1. Introduction to CapitalSpring SBLC
Mike Pierson
Vice President – Business Development
900 CR 393 North
Santa Rosa Beach, FL  32459
Phone:
Fax:

2. Overview
CapitalSpring SBLC (“CS SBLC”) is a direct SBA 7(a) lender, providing loans to small businesses across the country. The company is based in Dallas, Texas and operates nationally.
CS SBLC was formed in Spring, 2011 when CapitalSpring Finance Company acquired an SBLC license. The transfer was approved a year later and the platform became active at the beginning of 2013.
CS SBLC completed loans in the professional practices; hotels; restaurants; dealerships; automotive aftermarket; health clubs; and other markets.
CS SBLC is a wholly-owned subsidiary of CapitalSpring Finance Company, a privately-held specialty finance company.

3. CapitalSpring’s 7(a) Program
Industries
Hotels and motels
Restaurants
Professional offices
Childcare centers
Assisted living facilities
Health clubs
Others
Situations
Business acquisitions
Refinance
New development
Business expansion
Real estate purchase
Partner buyout
Others
Indicative Terms
Loan size $250k – 5MM
7 to 25 year term
Fully amortizing
Floating rate
Personal guarantee
Eligibility requirements

4. What makes CapitalSpring Different
CapitalSpring’s 7(a) Program
What makes CapitalSpring Different
from other Lenders?
Cash Flow Lender
Direct access to credit decision maker
Emphasis on management experience / cash flow (not collateral and outside income)
Open to all industries and types of loans with and without real estate

5. Powersport Dealership
Sample of Closed Loans
Restaurant
$3,400,000
Acquisition
Motel
$1,200,000
Acquisition
Insurance Agency
$1,100,000
Acquisition
Restaurant
$4,620,000
Real Estate
Acquisition
Iowa 2013
Texas 2013
Nevada 2013
Florida 2013
Powersport Dealership
$2,550,000
Acquisition
Automotive Care
$850,000
Acquisition
Restaurant
$1,760,000
Expansion
Restaurant
$340,000
Acquisition
Texas 2013
Texas 2014
Oklahoma 2014
Georgia 2013

6. Sample of Closed Loans (cont.)
Health Club
$950,000
Development
Restaurant
$200,000
Development
Restaurant
$390,000
Expansion
Insurance Agency
$310,000
Refinancing
Florida 2013
Texas 2013
Colorado 2013
Florida 2014
Restaurant
$240,000
Remodeling
Automotive Care
$1,420,000
Acquisition
Restaurant
$1,659,000
Expansion
Health Club
$856,000
Development
Iowa 2013
Colorado 2014
Colorado 2014
New Jersey 2013