enough money? Click on the next arrow to go to the next page Click on the next arrow to go to the next page An example self teach package made using PowerPoint

2. Bill Pearson Training presents: Have you got enough?

3. Have you got enough money? Being a student can be fun but it can be expensive.

4. This is a guide on how to budget to make sure you don’t run out of money

5. Meet Amy….

6. Are you getting enough Next

7. That looks like Ben Next

9. Hi Amy! Next

10. Hi Ben Next

11. Hi Amy! Are you coming out tonight? Next

12. I’m not sure! Next

13. I’d like to go out with Ben But I’m not sure if I’ve got enough money… Next

14. How can Amy make sure she has enough money? Go to a loan shark or pay day loans Borrow off a friend Rely on Ben to pay Prepare a budget Explore by clicking on the above boxes

15. Loan sharks & payday loans You may get your money quickly BUT you may have to spend the rest of your life paying it back! We don’t recommend this way of borrowing money. Back

16. Borrow from a friend This can sometimes be good in an emergency. HOWEVER What do you think of “friends” who keep asking for money? You could end up loosing all your friends Back

17. Rely on Ben This may workout? BUT What do you think Ben will think about Amy if she never pays? What would Amy do if Ben doesn’t show up or they fall out? Back

18. Prepare a budget Preparing a budget is useful as it gives you an idea how much money you will have left to spend after essential bills (e.g. meals) have been paid. Next

19. Preparing a budget Preparing a budget is a useful skill to have: a lot of businesses prepare budgets it helps them to plan ahead it helps them to make sure that they don’t run out of money at a critical time budgets also helps businesses (and individuals) to get cheaper loans Next

20. Balancing the books Everyone has money coming in (income) and money going out (expenditure). Next

21. Balancing the books Everyone has money coming in (income) and money going out (expenditure). Next

22. Balancing the books Think about what money you have coming in (income) and what money going out (expenditure). Next

23. Income and Expenditure Income grants wages presents Expenditure food clothes phone travel Next

24. Balancing the books You need to make sure that you’ve got more money coming in (income) than money going out (expenditure) and that you’ve always got enough money to pay essential bills. Next

25. How to budget Make a list of all the money you expect to receive and all the items you expect to spend money on. Try and estimate when the money will be received/spent. Next

26. List your bills Keep a diary to see where your money is going. Next

27. Prepare a budget A spreadsheet can be helpful with the calculations Next

28. An example budget Next

29. Last slide This presentation was made using PowerPoint. For help making learning materials, please email me: wjpearson@gmail.comwjpearson@gmail.com End activity