Benefits through the stages of your life. THE CHANGING FACE OF MEDICAL DUES Pat Haines Susan Reimann Yvette Russell-Minor Allison Seed

What we plan to cover –A review of options –An overview of Operational impact –Process & communications –Board of Pensions service support –A time for dialogue and discussion 2 WELCOME AND AGENDA 2

WHAT WE NEED FROM YOU Active participation in group discussion –Questions –Concerns –Feedback –Counsel 3

Action2014 Dues2015 Dues Maintain Current Dues Model 23% effective salary 24.3% effective salary 4 REVIEW OF OPTIONS: OPTION A 4

Action2014 Dues (Annual) 2015 Dues (Annual) Maintain Dues at 21% for Member only; Introduce Dependent Coverage Tiers at flat amounts Member: 21% + Child(ren) = $534 + Partner = $664 + Family = $1,165 Member: 22% (Flat dollar amounts TBD) 5 REVIEW OF OPTIONS: OPTION B 5

Action2014 Dues2015 Dues Set dues at % of effective salary and a lesser % for member only coverage Dues w/ Dependents = 23% Dues w/o Dependents = 21% Dues w/ Dependents = 25% Dues w/o Dependents = 22% 6 REVIEW OF OPTIONS: OPTION C 6

Benefits through the stages of your life. OVERVIEW OF PROCESS 7

OPERATIONAL IMPACT: PROCESS & COMMUNICATIONS 8 Begin planning –Ensure we are prepared to serve Providing information today and looking ahead –Dues calculator –Administrative rules –Invoices Greater support needed if model changes

OPERATIONAL IMPACT: PROCESS & COMMUNICATIONS 9 Timeline Vision for implementing Board’s role “Your” role

TIMELINE OF EVENTS 10 Special website launched (March) Summer Employer Mailing (July) Sept. Mailing (Sept.) Annual Enrollment (Oct.-Nov. 15) Statements to confirm elections ongoing (& at year-end) Medical Dues Effective (Jan )

PROCESS CYCLE 11 Summer employer mailing Information guide Member report pensions.org Dues Calculator Benefits Connect Dues Modeler Communication and Decision Tools Employing organization reviews/reports changes Confirmation to employer Confirmation to member Enrollment Practice (Section 125) Medical Coverage Change Process Final confirmation report to employing organization Individual confirmation statements to members Year-End Confirmation

12 Summer Mailing with information guide, Section 125 guidance and member report pensions.org Dues Calculator Benefits Connect Dues Modeler Communication and Decision Tools PROCESS CYCLE: JULY– SEPTEMBER

PENSIONS.ORG DUES CALCULATOR WELCOME: 13

PENSIONS.ORG DUES CALCULATOR INFORMATIONAL PAGE: 14

PENSIONS.ORG DUES CALCULATOR STEP 1: 15

PENSIONS.ORG DUES CALCULATOR STEP 2: 16

PENSIONS.ORG DUES CALCULATOR STEP 3: 17

DUES CALCULATOR RESULTS 18

19 Benefits Connect On Line Medical Change Process Member Confirmation Employer Confirmation Medical Coverage Change Process PROCESS CYCLE: OCTOBER – NOVEMBER 15 (ANNUAL ENROLLMENT)

20 Confirmation Statement Listing to Employer Confirmation Statement to Member Year-End Confirmation PROCESS CYCLE: YEAR-END DECEMBER 2013

WHAT STAYS THE SAME 21 Commitment to members Commitment to employing organizations High level of quality service Member Service support wrapped around all processes/communications

Benefits through the stages of your life. DISCUSSION GUIDANCE 22

CONSIDERATIONS 23 What are presbytery minimum salary compensation policies? What are local tools you might need? How can we serve you in providing communications and guidance? How can you ensure your churches have reviewed/have had discussions? What questions do you anticipate employing organizations to have?

SHARING DISCUSSION TOPICS 24

WRAP UP/WHAT’S NEXT 25