1 “ Presentation on Haryana State Rural Livelihoods Mission (HSRLM)”

2 “Recall the face of the poorest and the weakest man/woman whom you may have seen and ask yourself, if the step you contemplate is going to be of any use to him/her.” “Will he/she gain anything from it?” “Will it restore him/her to a control over his/her life & destiny?”. “Will it lead to swaraj/freedom for hungry & spiritually starving millions?”. - Mahatma Gandhi

Ministry of Rural Development (MoRD), Government of India started Integrated Rural Development Programme (IRDP) to directly target the poor families for creation of assets and self employment IRDP transformed into Swarnjayanti Gram Swarozgar Yojana (SGSY) to generate self-employment through organizing poor into Self Help Groups (SHGs). SGSY covered aspects of self employment such as organisation of the poor into self help groups, training, credit, technology, infrastructure and marketing.

Funding pattern 75(Centre) : 25(State) Target Group Rural Poor or SHG Assistance Rs 7500 to Rs 1.25 lacs “Achievement from April, 1999 to March, 2011” Expenditure Rs crore Total Beneficiaries 2,17,938 swarozgaris SCs 1,08,882 swarozgaris Women 1,39,864 swarozgaris SHGs formed 23,972 Women SHGs 14,495 Economic Activity Taken up by 12,626 SHGs 4 Progress of SGSY

5 SHORTCOMINGS of SGSY  Vast regional variations in mobilization of rural poor  Insufficient capacity building  Insufficient investments for building community institutions and weak linkages with banks leading to low credit mobilization and low repeat financing.  Absence of the SHG federations precluded the poor from accessing higher order support services for productivity enhancement, marketing linkage, risk management, etc. To overcome these shortcomings, Govt. of India restructured the SGSY as the National Rural Livelihoods Mission (NRLM), to be implemented in a mission mode across the country.

6 GOAL - POVERTY ELIMINATION MANDATE - Sustainable livelihoods for the rural poor through social mobilization & institution building National Rural Livelihood Mission (NRLM)

7  Poor have a strong desire to come out of poverty and have innate capabilities  Social mobilization and building strong institutions of the poor critical for unleashing their capabilities  Dedicated and sensitive support structure required to induce social mobilization,  A strong institutional architecture owned by the poor enables them to access institutional credit for various purposes, pursue livelihood based on their resources, skills and preferences, access other services and entitlements, both from the public and private sector. Core Belief/Guiding Principle

8  Focus on target, outcome & time bound delivery  Continuous capacity building, imparting requisite skills & creating linkages with livelihoods opportunities including those emerging in the organised sector for the poor Mission Attention

9 Notable Shifts under NRLM vis-a-vis SGSY SGSY NRLM Allocation based strategy Demand driven strategy DRDA as main implementation agency with very limited role at State level Professional support structure from State to sub-district level. Community institutional architecture comprised of only SHGs Federations at all levels, to get one time grant - Gram Panchayats level Rs. 10,000/- Block Level Rs. 20,000/- District level Rs /-

10 Notable Shifts under NRLM vis-a-vis SGSY SGSY NRLM Subsidy (in Rs) General Category 7,500/- SC beneficiary 10,000/- Self Help Group 1,25,000/- Revolving Fund 10,000/- Subsidy (in Rs) General Category 15,000/- SC beneficiary 20,000/- Self Help Group 2,50,000/- Revolving Fund 15,000/- No subsidy on interest rate Interest subsidy above 7% rate of interest. Market linked jobs as special project Skills development and jobs as a mainstream strategy

11 Approach-Three Pillars:  Enhancing and expanding existing livelihood options of poor (tapping new opportunities within the key livelihoods like agriculture, livestock, fisheries, forest produce collection, etc)  ‘Employment’ - building skills for the job market outside; and  ‘Enterprises’ - nurturing self-employed and entrepreneurs (for micro-enterprises).(NRLM)

12  Universal social mobilization  Promotion of institutions of the poor  Training, capacity building and skill building  Revolving fund and capital subsidy  Universal financial inclusion  Provision of interest subsidy  Multiple livelihood opportunities  Infrastructure creation and marketing support  Skills and placement projects  Rural Self Employment Training Institutes (RSETIs)  Innovations(NRLM) Key Features

Partnership with NGOs/CSO  Learn from best practices of N.G.Os  Strengthen social capital created and nurtured by them  Resource villages and resource blocks – for mentoring other blocks and districts  Pilots for innovations  Industry/ Industry associations:  Promote Public Private Community partnerships  Livelihoods promotion – forward and backward linkages  Skills and placement  Academic institutions  Capacity building of development professionals, village level community professionals  Evaluations and mid-course corrections(NRLM) 13

Role of PRI  Identifying and mobilizing BPL households into SHGs, with initial priority for poorest and most vulnerable amongst them.  Facilitating SHG federation(s) at various levels and providing accommodation and other basic facilities for their effective functioning.  Incorporating and making suitable financial allocations to the priority demands of the SHGs and their federations in the annual plans/activities of the PRIs; and  Coordinating with different departments and agencies on behalf of the SHG network.(NRLM) 14

15 Monitoring & Learning  Extensive use of I.T for transparency and real time monitoring  Accountability Systems  Regular meetings of S.H.Gs and federations – financial transactions read out in the meeting  Social audit for transparency and accountability(NRLM)

Support Structure of NRLM(NRLM) 16

Phased Implementation(NRLM)  State is expected to cover all the districts and blocks in the State in a phased manner, over 5 to 7 years.  State need to identify districts and blocks for each of the phases and to develop a clear roll-out plan.  Mission to reach all districts & blocks by the end of 12 th Five Year Plan  ‘Intensive blocks’ (taken up blocks in NRLM) would have access to a full complement of trained professional staff and cover a whole range of activities of universal and intense social and financial inclusion, livelihoods, partnerships etc.  ‘Non-intensive blocks’ (remaining blocks) with limited staff in PRIs, NGOs and/or DRDAs, the activities may be limited in scope and intensity. The outlays in these blocks would be limited to the State average allotment for these blocks under SGSY. 17

Transition to NRLM(NRLM)  Formally launched on 3, June 2011 at Baswara, Rajasthan  State expected to transit to NRLM by the end of Dec,2011  Funding thereafter under SGSY ceases. 18

19 Mission target for Haryana State lakh rural households, 8.58 lakh BPL households (as per Survey 2007 ), 21 districts, 119 blocks, 6124 Gram Panchayats and the challenge is to reach out to each one of them in a time bound manner, and in a meaningful manner.(NRLM)

Essential Prerequisites  State-wide sensitive support structure, full time dedicated head of the mission  Position multi-disciplinary team of trained and competent professionals at state, district and sub-district level  Prepare time bound perspective plan for poverty elimination  Phasing strategy  Action plan upto 2012(NRLM)

State Steps Taken so far State Rural Livelihoods Mission(SRLM):  The Haryana State Rural Livelihood Mission (HSRLM) set up registered under Society Act 1860 on  The General Body (GB) headed by Hon’ble Chief Minister, Haryana & Executive Committee (EC) headed by Chief Secretary Haryana.(HSRLM) 21

Proposed phasing 1 st Phase-  1 st Year - 12 blocks in 4 districts namely Fatehabad, Kaithal, Karnal & Mewat (one in each division) based on rural population, SC population & BPL population criteria  2 nd Year – remaining blocks of 1 st year and all blocks of 3 new districts 2nd Phase-  3rd Year – 3 blocks from each new 7 districts  4th Year – remaining blocks of 3rd year selected districts 3 rd Phase-  5th Year - all remaining blocks(HSRLM) 22

THANKS

Universal Social Mobilisation  One member from each household, preferably a woman, organized into a S.H.G  All villages, blocks and districts – in a phased manner  Focus on most vulnerable: SC/ST(50%), minorities(15%), disabled(3%) Institution Building  Formation, nurturing - SHGs and their Federations at village, block and district level to provide space, voice and resources for the poor(NRLM) KEY FEATURES

Capacity Building  Continuous capacity building– key to strong institution building and empowerment  Multi-pronged approach  Knowledge dissemination to all members  Most effective training – at village level  Creating a cadre of trainers, service providers, Community Resource Persons (CRPs) and Master Craftsmen  Network of training institutions for capacity building at district and State level Rural Self Employment Training Institutes(RSETIs)  RSETI model envisages transforming unemployed youth into confident self employed entrepreneurs through a short duration experiential learning programme followed by systematic long duration hand-holding support. A one time grant of Rs 1.0 crore would be made by GoI to set up RSETIs in all districts.(NRLM)

Financial Norms  Formation– Rs.10,000 per S.H.G  Revolving fund (for SHG with more than 70% BPL) : Rs10,000 to Rs. 15,000 per SHG as corpus  Capital Subsidy: Max Rs lakh per SHG Rs 15,000 for general and Rs 20,000 for SC/ST per Swarozgari  Mode - directly to SHGs or through their federations Financial Inclusion (Demand & Supply)  Financial literacy and financial counseling  Strategic partnerships with banking sector  Financial technologies and business correspondent models  Facilitation support: ‘Bank Mitras’  Micro-insurance to cover life, health and assets(NRLM)

Infrastructure Creation  Productive infrastructure for processing, storage & value addition  Market support like packaging, branding  Support for marketing by market research, extending technology, building & supporting livelihood collectives plans  Identify & rotate the beneficiaries to link them to Rural Haats  Organising fairs & exhibitions Skill Development and Placement  Up-scaling of skill development through public-private partnerships  Upto 5% of allocation on Innovative projects  15% of central allocation for placement linked skill development projects(NRLM) back