1. November 2012 Promoting Rural Poor Community Self Help & Unity through Model Credit Union Development Program in Cambodia

2. Contents 1.Cambodia Facts 2.Objectives 3.Geographical Areas 4.Beneficiaries 5.Staff Management 6.Key Twelve Phases 7.Key Achievements 8.Lesson Learnt and Challenges 9.Next Strategies 10.Questions & Answers

3. Cambodia Facts Population: 14,452,680 (UNDP 2010) Areas: 181,035 sq km (69,889 sq miles) Capital City: Phnom PenhPhnom Penh People: Khmer (90% to 95%) Language: Khmer Religion: 87% Buddhist Poverty Rate: 28.3% of Cambodians live on less than $1.25 (purchasing power parity per day)

4. The model credit union development program provides opportunity to: Increase access to financial services for rural poor living in areas without a credit union Demonstrate to existing credit unions that sustainability can be achieved over a period of time using pure credit union philosophy Work with communities to develop trust and cohesion and build a credit union from the ground up

6. Beneficiaries ProvincesCommunesHouseholdsPopulationFemaleMalesDisabilityIndigenous/ Minority Kampong Cham Ou Mlu104348622366249619 Choam Krovien 34341669883178381120 Steung Treng Sekong 7544,4542183227132 80% RatanakiriLaming 391145776469319 100% TOTAL 5622274711363013841190

7. Staff Management Dy Many, Cambodia & Timor Leste Community Development Officer Nong Sokhdom, CUD Project Officer Leap Chhengla, CUD Project Officer Som Tola, CUD Project Officer Yi Borey, CUD Project Officer Ton Lida, Local Field Officer Nou Sovann, Local Field Officer Loun Sopha, Local Field Officer Som Sokha, Local Field Officer

8. Key Twelve Phases

10. Phase 1: Community Network/Research A total of 228 respondents were conducted interviews in 19 selected study communes, 17 districts of 12 provinces.

11. Phase 2: Community Scoping Table 3: Number of the Participant in Community Scoping Table 4: Key Potential Geographical Areas No.ProvinceDistrictCommuneParticipants No.ProvinceDistrictCommune 1RatanakiriBar KaevLaming20prs 1 Kampong Cham Memot Choam Kravien 2Koh Kong Kiri SakorKoh Sdach28prs Stueng Trang Ou Mlu 3PailinSala Krao Ou Andoung 23prs 2Ratanak KiriBar KaevLaming 4 Kampong Cham Steung Trang Ou Mlu60prs 3 Steung Treng Seim PangSekong Memot Chom Krovein 25prs 5 Steung Treng Seim PangSekong16prs Total Participant172prs

12. Phase 3: Community Consultation & Individual Research (Asset Mapping & Baseline Data) A total of 361 community people (175 women & 60 indigenous) were participated within individual community research in 22 remote villages, 4 communes: Laming, Sekong, Ou Mlu & Choam Krovien of Cambodia.

13. Phase 4: Community Development Communes TargetedReachedFemalesMalesDisabilityIndigenous Choam Krovien 160 4332062277433 Ou Mlu 160 18485534138 Sekong 160382309730382 Laming 160242671750242 TOTAL 6401,19566752811242

14. Phase 5: Cooperative Education CommunesPopulationFemalesMalesDisabilityIndigenous/ Minority Ou Mlu 10759481 Choam Krovien 8055252 Sekong 8971180 80% Laming 12427973100% TOTAL 4091942158

15. Phase 6: Financial Literacy CommunesPopulationFemalesMalesDisabilityIndigenous/ Minority Ou Mlu 10759481 Choam Krovien 13266 2 Sekong 8670160 80% Laming 879780100% TOTAL 4122042083

16. Lesson Learnt & Challenges Increased fully participation and created trust/cohesion of the rural poor communities, including indigenous (Tumpoun) and minority Lao 90% rural poor community gained basic knowledge/skills of the community development, financial cooperative, and financial literacy. Limited gender and disability involvements Low capacity on financial management

17. Next Strategies

18. Thanks for Your Attention Welcome Questions and Answers