1. Haven Bend, LLC.
Car Leasing Model

2. New car dealership Used Car Lot Haven Bend, LLC.
on their
Used Car Lot
Haven Bend, LLC.
Places Promotional Material in Lobby

3. New car dealership Salesman shows buyer cars on lot
Buyer sees acceptable cars

4. Buyer fills out 1-Page Haven Bend, LLC. lease application

5. Salesman emails application to Haven Bend, LLC

6. Haven Bend, LLC. undergoes a
Verification Process

7. Verification Process Includes:
Interview with the Buyer
Explanation of the terms of the lease
Verification of home address
Verification of valid driver’s license (must match home address)
Amount of down-payment required
Down-payment must be paid in advance (refundable)
Gather additional information
NO CREDIT CHECK
EMPLOYMENT NOT NECESSARY

8. Approval: No Credit Ck Lease, Inc.
APPROVAL/DENIAL
Approval: No Credit Ck Lease, Inc.
Enters customer information from application and interview into
Access system database

9. Buys car from dealership
Approval
Haven Bend, LLC.
Buys car from dealership

10. Haven Bend, LLC.
Pays Dealership
Sales Price less: $2,000

11. Customer Pays: Down Payment (in advance)
(Kelly Blue Book (retail) + extended warranty) * 20%
Plus overage of Kelly Blue Book (if any)

12. Both Haven Bend, LLC. and the new car companies
Solicit customers
Haven Bend, LLC. requires an affiliate relationship with any dealership it recommends in order to have a smooth transaction