1. David E. Berlad Vice President - Business Development National Healthcare Accounts October 21 -22, 2013 Increase your Doctor’s Revenue Increase Patient Collections Simplifying Patient Payments Collections Made Easy With Easy Pay Confidential & Proprietary ©2013

2. Ever Wonder Why??? Do You Ever Wonder Why Other Medical Practices…  Collect More Money From Patients  Retain More Patients and Grow Their Practice  Have Less “No-Show” Appointments  Staff Seems To Be Less Stressed  The Doctors are Happy (Smiling all the way to the bank) Is There A Better Way To Collect From Patients Who Have The Capacity To Pay and Get Better Payment Results? YES!! 2

3. The #1 Problem Facing Office Managers  92% of business office managers at healthcare facilities said that their number one problem was: THE TIMELY AND COST EFFECTIVE COLLECTION OF PATIENT PAYMENTS Source: Visa Study 2010 Confidential & Proprietary ©2013 3

4. Office Administrators Face Difficult Situations  The Problem  Patient receivables are increasing  Pressure to reduce receivables  Bad debts increasing  Time and expense of billing  Time and expense of dreaded collection calls  Time and expense of handling checks  What about the future?  Next year receivables could be…  Bad debts could increase to…  More collection calls could mean… 4

5. Confidential & Proprietary ©2013 Source: Commercial Law League of America Collectability of Patient Receivables 5

6. Confidential & Proprietary ©2013 Consumers Pay Their Health Bills LAST! Here’s how Americans pay their bills:  House Payment  Car Payment  Utilities  Bank & Credit Card Payments  Food & Gas  Clothing  Kids’ Expenses  Entertainment   Doctor, Dentist  Hospital Source: Visa Study 6

7. Confidential & Proprietary ©2013 There IS a Solution? YES!!!  It was invented by VISA, adopted by MasterCard and enhanced for healthcare by Easy Pay Solutions  It is used by hospitals, group practices and individual medical practices nationwide  It’s been integrated in various medical practice management systems and other software  NOW - It’s available to you from CureMD 7

8. Announcing The Fastest and the Easiest Way To Collect From Patients Announcing The Fastest and the Easiest Way To Collect From Patients Confidential & Proprietary ©2013 8

9. The Answer Easy Pay  Easy Pay from Easy Pay Solutions, Inc.  Your financial key to unlock and receive timely patient payments 9

10. Confidential & Proprietary ©2013 What is Easy Pay?  Merchant Services – Credit card /Debit Card Processing (but EASY PAY is much more than that!!!)  Functions as an accounts receivable reduction tool that uses payment cards to pay for services similar to other non-healthcare industries (i.e. hotels, phone companies, time share rentals, more….)  Significant part of any Revenue Cycle Management Process  Accepts VISA, MasterCard, American Express, Discover, JCB and Health Savings Accounts / Flexible Spending Accounts that have the Visa/MasterCard logo  Easy Pay Solutions is a PCI certified Level 1 Service Provider  Easy Pay Solutions is an active member of the PCI Security Standards Council 10

11.  Payment Plans – You Set The Dollar Amount and The Time Period  Signature-on-File – Securely Store Patient’s Credit Card Information For Future Payment Use  Single Payments – One-Time Payments  Subscription Option – Repetitive Billing Until Cancelled (concierge practices)  ALL WITH THE PATIENT’S AUTHORIZATION Confidential & Proprietary ©2013 11

12.  INCREASES PHYSICIAN TAKE-HOME PAY  Lowers Account Receivables An Average of 10% Within 90 Days  Lower Rates, Lower Processing Fees, No Monthly Terminal Rental Fees  Expedites Cash Collection from Patients  Eliminates/Reduces Billing and Collection Expenses  Eliminates/Reduces Bad Debts and Administrative Expenses  Increased Patient Retention  SURVIVAL Confidential & Proprietary ©2013 12

13.  Software and Hardware  Free Easy Pay Software  Free Unlimited Training  Fee Technical Support  Credit Card Swipe Required  $50 Box Godiva Chocolate Welcome Gift  For New Accounts That Sign Up By December 1, 2013 Confidential & Proprietary ©2013 13

14. Platinum Sponsor Advanced Credit Card Processing For CureMD Users Who Want to Collect More From Patients Confidential & Proprietary ©2013 14