1. Overview
11/9/2018

2. About us
2003
Incorporation of Zygnite International, Corp in Miami, Florida,
Creation of eBay web site through which Zygnite gained a 99.7% positive references
2004
Incorporation of pre-paid products, including debit cards with international acceptance
VISA
MASTERCARD
First sale of pre-paid debit cards to a local distributor
2005
Founder partners Carlos R. Pareja and Lincoln I. Smith decided to add two new partners and change the name to SPG Consultants & Intermediaries, LLC which is more adequate to the company activities
The company launched its signature product: The Access Account and the Bill Payment Solution (BPS)
Oriented to Banks and Banks’ clients
A sound alternative to the “Payable Through Program”
2006
First contract signed with a Latin American Bank for the installation of an Access Account program
11/9/2018
Confidential

3. About us The Team Carlos R. Pareja Lincoln I. Smith Blanca A. Smith
Former Area Director of Cisco Systems, Inc. in Mexico City, Mexico
Extensive administrative, telecomm experience
Master in business administration
Lincoln I. Smith
Former Sr. Vice President of Barclays and Hemisphere National Bank
Extensive and Solid International banking experience
Excellent reputation in the banking arena in Latin America (specially with the “Payable Through” program)
Blanca A. Smith
COO of PRS International
Extensive administrative & consulting experience
Extensive financial experience
Carlos Gonzalez
Senior VP of PRS International
Extensive financial expertise
11/9/2018
Confidential

4. Goals
Create Programs/Services to complement our offer of Products and Services
Sale of Prepaid Cards through distributors and private companies both in the USA and abroad
MTS and others
Create an alternative solution to the Payable Through Program currently in risk of phasing out
The Access Account, a pre-paid product concept with check writing capabilities
Addressed to a known population of Latin American Banks
Flexible and low cost
Create a Bill Paying Solution (BPS) service
Addressed to qualified Banks and Banks’ clients
Flexible, low cost and personalized service are key
11/9/2018
Confidential

5. Financial products The Access Account Banks in Latin America & other
What does it includes?
Target Markets
Who can use it?
Benefits/Experience
VISA Debit Card
eCheck writing
Banks in Latin
America & other
countries
Bank’s clients
with a need to
access the US
Banking System
Viable alternative
to the
Payable Through
1st Customer:
Austro Bank of
Ecuador
Can be used
Worldwide in
ATM, PoS &
Internet
Visa International
Debit Card
Any place where
VISA is accepted
Within 24 hours
the check is
mailed to payee
Allows users to
write checks
payable through
a bank in the US
Bank authorizes
or denies the
payment
Users logon to a
Bank’s website
and write a
check
See a detailed
presentation?
11/9/2018
Confidential

6. See a detailed presentation?
Financial products
Bill Paying Solutions
Designed for
Customers of
Banks in Latin
America
Personalized
Service at
Low cost
With a need to
Pay bills in the
USA
Utilities
Telephone
Dept. Stores
Any other
See a detailed presentation?
11/9/2018
Confidential

7. Products Prepaid Cards ATM Cards Logo Cards USA London USA Panama
11/9/2018
Confidential

8. Zygnite International Corp
CONTACT US:
Carlos R. Pareja
Lincoln I. Smith
11/9/2018
Confidential