2. solutions for demanding business Legal disclaimer The content presented in this presentation is subject to copyright protection and have the ownership title. Texts, graphics, photographs, sound, animations and videos as well as their distribution in the presentation are protected under the Copyright and related rights Law. Unauthorized use of any material contained in the presentation herein may constitute an infringement of copyright, trademark or other laws. The materials in this presentation may not be modified, copied, publicly presented, executed, distributed or used for any other public or commercial purposes, unless the Board of Asseco Poland S.A. gives consent in writing. Copying for commercial use, distribution, modification or acquisition of the contents of this presentation by third parties is prohibited. Moreover, this presentation may contain reference to third-party offers and services. Terms of use for such offers and services are defined by these entities. Asseco Poland S.A. assumes no responsibility for the conditions and effects of the use of offers and services of these entities. The data and information contained in this presentation are for information purposes only. Presentation was prepared with the use of Inscale company products. The name and logo of Asseco Poland S.A. are registered trademarks. Use of these marks requires the express agreement of Asseco Poland S.A. 2013 © Asseco Poland S.A.

3. solutions for demanding business Asseco Group Activity Overview June 2013 3

4. solutions for demanding business 4 Overview PLN mEUR m MCAP*3 474830 Free float**2 284546 Av. daily trade***10,92,6 No. of shares83 000 303 * As on May 21st, 2013 ** Based on current shareholding structure (free float 65,76%) *** Average starting from 22.04.2013 to 21.05.2013  Producer of top quality software for all major sectors of the economy  Comprehensive product offering  More than 16.000 employees PROFILE INVESTMENT FINANCIALS STOCK MARKET DATA SHAREHOLDERS  Global IT player  Federation model  Double digit EBIT and EBITDA margins  10-40% dividend policy Adam Góral – 9,74%* AVIVA OFE – 12,25%* PZU OFE – 6,83%* Free float – 65,76% ING OFE – 5,42%* * According to official shareholder disclosure or shareholders’ meeting participation

5. solutions for demanding business 5 Asseco in Europe

6. solutions for demanding business 6 Asseco Worldwide

7. solutions for demanding business 7 Leading European Software House Top 100 European software vendors RankCompanyCountry Software Change revenues 20112010 1SAPDE 13 975.80 12 336.7013% 2DASSAULT SYSTEMESFR 1 783.50 1 563.8014% 3SAGEUK 1 460.90 1 542.90-5% 4WINCOR NIXDORFDE 1 169.00 461.60153% 5HEXAGONSE 1 154.00 165.60597% 6SOFTWARE AGDE 909.10 919.20-1% 7ASSECOPL 866.20 516.4068% 8DATEVDE 708.90 684.604% 9WOLTERS KLUWERDE 697.10 82.70743% 10SWIFTBE 530.10 511.104% 11ACISIONUK 511.30 260.4096% 12UNIT4NL 454.70 421.708% Data in EUR million Asseco Group among largest software vendors in Europe

8. solutions for demanding business 8 Selected Financial Sector References

9. solutions for demanding business Gaining Competitive Advantage with Asseco Insurance Cloud Core System June 2013 9

10. solutions for demanding business 10 What we call a Competitive Advantage? The difference that matters for customers Current State Business Transformation Competitive Advantage

11. solutions for demanding business 11 Dual Nature of Expectations towards Insurance Core Systems Support Ongoing Operations Support Business Transformation  Security  Availability  Stability  Accountability  Cost Optimization through IT Service Management  Expandability  Scalability  Flexibility  Market agility  Cost minimization through IT Development Projects

12. solutions for demanding business 12 Business Transformation – Key Threaths & Issues New sales channel = risk of failure New business line = costly extension Business development allowed in narrow area Expanda bility Continuous investments into infrastructure Integration with legacy / third party Significant extensions compromise performance Scalability Low level of system’s parameterization Special skills required to make changes / launch a new product All/most of/many features are hard-coded Flexibility Long time-to- market Delayed response to emerging needs Competitive advantages are ephemeral Market agility High initial costs Changes are relatively costly No relation: business volume – cost Cost minimiza tion

13. solutions for demanding business 13 Asseco Brings the Solution Along Asseco Insurance Cloud Core System* *respective trademarks being registred Web eco system Set of cloud- based services Proven core system & expertise

14. solutions for demanding business Asseco Insurance Cloud Core System Proven core system & expertise Core layer Includes core functionalities Under innovation roadmap  A system developed with „4C” method 14 Continent layer Available per each region (culture) Workflows, interfaces, generic products Country layer Per each legislation (country / state) Languages, currencies, personal details Customer layer Possible, but not advised Custom parameters by customer Custom functionality by project

15. solutions for demanding business Asseco Insurance Cloud Core System Set of cloud-based services  Public Cloud A „sandbox” environment dedicated for specific subscriber Several example insurance products included  Private Cloud for back-office operations Set of environments available only for specific carrier  Hybrid Cloud for front-office operations A mixture of private and group cloud to enable B2B collaboration SaaS - Software-as-a-Service The system is shared via Web to the end users „Trouble-free” solution in terms of maintenance Usage fee dependent on actual exploitation of the system  IaaS - Infrastructure-as-a-Service The system is installed and maintaned on Asseco’s infrastructure „Trouble-free” solution in terms of security and scalability Usage fee dependent on resources utilized and reserved for the system 15

16. solutions for demanding business Asseco Insurance Cloud Core System Web eco system  Standards & how-to’s A set of specifications made available for third party users Allow to integrate the system and make parameterizations on their own  User forums A platform to exchange ideas and share knowledge about the system Speeding up the learning process A tool to announce extensions of core software and gathering feedback  E-Learning packages Structured trainings providing basic knowledge about the system Also chats with Asseco experts are possible  Social media presence An exciting option to share ideas and getting feedback from the users  Events & webinars Structured cycle of additional ways to share experience with the system 16

17. solutions for demanding business Let’s Cross-check These: are the Key Threats & Issues addressed?  Expandability Extension of the business is less risky due to low initial costs and minimum effort required to launch the system – even 10 times lower! You can even explore new opportunities in „what-if” scenario…  Scalability No more worries with infrastructure and performance – up to 40% savings! Integration is performed on „once-and-done” basis  Flexibility The system is highly parametrizable with minimum skills required If you can write – for instance – VB macros, you can easily set-up the system  Market agility Time-to-market cut to minimum You can always be a „one step ahead the competitors”  Cost minimization The usual reconciliation approach is „pay-as-you-grow” 17

18. solutions for demanding business Asseco Insurance Cloud Core System The Roadmap  2013 Subscribing to the Asseco Insurance Public Cloud programme Building the Public Cloud (a „sandbox”) Beginning of the Web Eco System  2014H1 Introducing the very first subscribers into the Asseco Insurance Public Cloud Based on the feedback, extending the Continent / Country Layers  2014H2 Achieving readiness for extended Continents / Countries First production instances (Private / Hybrid Clouds) expected Starting webinars, events and social media presence  Q4 of each year Publication of new version of the Core Layer  1st January of 2015+ Voluntary switch to new software version if contracted so 18

19. solutions for demanding business Asseco Insurance Public Cloud  Subscribe now and get following benefits: You will be the very first in getting acces as soons as the AIPC is available You may get preferential conditions in future implementation projects with Core System You will decrease your internal entry costs due to sooner start of education and practise 19

20. solutions for demanding business Thank you. Do not forget to leave us Your business card. www.asseco.com