1. ITS NOT THE MONEY THAT MATTERS,ITS HOW YOU USE IT THAT DETERMINES ITS TRUE VALUE!

2. Does money really make the world go around? How careful are you with money?

3. 1. In casino you can … or … money very easily. 2. If you need money, you can ask your friend to … you some or … money from a bank. 3. His company … a lot of money and he … a good salary. 4. Shes careful with money – she doesnt spend very much. She … 50 pounds a week. 5. At the moment she … money for charity. 6. Im thinking of … money in education. 7. If he … money, he wouldnt be broke.

14. Many centuries ago people used quite different things for paying for services and buying goods. Where? 1.cows were used to pay for goods and services; 2.wheat grain was used for it; 3.salt was used for buying necessary goods; 4.fur was used as money unit; 5.round silver or cooper coins were used; 6.sea shells were used as units of currency; 7.dry fish was used instead of money; 8.coral necklaces were used to pay for goods and services; 9.first paper money appeared.

15. How careful are you with money? 100% of students think they dont have enough pocket money; 18% of students save all the money they get as presents; 81% of students spend all the money they have, buying thinks they like, often stupid or unnecessary; 50% of students never lend or borrow money; 15% of students earn money themselves; 65% of students are quite generous and give some money for charity.

16. 1.When you get a present of money, how much do you save? A)all of it B)most of it C)some of it D)none of it 2.How many pieces of clothes or footwear did you buy last month? A)nothing B)some things C)not many D)a lot of 3.When you go out with your friends, how much money do you take with you? A)nothing B)not very much C)quite a lot D)all the money I have 4.If you see two things in a shop you really like, do you buy …? A)neither of them B)one of them C)sometimes both of them D)always both of them 5. Someone asks you to give something to a charity that you like, how much money do you give? A)Nothing B)A little C)Quite a lot D)All the money Ive got with me.

17. KEY: Mainly A answers: you are very careful with money! Mainly B answers: you are quite careful with money! Mainly C answers: you arent very careful with money! Mainly D answers: you are generous but need to take more care with your money!

18. Be a happy and care about others! The time to be happy is now, The place to be happy is here, The way to be happy is to make others so!