WINHOLD GROUP INSURANCE SUMMARY Cover DescriptionDeductibleMajor ExtensionsMajor Exclusions Assets All Risks Material Damage Sum InsuredR657,951,346 Electronic Equipment Sum InsuredR8,191,748 Gross Profit Sum InsuredR210,000,000 Rent Receivables Sum InuredR16,650,000 Manufacturing SitesR50,000 Operational SitesR10,000 MoneyR5,000 TheftR10,000 Electronic EquipmentR2,500 All Risk ItemsR5,000 Accidental Damage10% min R10,000 Goods in Transit (Local)10% min R10,000 All Risk ItemsR1,000,000 Works of ArtR1,000,000 MoneyR300,000 TheftR1,000,000 Goods in TransitR1,000,000 Accidental DamageR10,000,000 Property in the Course of ConstructionR20,000,000 Additional Increased Costs of WorkingR25,000,000 Customers and Suppliers Extension Inter Branch Extension Subsidence and Landslip Wear and Tear Any Fraudulent Tricks Shrinkage Acts of Authority Contractual Liability Known Faults or Defects Consequential Loss Contractors All Risks Limit any one ContractR20,000,000 Maximum Period any one Contract12 months Cover only applies to Gundle Each and every claimR25,000Surrounding Property Transit of Materials off-site Surface Testing and Commissioning90 days Escalation30% Liquidated Damages or Penalties Defective Materials/Workmanship Marine/CIT Insurance Gradual Deterioration De-Watering Part of the Property being worked upon Under Load Testing Liability General Public LiabilityR50,000,000 Products LiabilityR50,000,000 Defective WorkmanshipR50,000,000 Product Inefficacy R50,000,000 Sudden & Accidental PollutionR50,000,000 Spread of FireR50,000,000 Gratuitous Negligent LiabilityR50,000,000 Motor Third PartyR45,000,000 Contractors LiabilityR50,000,000 Incidental Medical MalpracticeR50,000,000 Public LiabilityR10,000 Products, including AdviceR25,000 Product InefficacyR100,000 Pollution & ContractorsR10,000 Motor Third PartyR5,000,000 (Covered in Terms of the Motor Policy) Defamation/Wrongful ArrestR10,000 Statutory Legal Defence CostsR1,000,000 Employers LiabilityR20,000,000 Wrongful Arrest / DefamationR1,000,000 Difference in Limits/Difference in Conditions Fines and Penalties Contractual Liability Warranties Known Incidents/Deliberate Acts USA and Canada Related War or Nuclear Asbestos Insolvency Fraud Cost of Repairs

WINHOLD GROUP INSURANCE SUMMARY Cover DescriptionDeductibleMajor ExtensionsMajor Exclusions Commercial Crime Employee DishonestyR10,000,000 Third Party Computer FraudR10,000,000 ExtortionR10,000,000 Manufacturing SitesR500,000 Operational SitesR250,000 Costs of RecoveryR250,000 Reinstating Office RecordsR250,000 Losses from Unidentified Employees Loss by Director/Partner Loss after Discovery Consequent Loss or Loss of Profits Unintentional Acts/Errors/Omissions Directors & Officers Policy LimitsR50,000,000Nil Shareholder Derivative Actions –Pollution Extension – 100% of SI Acquisition Threshold – 20% Outside Directorship Retired Directors Non Executive Directors Protection Tax COID and UIF Extensions Pollution Defence Costs-25% of Sum Insured USA and Canada Failure to maintain Insurance Fraudulent Acts Bodily Injury Motor Own DamageR750,000 Third PartyR5,000,000 Self Insurance AggregateR1,000,000 Stop LossR125,000 Own DamageR2,500 Theft/Hi-JackR5,000 Windscreen25% min, R500 Passenger Liability-R5,000,000 Unauthorised Passenger Liability-R5,000,000 Contingent Liability-R5,000,000 Car Hire R300/day – max 30 days New for “Old” if less than 12 months and 36,000 km Mechanical or Electrical Breakdown Inequity of Road Services Detention/Confiscation Nationalisation Under the Influence Contrary to Description of Use Not Licenced Cell Phone LimitAs declaredR500World Wide Cover Wear and Tear Gross Negligence Unattended Vehicle unless goods are stored in a Locked Boot Entry gained to a Vehicle using a Jamming Device Laptops LimitAs declaredR1,500 Claims Notification GIB Telephone Sue CassellCell Elaine van der Fax to Mail Winhold Telephone Grant