1 MONTHLY REPORT SEP. 2010

2 Engage Project This Month (Sep,10) Proposal Estimated Budget 2011 Review Whole Year Attendant Record Catch up Recruitment Demand Lucky Draw System on Birthday

3 1. Proposal Estimated Budget Make Survey Some Benefits on Market Prices For Next Year 2. Base On The New Head Count, Demands While Apply For Budget 3. Review Actual Budget 2010 & Compare to New Proposal Prepare Report to BOD

4 2. Review Whole Year Attendant Records STEP 1: Review All Recordings From Beginning Year until Now STEP 2: Notice to all employees to arrange time to complete pending Annual Leave or Compensation leave (if any) Deadline: 31 Nov., 2010 After this period, your remain annual leave or compensation leave etc. will be expired

5 3. Catch up Recruitment Demand Legal Specialist PR Collectors CS Cashier Investigator Business Planning For both HCM & HN For Hochiminh Office

6 4. Birthday Lucky Draw System 0~3 Gifts For Lucky Draw Lucky Draw in a month in a month Effective on 01 Oct.,2010 Play game on birthday month from BCS system 1.Gift valued 200,000VND (Supermarket Voucher)/PAX 2.System will notice win or fail when play this game 3.You only allowed to play this game one time/year on your birthday month These gifts are additional one for one for employees on birthday

7 NEXT MONTH PLANNING PROJECT

8 Next Month Planning Project (Oct., 2010) 1.Continuously on Estimated Budget For Working with IT Dept. on upgrade the HR system 3. Continuously on company’s policies 4. Revise the performance evaluation regulation of Year 2011

9 MONTHLY MEETING General Administration

10 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS A. Office Building Information 1. TWC: - CS moved out from TWC – 9 FL to Norch – 7 FL (3 rd - CS moved out from TWC – 9 FL to Norch – 7 FL (3 rd Sep’2010). Sep’2010). - Fixed entrance doors of 7, 8 & 10 FL. - Fixed entrance doors of 7, 8 & 10 FL.

11 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS A. Office Building Information 2. Norch: - New CS office completed at 7 FL. - New CS office completed at 7 FL. - Agency HCM1 relocation at 8 FL - Agency HCM1 relocation at 8 FL - Leakage of 8 FL. Asked the - Leakage of 8 FL. Asked the landlord to fix it. landlord to fix it.

12 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) CS AREA – 7 FL

13 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) Collector area – 7 FL

14 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) Agency area – 8 FL

15 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS A. Office Building Information 3. Binhthanh house (Agency HCM2) - 4FL agency area rearranged to Training area. - 4FL agency area rearranged to Training area. 4. Dongnai branch: - A door installed for Training area. - A door installed for Training area.

16 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS A. Office Building Information 5. Haiphong’s new office: - Construction completion is 20 Sep’ Construction completion is 20 Sep’ All office equipments installed. - All office equipments installed. - Branch’s seal received on 23 Sep’ Branch’s seal received on 23 Sep’2010.

17 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) CS – 4FL

18 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) RD & BDO – 4FL

19 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) Agency & BM – 5FL

20 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) Training room – 4FL

21 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS A. Office Building Information 6. Hanoi’s new office: - RD’s rooms are adjusted. - RD’s rooms are adjusted. - Letter to the landlord regarding security service fee. - Letter to the landlord regarding security service fee.

22 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS B. Other projects: 1.Budget 2011 submitted. 2.Notebook 2011 ordered. Delivery will be on 20 Oct’2010.

23 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN)

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25 GA TASKS B. Other projects: 3. Moon-cake delivery on time (HCMC: 6 Sep’2010; Hanoi: 9 Sep’2010).

26 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS B. Other projects: 4. Ordered briefcase for Marketing & Training Division for Agency Incentive Program. 5. Liquidation on lending agreement with IVB. 6. Leaflet printing for Cathay’s Children Painting. 7. Self-check report for last 6 months of 2010.

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29 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS Comments: TWC & Norch: total power consumption reduced due to rented areas reduced.TWC & Norch: total power consumption reduced due to rented areas reduced. Ladeco: highest amount from the started operation month. RD explained that due to CIW, OPP and training classed conducted in this building instead of in IVB. After communication, Ladeco dropped some amount.Ladeco: highest amount from the started operation month. RD explained that due to CIW, OPP and training classed conducted in this building instead of in IVB. After communication, Ladeco dropped some amount.

30 ENGAGED PROJECT THIS MONTH (GENERAL ADMIN) GA TASKS Comments: Grand building: Still remained high electricity consumption.Grand building: Still remained high electricity consumption. Haphan building: RD and BM should pay more attention as power consumption is increased recent months.Haphan building: RD and BM should pay more attention as power consumption is increased recent months. RD & BM of the above buildings should pay more attention on electricity reduction program.RD & BM of the above buildings should pay more attention on electricity reduction program. GA will send staff to check time by time and report to BOD.GA will send staff to check time by time and report to BOD.

31 NEXT MONTH PROJECT PLAN (GENERAL ADMIN) GA TASKS budget revision. 2.Liquidation construction contract for Haiphong. 3.Physical check for fixed assets in Head office, branches and agency offices Cathay notebook delivery.

32 MONTHLY REPORT SEPTEMBER, 2010 Legal Department MAIN TASKS

33 Main tasks This month: ► Terms & Conditions:  D01 – Loan protection: explain some articles as MOF request. ► Legal counsel: - MOF approved for setting up Haiphong branch, the address: 4 th floor, Sacombank, Ton Duc Thang str., Le Chan Dict., Hai phong city;

34 Main tasks This month: ► Legal counsel: - - MOF approved for changing Head office’s address. The new address: 9 th Floor, New World Building, Pham Hong Thai, District 1, HCMC, Vietnam

35 Main tasks This month: ► Legal counsel: - MOF approved for changing General Director: Mr.Liao Chih Chiang – Chairman & GD. - Internal notice: Remind staffs those changes that must be approved by MOF before carrying out in reality.

36 Main tasks This month: ► Legal counsel:  Q&A from Marketing: terminate Labour contract with BM Tuyet Lan;  Q&A from HR: revise Leave regulation;

37 ► Legal counsel (cont.):  Q&A from Claim: advise on incorrect information provided clients;  Q&A from Investment: Internal Operation Guidelines for Related Person Transactions of Cathay. Main tasks This month:

38 ► Legal counsel (cont.):  N’orch issue: regarding overtime fee of the constructor;  Bui Thi Xuan building issue: regarding security fee. ► Review & revise contracts Main tasks This month:

39  Legal counsel:  Terms & Conditions: - Follow up: D01  Make approval for amendment to The Charter;  Follow up: - N’orch’s issue. - Buithixuan building’s issue. Main tasks Next month

40 Legal Department