1. State Consolidated Plan 2015-2019
Public Hearing
July 8th, 2015

2. What is the Consolidated Plan
Application for ~$8.6 million annually in federal funds
Five year plan for funding allocation (2015 – 2019)
Focuses on programs administered by HUD’s Office of Community Planning and Development (CPD):
Community Development Block Grant Program*
HOME Investments Partnership Program*
Emergency Solutions Grant Program*
Housing Opportunities for Persons with AIDS
*formula allocations

3. What are these programs?
CDBG: ~$5 million per year in funding for community development activities. Funds awarded to cities and towns.
HOME: ~$3 million per year in funding for construction of affordable housing. Awards go to housing developers.
ESG: ~$670k per year to fund shelter operations and rapid re-housing funds. Awards go to qualified service providers.
HOPWA: ~$690k per year in housing assistance for persons with AIDS. Awards go to qualified service providers.
July 8, 2015

4. Process 2014-2015: Public Input, Coordinate with Stakeholders
Include input from public participation associated with the development of the state’s Economic Development and Housing Plans
Discuss needs and coordinated strategies with various housing, community development and homelessness stakeholders
July 2015: Public Hearing and Public Comments
Public hearing on findings, solicit input
Public comment period: July 9th to August 8th
August 2015: Edit and Finalize Consolidated Plan
Integrate feedback from hearing and comments, submit final draft to HUD by August 15th
July 8, 2015

5. Contents of Consolidated Plan
Executive Summary
Description of Process used in Developing Plan
Housing and Homeless Needs Assessment
Housing Market Analysis
Strategic Plan
First Year Action Plan
July 8, 2015

6. Consolidated Plan – Key Findings. - Housing Needs Assessment
Consolidated Plan – Key Findings - Housing Needs Assessment - Housing Market Analysis
July 8, 2015

7. Growing Housing Affordability Gap
RI real median household incomes dropped 5% from to 2012*, while median monthly owner housing costs grew 32% and median gross rent grew 64%.
Number of housing cost-burdened households in state grew 36.5% from 2000 to 2011, while total number of households was stagnant
Cost burden disproportionately felt by lower income households
* Federal Reserve St. Louis

8. Homelessness remains a challenge
Over 4,000 persons experienced homelessness in 2013
Veterans experience high rates of homelessness due to co- occurring health problems, 179 Veterans were homeless in
Over 1,000 children spent at least one night in a homeless shelter in 2013
23% (907) of all persons that utilized an individual or family shelter in 2013 had some kind of mental illness
July 8, 2015

9. Needs of elderly households growing
The population over the age of 65 is the fastest growing age cohort, and will make up 23% of the state's population by 2030 (currently 14%).
Housing cost burden rate among elderly households rose from 34% in 2000 to 41% by 2011.
One in three persons over the age of 65 has a disability, with one in five having either a self-care or independent living difficulty.
July 8, 2015

10. Building permit activity in severe slump
Last in the nation in new building permits for past four years, first few months of 2015 show little change
Persons employed in the residential construction industry in RI decreased by 40% from 2007 to 2013, losing nearly 6,000 jobs
Post-Recession avg. annual units permitted (900) is down 64% from Pre-Recession annual average (2,500)
July 8, 2015

11. Foreclosure Crisis Lingers
Rate of mortgages in state that are 90+ days delinquent is 2nd in the nation (3.11%)
Average of ~130 completed foreclosures per month has held steady for the past two years
Rate of loans with negative equity (CoreLogic) is at 15.7% as of Q1 2015, which is 5th highest in nation
Distressed properties continue to hurt housing market
July 8, 2015

12. Consolidated Plan – Strategy. - Priority Needs. - Goals. - Resources
Consolidated Plan – Strategy - Priority Needs - Goals - Resources - Outcomes
July 8, 2015

13. Priority Needs / Goals / Resources / Outcomes
Priority needs are based on most pressing needs identified in needs assessment and market analysis as well as public input
Goals for the next five years…
Address priority needs
Are guided by public input and partner collaboration
Are restricted to the possible uses of funds per program guidelines
Resources described in Plan include all programs and funding sources used by state to achieve stated goals, not just CPD- program resources
Outcomes estimated using past program performance
July 8, 2015

14. Priority Needs
Increased housing opportunities for low- to moderate-income households
Preserved affordability of current affordable housing stock
Rehabilitation of foreclosed homes and properties
An end to chronic homelessness
An end to Veteran homelessness
Substantially decreased homelessness overall
Permanent supportive housing
Housing that is fitted to the needs of its residents
Elimination of lead-based paint hazards in households with children under 6 years of age
Improvements to the state’s infrastructure that are crucial to housing development
Investments in public services and facilities
Removed barriers to fair and affordable housing
July 8, 2015

15. Goals Develop and Preserve Affordable Housing
Prevent and End Homelessness
Improve Accessibility, Health, Safety and Energy Efficiency of State’s Housing Stock
Provide Tenant-Based Rental Assistance
Address the Negative Impacts of the Foreclosure Crisis
Address Community Development Needs
Affirmatively Further Fair Housing
July 8, 2015

16. Expected Resources to Achieve Goals
$43 million in CPD-program formula allocations (HOME, CDBG, ESG)
$44 million in federal funds from competitive programs
$129 million in other federal funding
$25 million in state funding
$18 million in private funding
A total of $259 million for five-year period, expected amount available year one is $59 million
July 8, 2015

17. Proposed Strategies and Outcomes
Develop or preserve 3,000 affordable homes
Serve 22,000 households through homelessness programs
Address health and safety concerns in 1,800 homes
Provide Tenant-Based Rental Assistance to 3,200 households
Prevent 1,000 foreclosures through mediation conferences and housing counseling
July 8, 2015

18. Other Strategies to Achieve Goals
Continue to improve monitoring of sub-recipients
Increase coordination among state agencies
Advocate for more funds to help achieve housing, homelessness and community development goals
Improve incentives to develop affordable housing
July 8, 2015

19. Comments
Draft Consolidated Plan will be available for review on July 9th, 2015 at (Click Newsroom)
Hard copies will be available at the following locations: Providence Public Library, Warwick Public Library, Cumberland Public Library, Westerly Public Library, Rhode Island Housing offices
Questions or comments should be directed to:
Amy Rainone
Rhode Island Housing
Comments on the draft should include the page number(s) related to your comment.
All comments must be received by August 8th, 2015