IAWG (Interface Architecture WG) Trimester Meeting Phoenix, AZ 09/16/2008

IPR & Antitrust Policies By participating in this meeting you are agreeing to be bound by MISMO’s IPR (Intellectual Property Rights) policy which can be found at All meetings are conducted in accordance with MISMO’s Antitrust Policy

Agenda Housekeeping – Charter/Mission – Description of activities – Elections (Chair and Vice-Chair) – Monthly calls eMIT V2 Status Verbs/Nouns Matrix PRIA – Message Interaction Diagram – Verbs/Nouns (Actions/Item types) Title – Verbs/Nouns (Actions/Item types) – Message Interaction Overview

Introductions Who are you? What is your background? Which mortgage industry process does your company perform Why are you attending this meeting?

Workgroup Mission The Interface Architecture workgroup enables standards-based methodology, practice, and guidance for the transport, routing and packaging of residential mortgage information. The workgroup defines and develops message exchange patterns for enterprise and trading partner exchange of data and documents for a variety of mortgage banking industry activities.

Workgroup Structure Designed to enable distributed systems communication – use a standards-based methodology – establish a communications practice – provide guidance on a messaging framework Workgroup includes – Previously known Enveloping Workgroup – Previously known eMIT Workgroup (eMortgage Interface Transactions)/eMCIT (eMortgage Closing Interface Transactions)

Workgroup Activities Maintain MISMO XML envelope structures – Support V2.X envelope publications – Develop and shepherd V3 envelope recommend messaging framework requirements for MISMO – SOAP, WS* – Actions Architect envelope payload framework – V3 Package

Elections Chair (currently Rachael Sokolowski) Co-chair (currently RJ Schlecht) Core Data Structures representative Architecture representative

Conference Calls Tuesdays 2PM (weekly) – eMIT V2 – V3 Package Development First Tuesday of the month, 3PM – SOAP MEGs – Action/Item Types Set up new schedule?

eMITV2 Status V2 publication vetted with workgroup Closing 2.5 Contivo development Core Data Structures review Architecture

Interface Architecture Use of SOAP envelope/ WS* – Guidelines for header requirements Encryption – Definition of the SOAP body Standard package for all of MISMO messages Guidelines for Message Exchange Patterns – Standard actions on workgroup specific items

IA MEGs MEG 0028: XML Signature of a MISMO XML (needs work) MEG 0029: XML Encryption of MISMO XML (pending review) MEG 0030: Use of the MISMO Envelope (SOAP) (pending review) MEG 0034: Profile For Use of Embedded File?? MEG 0035: Use of XOP/MTOM Message (needs work) MEG 0031: Package ( in development needs) work)

SOAP Body MISMO V3 Package – MEG – -Schema Trimester discussions occur on Thursday AM, 9/18/2008

Message Exchange Patterns Define MISMO standard methods of communication between trading partners Redesign of V2 _ActionType attribute defined in the request/response envelopes by the workgroups Standardized terms – Actions defined as verbs: shared across workgroups – Items defined as nouns; workgroup specific

MEPs

Action Verbs ACCEPT - agree to item type (RESPONSE ONLY) AUTHORIZE -- provide authorization for an item type CANCEL -- abnormal terminate item type (REQUEST ONLY) CHANGE -- update previously provided information DISPUTE -- disagree with item type; trading partners have different data in their systems TERMINATE -- successful termination of item type-delete INITIATE-- submit/start a process (REQUEST ONLY)-delete PROVIDE (in response to request or unsolicited) -- supply an item type QUERY -- ask for status of an item type (REQUEST ONLY) REPORT -- supply status information (RESPONSE ONLY) REQUEST -- ask for an item type (REQUEST ONLY) REJECT -- refuse an item type (RESPONSE ONLY) SCHEDULE -- plan an item type at a particular date SUSPEND -- put a previous authorization on hold OTHER

Item Types Workgroup specific PRIA Item Types – Workgroup Name: PRIA – DocumentRecording – FeeQuote Title Item Types – Workgroup Name: Title – ?

PRIA IA

Document Recording

Title Verbs/Nouns (Actions/Item types) Message Interaction Overview

Wrap-up New con call time? Action Items Continue workgroup by workgroup review of Action/Item Types for V3 SOAP MEGs Continue Package Development join eMortgage Wednesday and Thursday …