1. How to buy a car How to buy a car

2. Test drive Which type ? Which type ? SUV, Sports car, family car …… SUV, Sports car, family car …… Test drive Test drive

3. Budget Cash Cash Finance Finance

4. Cash Negotiate Negotiate Big discount when pay cash Big discount when pay cash

5. Finance Credit Check Credit Check Finance terms – how many month? Finance terms – how many month? Interest rate Interest rate Tax – new (5%) vs used (0%) Tax – new (5%) vs used (0%) Down payment Down payment

6. Vehicle Insurance New car New car dealer will give you new vehicle information statement (NVIS) dealer will give you new vehicle information statement (NVIS) Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Contact insurance company and provide NVIS Contact insurance company and provide NVIS Get Pink Card from insurance company Get Pink Card from insurance company

7. Vehicle Insurance Used car Used car Buy vehicle from owner and get bill of sale Buy vehicle from owner and get bill of sale Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Buy insurance and get pink card Buy insurance and get pink card

8. Registration Must have Canadian driver license Must have Canadian driver license New car – dealership will do for you New car – dealership will do for you Used car – Go to registry agents Used car – Go to registry agents bring bill of sale, driver license, pink card bring bill of sale, driver license, pink card Pay registration fee ($84.45) Pay registration fee ($84.45)

9. Drive home