1. Montgomery County Retired Employee’s Association (MCREA) Annual Meeting June 6, 2019
Presented by
Karen Bass, Health Insurance Manager
MCREA Annual Meeting

2. In This Presentation New for Retirees Dependents aging out at age 26
Dental Plan Changes
Vision Plan Changes
Life Insurance Vendor
Dependents aging out at age 26
Request for Proposal Efforts 2019
Direct Bill Vendor
COBRA Administrator
Flexible Spending Account Administrator (not applicable to existing retirees, but impacts new retirees)
MCREA Annual Meeting

3. New for Retirees: Dental Plan changes
Communicated this during the Annual Letter with 2019 Rate Notifications
New Vendor = CIGNA
Same Plan Design
One Enhancement: Progressive Maximum Benefit
Calendar Year Maximum Benefits
In-Network
Out-of-Network
Applies to I, II, III and IV expenses
Year 1: $2,000
Year 2: $2,100
Year 3: $2,200
Year 4: $2,300
MCREA Annual Meeting

4. New for Retirees: Dental Plan Changes
Mobil App (Smart Phone)
Ability to have ID cards with you
Claims and Explanation of Benefits
Deductibles and Maximums
Finding Care & Costs
Coverage Overview
CIGNA Toll Free Phone Number:
MCREA Annual Meeting

5. New for Retirees: Vision Discount Plan
Retirees have always had access to a Discount Vision Plan
New vendor = EyeMed
Previous vendor issued ID cards, EyeMed does not.
Discount Plan, not insurance. You are not in a system anywhere.
Discounts are note the same as they were under NVA.
MCREA Annual Meeting

6. New for Retirees: Vision Discount Plan
Benefits = Participating Providers
Also Includes Independent Provider Network
Hearing Aid Discounts through Eyemed
Lasik Vision Discounts also available
MCREA Annual Meeting

7. New for Retirees: Life Insurance Vendor Change
Previous vendor was Minnesota Life
New vendor = MetLife effective January 1, 2019
Higher Premiums
MCREA Annual Meeting

8. 2019 Request for Proposal Efforts
Prescription Drug
Direct Bill Administration
COBRA Administration
Flexible Spending Account Administration
Only applicable to newly retired employees
MCREA Annual Meeting

9. Dependents Aging Out at Age 26
No advance notification is mailed to retirees notifying you that your child is no longer going to be eligible for health insurance.
COBRA notice is sent, after the event.
Coverage effective through their birthday.
Certificate of Coverage Needed call (OHR at MC311)
Handicapped or Disabled Dependent has to be certified prior to 26th birthday.
MCREA Annual Meeting

10. Questions?
MCREA Annual Meeting